Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Hi, I’m

S Kumar

LOAN ADVISOR
Bettiah
S Kumar

Summary

Name S Kumar

Father's name Nagendra Sharma

Mother's name. Amlawati Devi

Address Sariswa bazar

PO Sariswa bazar

PS Majhauliya

District. West Champaran

Pin code. 845454

Overview

2
years of professional experience
2
Certifications
2
Languages

Work History

AYE FINANCE PVT LTD

Loan Advisor
04.2024 - Current

Job overview

  • Collaborated with underwriters to expedite loan approvals, ensuring adherence to strict industry regulations.
  • Provided ongoing support for existing clients, addressing concerns or questions related to their loans as needed throughout the life of the agreement.
  • Conducted comprehensive market research to stay informed of industry trends and competitor offerings.
  • Expedited loan processing times by maintaining clear communication channels between internal departments and external partners.
  • Educated clients on various mortgage products, empowering them to make informed decisions about their financial futures.
  • Maximized efficiency in processing loan applications through the use of advanced software tools and platforms.

ANNPURNA FINANCE PVT LTD

FIELD CREDIT OFFICER
11.2022 - 01.2024

Job overview

  • Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Organized and finalized loan applications for underwriter review.
  • Implemented robust monitoring systems to track performance metrics of existing loans, identifying areas requiring attention or intervention.
  • Checked appraisals, title information and insurance documents for each property.
  • Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
  • Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
  • Supported business growth initiatives by assisting in the identification of new market opportunities for expansion within the credit sector.
  • Facilitated timely decision-making on loan applications through clear communication with internal stakeholders and prompt resolution of any queries or discrepancies.
  • Streamlined loan approval processes with the development of standardized credit policies and procedures.
  • Mentored junior staff members in best practices related to credit analysis, instilling a culture of accuracy and diligence within the team.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Adhered to banking standards and government lending guidelines for loan services.

Education

ASHA SINGHA MEMORIAL SEC HIGH SCHOOL
DARIYAPUR

10th Pass from Arts

RAM LAKHAN SINGH COLLEGE
BETTIAH

12th Pass from Arts

Skills

Financial transactions expertise

Practiced at FHA loan process

Proficient in 10-key

Financial analysis aptitude

Problem-Solving

Excellent Communication

Decision-Making

Planning and Coordination

Organization and Time Management

Flexible and Adaptable

Self-Motivated

Active Listening

Teambuilding

Multitasking Abilities

Critical Thinking

Type Software Proficiency

Data Entry

Analytical and Critical Thinking

Interpersonal Communication

Dependable and Responsible

Certification

ADVANCE DIPLOMA IN COMPUTER APPLICATION

Interests

Reading books watching movie

Timeline

Loan Advisor

AYE FINANCE PVT LTD
04.2024 - Current

Branch Banking Executive

02-2024

FIELD CREDIT OFFICER

ANNPURNA FINANCE PVT LTD
11.2022 - 01.2024

ADVANCE DIPLOMA IN COMPUTER APPLICATION

03-2018

ASHA SINGHA MEMORIAL SEC HIGH SCHOOL

10th Pass from Arts

RAM LAKHAN SINGH COLLEGE

12th Pass from Arts
S KumarLOAN ADVISOR