Rushikesh Dudhe
Summary
Seasoned Branch Credit Manager with a robust background in credit analysis and customer engagement, honed at ICICI Bank and other esteemed institutions. Excelled in enhancing customer satisfaction through efficient credit decisions and leveraging technology for process improvement. Proven expertise in financial forecasting and risk assessments, driving revenue growth and operational excellence.
Overview
7
7
years of professional experience
Work History
Branch Credit Manager- Retail Asset
ICICI Bank
Amravati
05.2022 - Current
- Identified the needs of customers promptly and efficiently, and provide excellent service and attention to customers. Enhanced customer satisfaction by providing timely and informed credit decisions.
- Evaluated and approved credit applications based on thorough financial analysis and risk assessment.
- Collaborated with sales, operations, and other departments to develop cross-selling strategies that increase revenue growth.
- Leveraged technology to improve the efficiency and accuracy of credit management processes.
- Improved turnaround times (TAT) to resolve customer issues.
- Conducted detailed financial analyses to determine creditworthiness of potential and existing clients.
Audit Assistant
V.K. Surana & Co., Chartered Accountants
Nagpur
12.2017 - 08.2020
- Led and managed team of 4+ members for Internal Audit of large corporate clients in 4+ sectors ranging from Automobile sector, Cold Chain sector and also Hospitality sector
- Aided in revenue audit of listed entity engaged in Media Industry, pre-audit of a reputed group engaged in business of schools, colleges and hospitals with turnover above Rs. 200 Cr
- Identified Weaknesses in Internal Controls and MIS Reporting
- Complied with Sarbanes-Oxley Act and GAAP principles to maintain complete transparency.
Articled Assistant
Rajesh R Shukla, Chartered Accountants
Yavatmal
08.2017 - 12.2017
- Prepared and Submitted Tax Audit Reports(Forms 3CB/3CA and 3CD).
- Registered entities under GST have filed various GST returns, including GSTR 3B, GSTR 1, and annual returns (GSTR 9).
Education
Chartered Accountant -
ICAI
New Delhi05.2022
B. Com -
YCMOU
Nashik06.2019
XII -
Maharashtra State Board
Pune05.2016
Skills
- Credit analysis
- Portfolio management
- Loan underwriting
- Credit evaluations
- Credit risk management
- Risk assessments
- Policy development
- Loan reviews
- Loan decision assessments
- Research and due diligence
- Customer engagement
- Financial forecasting
Extracurricular Activities
Financial Modeling and Valuation, Introduction to Data Analytics, Business Analytics with Excel, Insolvency and Bankruptcy Board Of India Tier I - 09/20 and Tier II- 10/21, Advance ITT course and MCS Course.
Timeline
Branch Credit Manager- Retail Asset
ICICI Bank
05.2022 - Current
Audit Assistant
V.K. Surana & Co., Chartered Accountants
12.2017 - 08.2020
Articled Assistant
Rajesh R Shukla, Chartered Accountants
08.2017 - 12.2017
Chartered Accountant -
ICAI
B. Com -
YCMOU
XII -
Maharashtra State Board
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