Seeking a challenging position where my operational excellence, financial skills and organizing capabilities can be put in for the successful execution of the financial growth of the company with a good team.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Co-Founder & Chief Operating Officer
Dropship Fuels Pvt Ltd
01.2020 - Current
Fuelkart.com is a last mile fuel delivery organisation with an experience of over 5Years along with Logistical analysis
Conducted extensive research on fuel delivery models operational in international markets and other states in India to inform the setup of the company
Analyzed industry challenges and shortcomings to build a robust and sustainable business model
Played a pivotal role in preparing a compelling pitch deck, successfully securing initial investment for the organization
Oversaw all daily operations, ensuring seamless customer service and effective employee engagement
Ensured hassle-free deliveries as per scheduled timelines using tracking devices
Introduced the concept of “Watching while fueling from desk” to monitor fuel dispensing remotely, reducing pilferage or theft
Led a team of over 30 employees, including 18 ground staff, promoting a productive and cohesive work environment
Took ownership of financial operations, maintaining a comprehensive understanding of receivables and payables
Created an efficient follow-up mechanism using an account management tool, ensuring timely communication via various modes
Renegotiated payment terms with suppliers/vendors, improving cash flow and facilitating higher profits
Led the team responsible for maintaining vendor accounts, reconciling income, costs, and balance statements, and recording journal entries for vendors and customers
Conducted monthly audits of company cash flows, including employee and driver expenditures and operational costs, to finalize monthly balance sheets
Reviewed annual financial statements and conducted investor meetings to report organizational progress
Developed strategic monthly financial plans to ensure uninterrupted cash flow and timely fulfillment of financial obligations, even during periods of economic uncertainty such as the COVID-19 lockdown and geopolitical conflicts
Initiated operations in January 2021 with a single vehicle and rapidly expanded the fleet to 12 vehicles within six months
Achieved an impressive annual turnover of ₹41 Crore within four years, demonstrating strong business acumen and market understanding
Introduced various concepts like beat marketing strategy and customer referral schemes to boost sales
Spearheaded the introduction of complementary products to enhance profitability, including retread tires, insurance services, GPS and automation solutions, and mechanical services tailored for small fleet owners
Recruited, trained, and mentored a high-performing executive team, fostering a culture of innovation and accountability
Implemented effective team-building strategies that promoted collaboration and efficiency, driving the company’s success.
Assistant Manager
State Bank of India, Life
Hyderabad
06.2017 - 12.2019
Assistant Manager – Regional Coordinator of CRM - Hyderabad
Handling all the Financial and Non-Financial Service queries pertaining to the entire region
Monitoring TAT’s, Ensuring First Time Right, Liasioning with Vendors (Outsourcing) and maintaining timely process approvals
Lead Surrender Retention team
Persistency Manager (Accounts Receivable) –Regional Operations Center – Bhubaneswar
Handling a portfolio of 769Cr of Renewal Collections (Accounts Receivable)
Track the movement of Renewal Collection Achievement and other Renewal parameters
Perform various kinds of Budget Analysis to achieve monthly, quarterly and yearly targets
Coordinate with all the branches across the state, resolve their queries, guide them to achieve their individual targets and reviewing branch visits of other Nodal officers
Design various contests on timely basis to keep everyone intact with Renewal collections.
Financial Marketing (Internship)
Muthoot Securities
03.2016 - 06.2016
Business negotiations with other brokerage firms to attract them towards Muthoot Securities
Designing promotional activities to mark the re-launch of Muthoot Securities.
Associate Financial Analyst
Wells Fargo India Solutions
02.2014 - 06.2015
Default Accounts Payable Team
Analyze the invoices billed by attorney and make a go (or) no-go decision regarding the payment of invoice as per the judicial guidelines of various states in USA and financial institutions like FNMA, FHLMC
Part of the core team to create the process manual for the new employees to understand the billing patterns of different attorneys.
Education
PGDM - Finance and Analytics
Institute of Management Technology
01.2017
B. Com - Computers
Aurora Degree College
01.2013
Intermediate - MPC
Sri Chaitanya Junior College
01.2010
SSC -
Divyanjali High School
01.2008
Skills
MS Excel
MS PowerPoint
Business Development
Operations Management
Business Planning
New Business Development
Operational Analysis
Certification
Financial Modeling Course from Edu Pristine
Six Sigma Green Belt from Edu Pristine
Languages
English
Hindi
Telugu
Innovationsawards
One of the four key members of the Regional Score Card Task Force Team which involves in improving operational parameters of SBI Life Bhubaneswar Region.
GEMs (Going Extra Mile Service) award at SBI Life by the Innovative Ideas Committee (INNOVITTI) for proposing an idea of linking one of the underwriting tools with WhatsApp for immediate alerts to customers instead of traditional emails or letters to reduce the TAT’s.
Designed the on-boarding training program for policy servicing team across the state.
Awarded with Employee of Month thrice consecutively at WELLS FARGO.
Best Intern Award at Muthoot Securities Pvt. Ltd.
Personal Information
Date of Birth: 05/03/1993
Associations
Member of “Sangam”, cultural committee of SBI, Life
Member of “Sparsh”, engaged in social cause at Wells Fargo India Solutions
Member of Management Development Program Committee at IMT, Hyderabad
Member of “Periodos”, Sports Club of IMT, Hyderabad
Extracurricular Activities
Captain of Cricket and Volleyball teams at IMT Hyderabad. Participated in AmCham as a member of Cricket team representing Wells Fargo.
Hobbies and Interests
Playing Cricket
Political Analysis
Projects
Hedging Strategies, As a part of my Internship program, I designed a portfolio using different hedging strategies. Ascertained the performance of the portfolio by taking some scripts and explained the logic behind choosing these stocks. Geographical Cropping Pattern Data Visualization, This project was about the evolution of agriculture across different geographical areas in India. I have demonstrated the data visualization using heatmaps of Tableau. In addition to it, it also includes a study on various factors affecting the cropping patterns in India. Valuation of Company, We, as a team of four, have chosen tyre industry, selected a company for each team member and valuated the company using DCF method. Finally, we calculated the share price and gave an opinion whether the share price is undervalued or overvalued. We also did a comparative study. Article on Inflation Indexed Bonds, We, as a team of two, wrote an article on Inflation Indexed Bond. The article will explain in detail about the calculation of coupon payment and factors that affect the bond.