ROHIT SAWANT
MUMBAI
Summary
With a focus on retail banking and credit, my current role as a Credit Risk Executive at YES BANK has honed my competencies in managing risks and evaluating loan viability. Although my educational background is not detailed, my expertise in loans is well-established through hands-on experience. At YES BANK, I've leveraged these skills to mitigate financial risks effectively.
Previously, as a Sales Executive at HDFC Bank and Sbi Capital Securities Limited, I cultivated strong relationships, efficiently managed service levels, and navigated customer queries and escalations. Our team increased loan sales by fostering partnerships with real estate agents and brokers, underscoring my commitment to client service and team collaboration. I am eager to contribute these experiences and skills to further advance our shared objectives at YES BANK.
Overview
6
6
years of professional experience
Work History
CPA (Business Loan)
YES BANK LTD.
Chembur, Mumbai
04.2023 - Current
- Login of the loan file for processing of the business loan KYC of the client, various statutory forms like GST return, bank statement, financial statement etc
- Evaluating financials of the client and preparation of CAM
- Understanding of the bank statement and preparation of ABB as per bank requirement
- Basic understanding of EMI calculation, EMI tracking in the bank statement, SOA understanding etc
- Co-Ordination with RMs and interacting with them for fulfillment of the loan document requirement
- Following up with RMs and resolving the queries for the loan proposal
- Managed a portfolio of loans, including periodic reviews for compliance with loan covenants and regulatory requirements.
Sales Executive (Mortgage sales & marketing)
HDFC BANK LTD (HDB FINANCE SERVICES)
Ghatkopar, Mumbai
12.2022 - 04.2023
- Relationship Management with The Channel Partner
- Maintaining Optimum Service Level for The Channel
- Handling Customer Queries and Escalations
- Monitoring Home Loan Sanction and Disbursement Process
- Liaising With Internal Credit Team to Perform Proper Due Diligence Of Customers
- Liaising With Technical Team to Get Optimum Valuation Of The Property
- Generate Reference Business from Existing Customer
Sales Executive (Home Loan)
SBI CAP SECURITIES
Andheri, Mumbai
08.2022 - 12.2022
- Working in Mortgage Home Loan
- Sold and originated residential mortgages by customary and regular involvement in activities related to selling loans away from the office
- Developed and maintained relationships with real estate agents, financial planners, individual borrowers, and builders
- Obtained, verified, and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
Asset Banking Advisor
FEDERAL BANK LTD
Thane, Mumbai
04.2022 - 07.2022
- Working in Mortgage Loan
- Responded promptly to customer complaints by resolving issues efficiently and effectively.
- Performed administrative duties such as filing paperwork, entering data into systems and preparing documents for meetings.
- Conducted regular reviews with clients to discuss progress towards achieving their objectives.
- Generated sales leads through networking activities such as attending events or contacting potential customers.
Data Entry Operator
GOKALDAS TEJPAL HOSPITAL
Mumbai
12.2020 - 03.2022
- Maintaining daily Billing records, Charge entry, payment posting
- Doing independently work in salary payment department Filing Paperwork
- Maintaining Electronic Hospital Records
- Maintained confidentiality of sensitive information while entering data into system.
sales Person
CLOTHING STORE (FAMILY BUSINESS)
Borivali, Mumbai
01.2019 - 12.2020
Education
MBA - Banking Investment & Insurance
01-2024
Bachelor of Commerce - Banking and Insurance
01.2018
Skills
- Risk evaluation
- Underwriting expertise
- Relationship Management
- Credit analysis
- Document analysis
- Documentation Review
- Portfolio Management
- MS-Word
- MS-Power Point
- Excel 2012
Strengths
- Positive Attitude
- Smart Working
- Learning Ability
Personal Information
- Date of Birth: 14/03/1998
- Marital Status: Unmarried
Languages
Marathi, Hindi, English
First Language
Timeline
CPA (Business Loan) - YES BANK LTD.
04.2023 - Current
Sales Executive (Mortgage sales & marketing) - HDFC BANK LTD (HDB FINANCE SERVICES)
12.2022 - 04.2023
Sales Executive (Home Loan) - SBI CAP SECURITIES
08.2022 - 12.2022
Asset Banking Advisor - FEDERAL BANK LTD
04.2022 - 07.2022
Data Entry Operator - GOKALDAS TEJPAL HOSPITAL
12.2020 - 03.2022
sales Person - CLOTHING STORE (FAMILY BUSINESS)
01.2019 - 12.2020
Welingkar Institute of Management Mumbai - MBA, Banking Investment & Insurance
Mumbai University, Shree Bhausaheb Vartak Gokhale College of Arts and Commerce Borivali (W) Mumbai - Bachelor of Commerce, Banking and Insurance
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