RUCHIKA PRAMANIK
CREDIT
RANCHI,JHARKHAND
Summary
Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services. Detail-oriented Credit Manager skilled at analyzing lending activities according to current regulations, standards and market conditions. Offering [Number] years of financial industry expertise.
Overview
6
6
years of professional experience
Work History
Assistant Manager
SHRIRAM FINANCE LTD
08.2018 - Current
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- Oversaw reporting, documentation and recordkeeping requirements for department.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Reviewed and analyzed loan procedures.
- Monitored accounts for signs of fraud and non-payment issues.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Provided training and consulted with struggling teams to help meet monthly target goals.
Education
MBA - HRM & OPERATION
SWAMI VIVEKANAND SUBHARTI UNIVERSITY
RANCHI07.2022
Skills
- Credit Approval and Denial
- Financial Instrument
- Records Management
- Loan Policy Limits
Languages
Hindi
Bilingual or Proficient (C2)
English
Advanced (C1)
Bengali
Advanced (C1)
Timeline
Assistant Manager
SHRIRAM FINANCE LTD
08.2018 - Current
MBA - HRM & OPERATION
SWAMI VIVEKANAND SUBHARTI UNIVERSITY
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