Roshan Vinayak Kshirsagar
Kalwa
Summary
and adequate learning environment, encourages healthy competition which will further influence me to upgrade my performance and step up the corporate hierarchy. To work independently as well as in a team, displaying a sense of belonging towards my work, as well as the organization; to set and achieve targets and work towards the organizational development. To carve out a niche for myself in the corporate world by continuous acquisition of knowledge and effective application of that knowledge in real-life situations
Overview
10
10
years of professional experience
Work History
Deputy Manager
Axis Trustee Services Limited
07.2025 - Current
- Handling loan documentation, security creation, registration and filling of applicable charges for Companies, Banks and other Financial Institutions.
- Aptitude to understand foreign laws / formalities in relation to creation of security (in offshore/ onshore jurisdiction) in consultation with respective foreign / Indian legal counseils.
- Monitoring and Follow up of covenants.
- Co-ordination with Banks for smooth remittance of funds in Facility Agency transactions.
- Co-ordination with legal department & other external/internal stakeholders for various matters.
- Any other trustee operations work as and when assigned, Safe keeping of documents.
- Process Improvement: Prepared internal process for various internal functions, implemented process improvements with controls & risk mitigation, and ensured seamless execution of operational tasks.
- Audit and Risk Management: Collaborated with internal audit teams to address audit queries, prepare management response on audit report.
- Loan Agreements and Documentation: Vetting loan agreements, providing required documents to financial institutions, and ensuring compliance as per lenders requirements.
- Monitoring of sanction terms: Maintaining Security Cover. Insurance. Condition Precedent and Condition Subsequent.
- Wholly owned subsidiary of Axis Bank Limited
Manager
KOTAK MAHINDRA BANK LTD
09.2024 - 04.2025
- Preparation of daily MIS of disbursed/Non disbursed and publishing data to senior for non-disbursed cases.
- Daily Assignment of work ET (easy track) to team members via kramaan app.
- Verification of legal documents guarantee deed, mortgage declaration etc. as per sanction letter and term sheet
- Cersai maintenance charge creation and release.
- Making payment of stamp duty from client
- Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.
- Creation of security as approved and getting the security perfected in coordination with client / other banks.
- Tracking of documents for receipt; deferral; expiry etc through systems
- Ensuring that deferrals are closed within timelines by arranging necessary documents/ approvals.
- Maintaining necessary MIS for reporting purposes.
- Handling Closure of limits and release of securities and issuance of No Dues Certificate
- Handling of RBI/Internal/Statutory/Concurrent Audit requirements.
- Maintaining necessary MIS for reporting purposes.
Deputy Manager
ICICI BANK LTD
01.2016 - 12.2022
- Handling death claim and locker operations
- Handling Cash Counter
- Processing of RTGS, NEFT including bulk
- Cheque clearing
- Forex Card issuance
- Forex inward & outward remittance
- Authorize NEFT and RTGS requests
- Handling KYC portal and requests
- FDMS portal handling
- Maintaining suspense account
- Monitoring GL entries and GL accounts
- EOD reporting
- CRM portal management (customer request & queries)
- VBMS portal
- BOD reporting
- ATM machine cash handling
- ATM verification process
- Processing corporate salary request
- OTC cross sales
- Team handling
Education
B. COM -
N.G.Bedekar College of Commerce
MumbaiH.S.C -
N.G.Bedekar College of Commerce
MumbaiS.S.C -
Shishu Vikas Mandir
MaharashtraSkills
- MS-CIT
Languages
English, Hindi, Marathi
Languages
English, Marathi, Hindi
First Language
Interests
Cricket
Declaration
All above mentioned information is true and accurate as per best of my knowledge. Date: (Roshan Vinayak Kshirsagar)
Typing Speed
English 40 WPM
Other
- MDRT qualified
- To work in the most proficient manner in an organization that lays emphasis on innovativeness and flexibility, promises growth
Timeline
Deputy Manager
Axis Trustee Services Limited
07.2025 - Current
Manager
KOTAK MAHINDRA BANK LTD
09.2024 - 04.2025
Deputy Manager
ICICI BANK LTD
01.2016 - 12.2022
B. COM -
N.G.Bedekar College of Commerce
H.S.C -
N.G.Bedekar College of Commerce
S.S.C -
Shishu Vikas Mandir