Rushikesh Pangare
Chartered Accountant
Pune
Summary
Dynamic Risk Analyst with expertise in Expected Credit Loss (ECL) management at Kotak Mahindra Prime Ltd. Proven track record in automating ECL calculations and enhancing reporting accuracy. Skilled in advanced MS Excel and scenario analysis, complemented by strong analytical abilities and attention to detail, driving effective risk management and compliance.
Overview
8
8
years of professional experience
Work History
Credit Risk Analyst
Kotak Mahindra Prime Ltd
04.2023 - Current
- Managed end-to-end quarterly manual ECL calculations under Ind AS 109, covering PD, LGD, and EAD, and ensured accurate loss recognition for regulatory and balance sheet reporting.
- Actively contributed to the SAS ECL automation project by preparing input datasets, performing output validation, and conducting variance analysis to confirm alignment between automated and manual ECL results.
- Prepared monthly risk and regulatory reports highlighting key risk metrics, trends and control effectiveness.
- Reviewed risk management controls including Alert Balances, DLP and BRS to ensure data accuracy and integrity.
- Supported internal, statutory and regulatory audits by providing ECL workings, reconciliations and documentation.
Article Assistent
KPCA & Company
03.2018 - 03.2021
- Conducted statutory audits for diverse clients with turnover between ₹1 crore and ₹45 crore.
- Generated and reviewed MIS reports for healthcare firm achieving annual revenue above ₹32 crore.
- Engaged in tax audits following Section 44AB of the Income Tax Act, 1961.
Education
Chartered Accountant -
ICAI
01.2023
Bachelor of Commerce -
Pune University
04.2017
Skills
Expected Credit Loss (ECL)
Credit Risk
Loss Forecasting
Model Validation
Scenario Analysis
Root Cause Analysis
Advanced MS Excel,
SAP
MS Acces
Tally ERP
Timeline
Credit Risk Analyst
Kotak Mahindra Prime Ltd
04.2023 - Current
Article Assistent
KPCA & Company
03.2018 - 03.2021
Chartered Accountant -
ICAI
Bachelor of Commerce -
Pune University