SUDHIR PRAJAPATI
Ahmedabad
Summary
Results-oriented professional knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize bank revenue. Analytical problem-solver tenacious in pursuing sales opportunities.
Overview
9
9
years of professional experience
Work History
Loan Officer
Ujjivan Small Finance Bank
Ahmedabad
04.2024 - Current
- Evaluate and process loan applications in compliance with banking regulations.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Maintain a thorough understanding of lender products, policies, and services.
- Build and maintain relationships with clients to encourage new and repeat business opportunities.
- Monitor loan repayment activities and manage delinquency cases.
Debt Recovery Agent
HDB Financial Services
Ahmedabad
01.2017 - 03.2024
- Managed delinquent accounts through effective communication and negotiation techniques.
- Assisted customers in understanding payment options and consequences of non-payment.
- Collaborated with team members to develop strategies for improving collection rates.
- Educated clients on financial responsibility and the importance of timely payments.
- Maintained accurate records and reported on collection activity and accounts receivable status.
Education
B.COM -
Gujarat University
Ahmedabad01.2014
H.S.C -
Gujarat Higher Secondary Board
Ahmedabad01.2011
S.S.C -
Gujrat Higher Secondary Board
Ahmedabad,India01.2009
Skills
- Loan processing
- Debt collection strategies
- Problem solving
- Team collaboration
- Collections proficiency
- MS Office
Languages
- English
- Hindi
- Gujarati
Disclaimer
I hereby declare that the above information given by me is true and correct to the best of my knowledge.
Personal Information
- Date of Birth: 09/28/93
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
Loan Officer
Ujjivan Small Finance Bank
04.2024 - Current
Debt Recovery Agent
HDB Financial Services
01.2017 - 03.2024
B.COM -
Gujarat University
H.S.C -
Gujarat Higher Secondary Board
S.S.C -
Gujrat Higher Secondary Board