Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Responsibilities
Personal Information
Hobbies and Interests
Disclaimer
Timeline
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Rubeena Joshi

Mumbai

Summary

Organized and motivated employee eager to apply time management and organizational skills in various environments. Seeking entry-level opportunities to expand skills while facilitating company growth. Hardworking with customer service, multitasking and Devoted to giving every customer a positive and memorable experience.

Overview

13
13
years of professional experience

Work History

Associate- Supply Chain Finance

FlexiLoans Technologies Pvt. Ltd.
Mumbai
01.2021 - Current
  • Onboarding new clients, Coordinating with existing clients on monthly churning, Coordinating with anchor companies on invoice approval, Approving disbursement, Initiating Repayment settlement, Explaining variant statement to client and partner, Solving any sort of query that client may have with regards to transaction, Coordinating with co lenders for arranging funds for disbursement, Sourcing new leads from existing clients, DSA or other contacts, Making a Strategic plan on maintaining high AUM throughout the year, Micro managing complete client journey, Coordinating with the internal team to resolve any sort of client query throughout the journey, Setting up Corporate Clients by facilitating the implementation process for new accounts

Customer Service Representative

Global Payments Asia Pacific, India Pvt. Ltd.
01.2014 - 04.2018
  • Merchant Services and Pre-Authorization Management, Answered customer inquiries and provided accurate information regarding products and services, Conducted outbound calls for customer satisfaction surveys and promotions, Navigated multiple software applications while assisting customers, Assisted customers via email, chat, and social media platforms

Mortgage Underwriter

Serco Global Services Pvt. Ltd.
12.2010 - 08.2013
  • Analyzed applicants' financial status, credit, and property evaluations, Reviewed credit histories from applicants and determined feasibility of granting requested loans, Reviewed client documentation and contracts for discrepancies and mistakes, Verified client financial information to determine creditworthiness and loan eligibility

Education

B. Com -

K. J. Somaiya (Mumbai University)

H.S.C. (Commerce) -

Maharashtra State Board

S.S.C. -

Maharashtra State Board

Skills

  • Ability to work under pressure and contribute towards achieving team objective and goals
  • Performance Improvement
  • Work Planning and Prioritization
  • Strategy Development
  • Research abilities
  • Sales expertise
  • Customer interaction

Accomplishments

  • 100% pass record in Quality parameters for 33 consecutive months from Aug 2015 to Apr 2018.
  • Continued the excellent performance and won awards for Best performance (monthly awards) multiple times during my tenure at Global Payments.
  • Joined Intelenet as a Case manager, then moved to underwriting because of my exceptional performance & grew from a Standard Mandate to an Advanced Mandate.
  • Single handedly managed high-profile customer "Nyka" with End to End service.

Additional Responsibilities

  • Managing existing client relations by serving them on any post transaction issues with regards to disbursement. Repayment and any other technical or operational issues.
  • Continuously being in touch with existing clients to check for new enterprise they want to onboard or any new vendor referral.
  • Managing and collection of all the outstanding accounts receivable from the client.
  • Setting up corporate clients by facilitating the implementation process for new clients.
  • Educate new clients, help solve technical problems and ensure smooth adoption of our product and services.
  • Collecting a list of documents from the client required by the credit team to evaluate the case and set up a sanction limit.
  • Educating clients on post sanction requirements and ensuring smooth initial transactions
  • Additionally, working on marketing leads for fresh onboarding

Personal Information

  • Date of Birth: 07/08/81
  • Nationality: Indian
  • Marital Status: Married

Hobbies and Interests

  • Love watching movies with my son
  • Makeup and Styling Enthusiast
  • Expert in Arts, Handicrafts and Origami

Disclaimer

I hereby confirm that all the details mentioned in this CV are true to the best of my knowledge. Thank you for your consideration.

Timeline

Associate- Supply Chain Finance

FlexiLoans Technologies Pvt. Ltd.
01.2021 - Current

Customer Service Representative

Global Payments Asia Pacific, India Pvt. Ltd.
01.2014 - 04.2018

Mortgage Underwriter

Serco Global Services Pvt. Ltd.
12.2010 - 08.2013

B. Com -

K. J. Somaiya (Mumbai University)

H.S.C. (Commerce) -

Maharashtra State Board

S.S.C. -

Maharashtra State Board
Rubeena Joshi