ROSHINI A R
Vazhapadi
Summary
Analytic, organized and detail-oriented with credit appraisal expertise and experience in the full spectrum of bank operations, marketing and micro credit portfolio. Collaborative team player with leadership mentality and track record of delivering highest quality service, and works with focus and greater time management.
Overview
4
4
years of professional experience
1
1
Certification
Work History
CLERK
SOUTH INDIAN BANK LIMITED
6 2022 - 1 2024
- Handling of day-to-day branch operations such as accepting cash receipts, payment of cash, facilitating customer’s interbank and intra bank transactions, gold loan account opening, letter of credit discounting
- Establishing and maintaining relationship with the customers
- Educating the customers about customer friendly features of mobile/net banking and various products that will benefit the customers
- Collection of necessary KYC documents from the customers for the new account opening/modification of existing accounts
- Following up with the concerned department to complete the opening/modification process within TAT and facilitate as one point contact between customers and verticals
- Advising the customers to reach short term and longterm financial goals by providing them with right solutions at right time
- Doing the Work assigned by the reporting authority from time to time.
SENIOR BANKING OFFICER
CITY UNION BANK LIMITED
08.2019 - 03.2023
- Visiting the Farmers fields and preparing unit visit report for the loan application
- Processing the appraisal note for agricultural loans, educational Loans
- Financial ratio and technical analysis to assess the financial viability and economic feasibility of the project and making recommendations to the sanctioning authority
- Following up and coordinating with the concerned department until the disbursement of the loan
- Preparing the MIS which is to be reported to the regulator.
INTERN
M S SWAMINATHAN RESEARCH FOUNDATION
10.2018 - 12.2018
- Involved in establishment of genetic garden with wide variety of indigenous Nutri rich plant species
- Surveyed nearby villages to collect indigenous nutritional rich wild species and for gaining knowledge of unknown benefits from local farmers.
Education
B TECH HORTICULTURE -
TAMILNADU AGRICULTURAL UNIVERSITY
HSE(Biology) - undefined
SREE GOKULAM MATRIC HIGHER SECONDARY SCHOOL
SSLC - undefined
ST MICHAELS MATRIC HIGHER SECONDARY SCHOOL
Skills
Leadership
Teamwork
MS Office
Problem Solving
Time Management
KYC norms
Due Diligence
Financial Statement Analysis
Certification
CERTIFIED CREDIT PROFESSIONAL COURSE, Indian Institute of Banking and Finance
Accomplishments
- District level and Zonal Level Kho-Kho Player
- Actively participated in Sports like football, Throwball & Athletics.
- Active Member of National Service Scheme (NSS) which is mainly involved in service oriented social activities for welfare of people and surrounding environment.
Languages
ENGLISH
TAMIL
Projects
SHELFLIFE TESTING ON DIFFERENT COMBINATIONS OF ROSE GULKHAND, Prepared rose gulkhands in different combinations of Sugar, Rock Sugar & Honey without adding any preservatives., Evaluated shelflife period and taste/Marketability of Different combinations.
Disclaimer
I hereby declare that all the above information given by me are correct to the best of my knowledge
Timeline
SENIOR BANKING OFFICER
CITY UNION BANK LIMITED
08.2019 - 03.2023
INTERN
M S SWAMINATHAN RESEARCH FOUNDATION
10.2018 - 12.2018
CLERK
SOUTH INDIAN BANK LIMITED
6 2022 - 1 2024
B TECH HORTICULTURE -
TAMILNADU AGRICULTURAL UNIVERSITY
HSE(Biology) - undefined
SREE GOKULAM MATRIC HIGHER SECONDARY SCHOOL
SSLC - undefined
ST MICHAELS MATRIC HIGHER SECONDARY SCHOOL
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