Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Roshan UJ

Bengaluru,KA

Summary

Product Owner and Business analyst with expertise in Trade Finance business process improvement and cross-functional team leadership. Skilled in requirement analysis stakeholder management, and driving end-to-end solution delivery from concept to implementation. Proven ability to bridge business needs with development teams, ensuring alignment, quality, and successful project outcomes.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Product Owner

Standard Chartered Global Business Services
07.2024 - Current

Project: Trade Xpress


  • Facilitated requirement gathering sessions with business and technical stakeholders for interface enhancements in the Trade Xpress trade finance transaction processing application.
  • Analyzed legacy systems—DTP (Document Trade Processor) and OTP (Open Account Processor)—to understand existing interface workflows and interactions with downstream applications.
  • Identified differences and integration gaps between legacy systems and Trade Xpress, guiding migration and process alignment.
  • Documented necessary changes in API payloads to ensure robust data transfer and seamless connectivity between upstream and downstream systems.
  • Prepared comprehensive Business Requirement Documents (BRDs), ensuring accuracy, completeness, and clarity of requirements for multiple interfaces.
  • Obtained sign-off and approvals for requirements and proposed solutions from the Center of Excellence, product teams, and stakeholders, ensuring all parties were aligned.
  • Explained detailed requirements and new feature implementations to development teams for effective solution delivery and clear communication of expectations.
  • Provided development teams with test scenarios and oversaw the review of test cases to verify alignment with documented requirements.
  • Validated solution deliverables against business and technical requirements to uphold quality and compliance standards throughout the development lifecycle.
  • Managed and prioritized the product backlog, balancing business goals, stakeholder expectations, and ongoing feedback for continuous improvement.

Functional Business Analyst

Fidelity information services
03.2022 - 07.2024

Project: MBP (Modern banking Platform)


  • Collaborated with Product Owner to gather and document requirements from stakeholders.
  • Prepared business process flows and use case diagrams to clearly outline project objectives.
  • Led requirement elicitation, prioritization, and detailed documentation to support project planning and execution.
  • Converted business requirements into actionable user stories for development teams.
  • Facilitated meetings between IT and business stakeholders to resolve conflicts and achieve consensus on solutions.
  • Groomed and guided Scrum team on prioritized items during Backlog Grooming.
  • Participated in PI planning, sprint planning, and sprint reviews, ensuring alignment between delivery teams and project goals.
  • Prepared solution documents and user manuals to support end-users and internal staff.
  • Presented demos to stakeholders and delivered product feature guides as required.

Functional Business Analyst

Societe Generale Global Solution Centre
03.2021 - 03.2022

Project: TOMCAT on the In-house Trade finance Devlopment


  • Collaborated with Product Owner to gather requirements from internal stakeholders and ensure comprehensive understanding of project goals.
  • Developed user stories and defined clear acceptance criteria to facilitate effective project delivery.
  • Participated in and contributed to Backlog Grooming sessions, working with users to determine release priorities and features.
  • Participated in sprint planning, daily scrum meetings, sprint reviews, and sprint retrospectives to support agile delivery and continuous improvement.
  • Provided walk-throughs to technology teams on prioritized items to ensure clarity and alignment.
  • Prepared detailed test cases and outlined testing requirements for newly developed features.
  • Assisted production support teams in addressing and resolving issues raised by users or stakeholders.

Functional Business Analyst

CGI Group Inc
05.2016 - 03.2021

Project: Trade 360 and Trade portal.


  • End-user experience on 'T360' core banking solution for all Trade Finance and Payment operations.
  • Actively participated in team meetings to share knowledge, exchange ideas, address challenges, and collaborate on potential solutions.
  • Experienced in testing (includes planning, understanding scenarios as per requirement, writing test cases, recording the results.
  • Exposure on testing methodologies like, Functional testing, Regression testing.
  • Knowledge on writing Basic SQL queries to retrieve data from Oracle database.
  • Responsible for tracking, development and testing issues, proactive follow-up with the team and ensure for timely delivery.
  • Effective coordination between business team and technical team for the completion of project on time.
  • Experience in L1/L2/L3 support for the production issues reported by the clients in our T360 Trade finance application.
  • Experienced in Supporting on UAT, SIT and BMK site of clients for executing the analysis.

Senior Practitioner

Concentrix India Private Limited
09.2014 - 04.2016

Project: Noor Islamic Bank on Trade innovation +


  • Worked for Noor Islamic Bank on TI Plus application, was a part of the newly migrated team from Dubai to Bangalore.
  • Processing and Reviewing of Import/Export document checking, Export Payments, Discounting, Negotiation and Reimbursements, Collections Payments, Guarantees, SBLC, Sight/Acceptance, Commercial & Multiple Currency settlements.
  • Knowledge on SWIFT Network/Messages (Series of 100/200/400/700/900 etc.) Formats of SWIFT messages and STP standards.
  • Nostro reconciliation (incoming and outgoing Nostro reconciliation pertaining to trade).
  • KYC and AML screening for all transactions and parties involved.
  • Processing all the transaction with Sharia principles.
  • Trained the team members in systems handling and transaction processing.
  • Providing new ideas to make the process easier and better and the same was approved by the higher management.

Transaction Processing specialist

JP Morgan Chase Private Limited
06.2010 - 09.2014

Project: Overseas Chinese Banking Corporation (OCBC) trade finance transaction processing with inhouse application GTS Production and GTS Enquiry.


  • Part of the newly migrated team from Hong Kong to Bangalore, Insourcing ops for Overseas Chinese Banking Corporation (OCBC), Hong Kong.
  • Processed Import/Export document checking. LC Issuance, Advising, Export Payments, Financing, Collections.
  • Knowledge of Swift Message Types, Funds Transfer and Clearing House System.
  • Processing of all trade sanctions with compliant to US and European Sanction Procedures.

Education

Bachelor of Commerce - Commerce

Bangalore University
06-2010

Skills

  • Business Analysis
  • Requirement Gathering
  • BRD/FSD
  • Flow Diagrams
  • Prototyping/Wireframes
  • Agile Methodology
  • User stories, Acceptance criteria
  • Basic SQL queries
  • ADO
  • Jira
  • Confluence
  • MS Visio
  • TI PLUS(Finastra)
  • I-Flex (Oracle)
  • Trade-360 (CGI)
  • MBP-Modern Banking Platform (FIS)
  • Trade Xpress (SCB)

Certification

  • Certified Documentary Credit Specialist (CDCS) Certified from LIBF.
  • PO/PM (Safe 6) Certified from Scaled Agile.
  • Certified Business analysis professional (CBAP) Trained from Simplilearn.
  • TOGAF Business Architecture Foundation

Timeline

Product Owner

Standard Chartered Global Business Services
07.2024 - Current

Functional Business Analyst

Fidelity information services
03.2022 - 07.2024

Functional Business Analyst

Societe Generale Global Solution Centre
03.2021 - 03.2022

Functional Business Analyst

CGI Group Inc
05.2016 - 03.2021

Senior Practitioner

Concentrix India Private Limited
09.2014 - 04.2016

Transaction Processing specialist

JP Morgan Chase Private Limited
06.2010 - 09.2014

Bachelor of Commerce - Commerce

Bangalore University
Roshan UJ