Roshni Jaiswal
Daman
Summary
Experienced AML/KYC professional with a strong background in customer due diligence, risk assessment, and regulatory compliance. Skilled in identifying suspicious activities, conducting enhanced due diligence, and ensuring adherence to global anti-money laundering standards. Proven ability to support financial institutions in maintaining robust compliance frameworks and preventing financial crimes.
Overview
4
4
years of professional experience
3
3
Certifications
Work History
AML Compliance Analyst
Genpact
10.2023 - 04.2025
- Monitor financial transactions to identify suspicious activities and potential violations of AML regulations
- Conduct investigations of flagged transactions, prepare detailed reports and present findings to senior management
- Collaborate with compliance, legal, and risk management teams to ensure adherence to regulatory requirements.
- Utilize data analysis tools and techniques to detect patterns and trends indicative of fraudulent or illicit activities.
- Stay current with evolving regulatory guidelines and industry best practices related to AML and transaction monitoring
- Monitor cryptocurrency transactions to identify patterns indicative of money laundering or other financial crimes.
- Conduct Comprehensive investigation of flagged transactions, utilizing blockchain analysis tools to trace transaction histories.
- Prepare detailed SAR (suspicious Activity Report) filings and ensure timely submission to regulatory authorities.
- Collaborate with compliance, risk management, and legal teams to enhance the transaction monitoring framework.
- Stay informed on the latest AML regulations and emerging trends in cryptocurrency-related financial crimes.
- The blockchain analysis tool (Tracer, Hummingbird, Admin, Agentcockpit tool)
- Familiarity with cryptocurrency exchanges and platforms
- Proficient in data analysis software (eg, Excel)
- Knowledge of AML compliance software
- Understanding of regulatory framework (eg, FINCEN, FATF, OFAC)
- Core competencies: Communication and Collaboration, Strong analytical skills, Risk Assessment and Management, Transaction monitoring and analysis, Cryptocurrency and blockchain technology
AML Analyst (EXECUTIVE)
SBI CARD
01.2023 - 09.2023
- Resolve system-generated alerts as per TAT with complete process understanding. 100% covering of monitoring of all suspicious transactions.
- Follow Standard operating procedure for wing-to-wing closure of an alert including: Alert Review, Updating of comments, Alert Allocation, Resolve an alert, Report updating in watchlist screening process.
- Closely monitor suspicious transaction trends, processes, customer behavior, and platform gaps, ensuring required process improvements are implemented.
- Developing and enhancing the transaction monitoring process and capabilities.
Assistant Manager (Gold Loan Operations Manager)
Axis Bank Ltd.
11.2020 - 10.2022
- Preventing fraud by ensuring CDD and EDD standards and being well versed with new customers' onboarding process.
- End-to-end process adherence is as per the gold loan operations manual, serving gold loan customers, valuation, and process adherence as per norms.
- Ensuring Adherence to other compliance/Regulatory guidelines in terms of Internal Concurrent and FCU Audit observation.
- Responsible for achieving YTD fresh & Renewal Gold Loan disbursement budget.
- Improve Branch Book Growth in terms of Gold Loan disbursement.
- Responsible for achieving monthly overall disbursement budget for the branch.
- Manage extra charge of two-wheeler disbursement.
- Achievement: Presently comes in Top 50 Gold Loan Operations Manager (PAN India) in terms of Book growth.
- Effective proficiency in KYC, AML, CDD, and EDD.
- Thorough Knowledge of KYC-AML guidelines and compliances.
- Looking after KYC and AML procedures as per banking standards at the time of customer onboarding.
Education
Post Graduate Diploma - Banking Services
Amity School of Insurance, Banking and Actuarial Science, Amity University
Noida, UPMasters - Commerce
Allahabad University
Graduation - Commerce
Allahabad University
Skills
- Team Management
- Interpersonal skills
- Building trust and rapport
- Knowledge of legal standards
- Communication
- Presentation
- Performance assessment understanding
- Data and information management
- Performance standards and analysis
- High-demand environments
- Blockchain analysis tools
- Cryptocurrency exchanges
Certification
Certified AML/KYC Compliance Officer, V-Skill
Internship
Retail Banking, Axis Bank Ltd., Allahabad
Timeline
AML Compliance Analyst
Genpact
10.2023 - 04.2025
AML Analyst (EXECUTIVE)
SBI CARD
01.2023 - 09.2023
Assistant Manager (Gold Loan Operations Manager)
Axis Bank Ltd.
11.2020 - 10.2022
Masters - Commerce
Allahabad University
Graduation - Commerce
Allahabad University
Post Graduate Diploma - Banking Services
Amity School of Insurance, Banking and Actuarial Science, Amity University
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