Ruchika Agarwal

• Key interface between business and finance teams

• Work with Business Unit heads to build their annual budgets and forecasts.

• Active participation in the planning and budgeting exercise and ensure appropriate targets are assigned in line with the growth strategy of the BU and in line with the management guidance and projections

• Accountable for producing and validating presentations for executive reviews (Annual Business Plans, Quarterly Global Operations, Monthly BU/SBU reviews, BU Cabinet reviews, etc.)

• Design and implement key performance indicators to track and review major profit levers/parameters providing early warning signals to all stake holders for corrective action

• Produces and analyzes a range of Management Information System (MIS) reports gauging various performance metrics of the BU

• Manages queries of the BU and support in decision making

• Supports Business Leaders in simulating the impact of various business circumstances to the Financials

• Tracks variances, explanations and recommend corrective actions

• Enhances project managers’ visibility into financial information and aide in improving their financial prudence & training key stakeholders

• Provide detailed analysis and commentary on cost centre results

• Ensures Accuracy and timeliness in producing reports and analysis, and drives process improvements

• Facilitate the accurate and timely remittance of funds to investors and trusts, as specified by the governing servicing agreement.
• Preparing monthly financial reports of various portfolios
• Perform various financial analysis such as bank reconciliation, variance analysis and MIS reporting.
• Planning, budgeting and forecasting for assigned debt portfolio.
• Liaising with internal and external stakeholders.
• Ensuring timely processing of wire transfers.
• Preparing forecasted guarantee fee reports.
• Responsible for default reporting of GNMA.