● A Lean Certified professional with 14+ years of extensive experience in the financial services industry. Extensive exposure to the service platform of Credit Risk, Fraud Prevention, Fraud Policy & Strategy, Operational Audit, Operational Risk Management, Vendor Management and Team Management.
● Result-driven Fraud Analyst experience in gathering and analyzing financial data in the financial service industry with expertise in fraud strategy development and experience using SAS/SQL programming languages.
● Dynamic risk manager, well-versed in credit risk management knowledge, portfolio risk assessment strategies, project management, and developing solutions to complex risk challenges and credit policy control demands
Manage the Pre- Acquisition function for credit card portfolio, providing risk measures, identifying fraud risk related issues, implementing proactive & appropriate strategies to mitigate risk and future losses.
Core competency:
● Policy & Fraud Risk management
● Internal control, Portfolio analysis And Reports & MIS
● Employee Training & Certification.
● System implementation of Fraud & Policy rule changes
Projects & POCS:
● Working with ecosystem partners/vendors & Bureau on identification of Fraud Risk,
● Verification through alternate data. Like, Sherlock (CRIF Highmark), TU, Perfios, Equifax, Trusting Social etc.
● Hunter & Deduplix Rule Rationalization, UAN validation etc.
● Managed entire customer life cycle for commercial card that includes corporate boarding, application processing, card embossing, card delivery.
● Handled collections and its strategy for Kolkata & Mumbai Locations and also managed escalations received for Collections by implementing the process/audit improvements.
SAS, SQL MS-Office, WCP, Hunter
Six Sigma Certification in Automation
Six Sigma Certification in Automation
Lean certified of working on Time reduction & Cost reduction for Improvisation
Lean certified of reducing the defects in process
Advanced excel certified
Industrial Accountant from ICA, Kolkata
● Working with SBI Cards & Payment services since 2007 and have worked in various roles and locations within the organization. I am currently work with Credit Risk Management and handling Fraud strategy, policy, Audit and Fraud Prevention.
Key Functions Handled : Fraud Risk Management, Operational Risk Management, Corporate customer Management, Distribution Analytics and Collections Strategy.
● Received “Champion of the Quarter award” from CEO for simplification of corporate card legal documentation process.
● Received “External Focus” award for 100% implementation of chip & pin card.
● Outstanding Achievement” award for highest recovery in the year 2009.
● Achievers Award for zero escalation in the financials year.
● Spot Award for receiving customer appreciations.
● Working with SBI Cards & Payment services since 2007 and have worked in various roles and locations within the organization. I am currently work with Credit Risk Management and handling Fraud strategy, policy, Audit and Fraud Prevention.
Key Functions Handled : Fraud Risk Management, Operational Risk Management, Corporate customer Management, Distribution Analytics and Collections Strategy.
● Received “Champion of the Quarter award” from CEO for simplification of corporate card legal documentation process.
● Received “External Focus” award for 100% implementation of chip & pin card.
● Outstanding Achievement” award for highest recovery in the year 2009.
● Achievers Award for zero escalation in the financials year.
● Spot Award for receiving customer appreciations.