ROHIT SOMANI
Chartered Accountant
Mumbai,MH
Summary
Experienced credit and risk manager with relevant experience, Aspire to hold a prestigious position in a well managed financial institution that allows to utilize my skills, knowledge and to perform best of my professional efficiency in a responsible manner in the field of Credit and Risk.
Overview
12
12
years of post-secondary education
6
6
years of professional experience
Work History
Area Credit Manager - Mortgages
SBFC FINANCE PVT. LTD, Erstwhile Karvy Finance Pvt. Ltd
Mumbai
2018.05 - Current
- Appraisal and recommendation of loan proposals under MSME, salaried and self-employed non-professional (SENPs) segment.
- Processing and recommending Mortgage loan proposals for sanction to sanctioning authority.
- Analyzing credit, income, compliance, title documents and title documents during underwriting process.
- Ensuring Legal and Technical aspects of offered collaterals are in accordance with policy.
- Control over entire loan process from file Login to Disbursal within predefined TAT.
- Handled all post sanction formalities including Documentation, disbursement and follow up of loan accounts.
- Effectively management of loan portfolio in terms of Recovery and regularization of accounts.
- Monitoring teams' performance and mentoring them to achieve desired results.
- Vendor management - Coordination with Outsourced Agencies like FI, Valuers, Lawyers etc.
- Handled Business Loans and Professional Loans for Mumbai location in year 2019 and also got Opportunity to work at multiple locations i.e. Indore (Madhya Pradesh), Pune (Maharashtra) and Nashik (Maharashtra).
- Contributed in Securitization Process by way of Credit screening (Portfolio acquisition of 1800 Crore).
- Monitoring of delinquent accounts and resolution of NPA accounts since past few months (After COVID-19).
- Recognitions:
- Awarded as ‘Best Credit Manager’ (silver category) on Pan India level in 2019.
- Awarded Star of the moment award in Oct-18.
Assistant Manager - Direct Tax
S.S. RANE & CO (Chartered Accountants)
Mumbai
2017.06 - 2017.11
- Prepared wide array of Income Tax returns for clients such as corporate, firm, individual and private entities.
- Conducted Tax Audits for various clients as per norms.
- Handled Income Tax Scrutiny cases through Appeals and replies and Facilitated communication between clients and Income tax authorities.
Article Assistant
DINESH BANGAR & CO.
Thane , Maharahstra
2012.10 - 2015.10
- Complete Accounts Management and Preparation of Financial Statements for various types of organizations.
- Review and Finalization of Quarterly and Annual accounts.
- CMA reports preparations for loan proposals.
- Conducted Statutory Audits/ Internal Audits of various types of companies.
- Part of Audit Team conducting Statutory, Concurrent, Stock audit of Nationalized Banks.
- Direct and Indirect Taxation: Income tax return preparation, looking after TDS compliances and Tax Audits.
- Handled ROC Compliance and XBRL Reporting with Registrar of Companies and LLPs.
- Secretarial work like minute Drafting and resolution write ups.
Education
Chartered Accountant -
The Institute Of Chartered Accountants Of India
2011.06 - 2017.11
Bachelor of Commerce (Graduation) -
MDS University
Rajasthan 2013.04 - 2017.03
HSC (12th) -
Central Board Of Secondary Education
Bhilwara, Rajasthan 2010.04 - 2011.03
SSE (10th) -
Rajasthan State Board
Chittaurgarh, RJ 2008.04 - 2009.04
Skills
MS Office, Excel, Power point, Tally ERP
Timeline
Area Credit Manager - Mortgages
SBFC FINANCE PVT. LTD, Erstwhile Karvy Finance Pvt. Ltd
2018.05 - Current
Assistant Manager - Direct Tax
S.S. RANE & CO (Chartered Accountants)
2017.06 - 2017.11
Bachelor of Commerce (Graduation) -
MDS University
2013.04 - 2017.03
Article Assistant
DINESH BANGAR & CO.
2012.10 - 2015.10
Chartered Accountant -
The Institute Of Chartered Accountants Of India
2011.06 - 2017.11
HSC (12th) -
Central Board Of Secondary Education
2010.04 - 2011.03
SSE (10th) -
Rajasthan State Board
2008.04 - 2009.04
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