Rupayan Deb
Cooch Behar
Summary
Strategic leader with expertise in Agri Business Operations and Commodity Management. Drives operational governance and compliance oversight to enhance portfolio management and risk audits. Facilitates product configuration and training, ensuring effective team performance and operational excellence.
Overview
19
19
years of professional experience
Work History
AVP
Bandhan Bank Ltd
Kolkata
02.2024 - Current
- Head - Agri Business Operations and Monitoring
- Head - Commodity Management Team
- Product Configuration and UAT Test and Sign-off
- Training to Units
- Data Cleansing
- Validation of PSL Reporting (Agri)
- Crop Insurance Governance
- Overall Operational Governance and Monitoring
- Centralised Limit Creation, Disbursement, Repayment Operation
- Price Monitoring and Margin Call
- Monitoring Overall Portfolio and Compliance
- Ware House Approval and Inventory Maintenance
- Risk Audit at Ware Houses
- Centralised Payment of Vendors
- Empanelment of Collateral Manager, Risk Audit Agency, Price Pooling Agency
Senior Manager and Branch Relationship Officer
Axis Bank Ltd
Dinhata
12.2022 - Current
- Branch Operation Head
- Gold Loan Manager
Senior Manager
Axis Bank Ltd
Jalpaiguri
09.2020 - 12.2022
- Branch Relationship Officer
- Gold Loan Manager
- Branch Operation Head (Incharge)
Senior Manager and Area Operation Manager
Axis Bank Ltd
08.2011 - 09.2020
- Managing of priority sector business for bank
- Quality Documentation and Audit compliance
- Disbursement, Monitoring of existing portfolio
- Post-Sanction Follow-up and recovery
- Effective Customer Service
- Record Keeping and timely MIS submission
- Coordinating with all branch officers for smooth operations of the branch.
- Liaison maintaining with all government level officers, bank officers, lead bank officers, borrowers etc.
- Handling Loan portfolio at different location (At Burdwan 430.00 Cr including Cold Storages and Rice Mills, At Siliguri 200.00 Cr, and Kolkata 630.00 Cr Including Cold Storage, Commodity Advance and Vendor Bill Discounting etc)
- Personally involved to book different third party products like Life Insurance & General Insurance business.
- Crop Insurance under the GOI programme PMFBY
- Handling Company documentation, RoC, Security creation
- Product handled: KCC, Business Loan (CC and OD), Housing Loan, Consumer Loan, Cold storage, Rice Mills, Commodity Operation, Vendor Bill Discounting (Ticket size from 5.00 Lacs to 20.00 Cr)
- Bank Guarantee for Corporates
- Handling Pledge Finance Operations
- Commodity Finance Operation
- Godown Addition in ECBF
- Lease Agreement vetting
- Godown Inspection
- QC monitoring in ECBF
- Loan Documentation
- Loan Disbursement in ECBF
- E-Pledging (Demat Commodity) in Fincomm
- Price Updation in Fincomm (Now Centralised)
- Insurance addition and monitoring
- Margin Monitoring
- Risk Audit Handling
- Commodity Release
- Commodity expiry monitoring based on QC
Manager
Axis Bank Ltd
Kolkata
01.2011 - 08.2011
- Recovery, Settlement of Lost Assets and Legal Suit
Asst. Manager
Oriental Bank of Commerce
Agra, UP
07.2007 - 01.2011
- Agriculture Field Officer
- Loan Manager (Retail Advances)
- Asst. Branch Manager
- Nodal Officer for Agra and Mathura Dist. (Pradhanmantri Debt. Waiver and Debt Relief Scheme 2009)
Education
Doctoral Research Programme -
BCKV
01-2009
M.Sc (Ag.) -
UBKV
01-2004
B.Sc (Ag.), Hons. -
U.B.K.V
01-2002
Higher Secondary Exam. -
W.B.C.H.S
01-1998
Secondary Exam. -
W.B.B.S.E.
01-1996
Skills
- Operational governance
- Vendor management
- Compliance oversight
- Portfolio management
- Loan disbursement
- Strategic planning
- Operations management
- Process improvement
- Digital transformation expertise
Languages
Bengali
English
Hindi
Custom Section
- Doctoral Research Programme, 2009-01-01, BCKV, Awarded, Awarded
- National Eligible Test (NET), 2006-01-01, Indian Council of Agriculture Research, Qualified, Qualified
- M.Sc (Ag.), 2004-01-01, UBKV, 89.30%, 1st
- B.Sc (Ag.), Hons., 2002-01-01, U.B.K.V, 81.30%, 1st
- Higher Secondary Exam., 1998-01-01, W.B.C.H.S.E, 76.80%, 1st
- Secondary Exam., 1996-01-01, W.B.B.S.E., 83.11%, 1st
Disclaimer
2024-11-01, Kolkata, Rupayan Deb
Personal Information
Father's Name: Samaresh Lal Deb
Timeline
AVP
Bandhan Bank Ltd
02.2024 - Current
Senior Manager and Branch Relationship Officer
Axis Bank Ltd
12.2022 - Current
Senior Manager
Axis Bank Ltd
09.2020 - 12.2022
Senior Manager and Area Operation Manager
Axis Bank Ltd
08.2011 - 09.2020
Manager
Axis Bank Ltd
01.2011 - 08.2011
Asst. Manager
Oriental Bank of Commerce
07.2007 - 01.2011
Doctoral Research Programme -
BCKV
M.Sc (Ag.) -
UBKV
B.Sc (Ag.), Hons. -
U.B.K.V
Higher Secondary Exam. -
W.B.C.H.S
Secondary Exam. -
W.B.B.S.E.