Roshini Babu
Chennai
Summary
Dynamic AML Operations Specialist with 6 years of demonstrated success in banking operations, specializing in AML compliance, risk assessment, and due diligence investigations. Adept at identifying suspicious activities, performing thorough CDD and EDD reviews. Known for strong analytical skills, excellent attention to detail, and the ability to work effectively within fast-paced financial environments. Passionate about contributing to organizational integrity and seeking new opportunities for professional growth in AML.
Overview
6
6
years of professional experience
3
3
Languages
Work History
Information Process Enabler
TCS
11.2024 - Current
- Assessing moderate-risk customers by analysing risk scores, identifying customer type, and documenting findings for compliance review.
- Create and maintained accurate case files by opening new folders and filing Due Diligence (DD) forms as part of KYC/AML documentation procedures.
- Collect and review account information using internal systems (e.g., Hogan), capturing account opening dates and supporting case files with relevant screenshots.
- Verify corporate status and active dates through Secretary of State (SOS) databases to ensure legitimacy of customer entities.
- Conduct comprehensive background checks utilizing LexisNexis and negative news screening for detection of criminal records, bankruptcies, or reputational risk.
- Utilize open-source tools (Google, social media) to supplement due diligence and identify any external risk factors tied to customer profiles.
- Prepare and complete Due Diligence Reports (DDR), entering Social Security Numbers (SSNs), summarizing risk scores, and detailing customer narratives.
- Ensure accuracy of Risk Scoring Questionnaires (RSQ) and corrected NAICS codes per AML compliance standards.
- Documented company search narration and recorded essential details such as date of registration in the case file.
- Compile and validate case files by aggregating documentation, verifying party keys, and organizing folders for the review process.
- Upload, store, and submit all case folders for quality control (QC), ensuring that files adhere to organizational guidelines and regulatory requirements.
PBRM - Customer Relationship Manager
AXIS BANK LIMITED
02.2024 - 08.2024
- Proficient in Negotiation, Market Research, Sales, Strategic Planning, and Business Development.
- Managing the existing client Relationship.
- Acquire new to bank clients for both Assets & Liabilities.
- Expertise in handling FCY remittances and adherence to guidelines in line with FEMA & RBI circulars.
- Regulatory reporting related to Foreign Currency remittances.
- Currently handling ECS processing, ECS presentation, Inward, Outward, Inward returns and Outwards returns. Also handled Inhouse cheque processing. Customer query handling is also a part of job responsibility.
Lending Analyst
HCL TECHNOLOGIES
09.2022 - 01.2024
- Assosiated with Bank of Ireland client for offshore support.
- Responsible for Inbound and outbound calls to handle customer loan inquiries.
- Customer interactions, operation based query resolutions, handling banking services based inquires.
- Well versed in loan application and credit card process and cascading services to end users.
Relationship Manager
KOTAK BANK
06.2022 - 09.2022
- Responsible for handling complete customer based services like sales, banking queries, customer support, services etc
- Was proficient in handling 3000 customer profiles single handedly and maintain good rapport with the customers.
Relationship Manager
LGM (ASSOCIATE AUTO SOLUTIONS)
02.2022 - 04.2022
- Customer handling.
- Banking services, loan collections, loan processing, profile clearance.
Relationship Manager
HDFC BANK (HDB FINANCIAL SERVICE)
02.2020 - 12.2021
- Primarily understanding the needs of the customers, identifying key staff in the client's company and analyzing data.
- Interacting regularly with stakeholders, devising plans for building strong relationship with stakeholders, handling operational details.
Education
BBM - bank management
Anna Adarsh collage for women
12th Grade - undefined
Sri Venkateshwara MHSS
10th Grade - undefined
Sri Venkateshwara MHSS
Skills
- AML
- CDD
- EDD
- KYC
- Transactions monitoring
- Fraud detection
- Banking operations
Timeline
Information Process Enabler
TCS
11.2024 - Current
PBRM - Customer Relationship Manager
AXIS BANK LIMITED
02.2024 - 08.2024
Lending Analyst
HCL TECHNOLOGIES
09.2022 - 01.2024
Relationship Manager
KOTAK BANK
06.2022 - 09.2022
Relationship Manager
LGM (ASSOCIATE AUTO SOLUTIONS)
02.2022 - 04.2022
Relationship Manager
HDFC BANK (HDB FINANCIAL SERVICE)
02.2020 - 12.2021
12th Grade - undefined
Sri Venkateshwara MHSS
10th Grade - undefined
Sri Venkateshwara MHSS
BBM - bank management
Anna Adarsh collage for women
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