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Hi, I’m
S Kumar
LOAN ADVISOR
Bettiah
Summary
Name S Kumar
Father's name Nagendra Sharma
Mother's name. Amlawati Devi
Address Sariswa bazar
PO Sariswa bazar
PS Majhauliya
District. West Champaran
Pin code. 845454
Overview
2
years of professional experience
2
Certifications
2
Languages
Work History
AYE FINANCE PVT LTD
Loan Advisor
04.2024 - Current
Job overview
- Collaborated with underwriters to expedite loan approvals, ensuring adherence to strict industry regulations.
- Provided ongoing support for existing clients, addressing concerns or questions related to their loans as needed throughout the life of the agreement.
- Conducted comprehensive market research to stay informed of industry trends and competitor offerings.
- Expedited loan processing times by maintaining clear communication channels between internal departments and external partners.
- Educated clients on various mortgage products, empowering them to make informed decisions about their financial futures.
- Maximized efficiency in processing loan applications through the use of advanced software tools and platforms.
ANNPURNA FINANCE PVT LTD
FIELD CREDIT OFFICER
11.2022 - 01.2024
Job overview
- Developed key relationships with clients, providing exceptional service and fostering long-term partnerships.
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Organized and finalized loan applications for underwriter review.
- Implemented robust monitoring systems to track performance metrics of existing loans, identifying areas requiring attention or intervention.
- Checked appraisals, title information and insurance documents for each property.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Supported business growth initiatives by assisting in the identification of new market opportunities for expansion within the credit sector.
- Facilitated timely decision-making on loan applications through clear communication with internal stakeholders and prompt resolution of any queries or discrepancies.
- Streamlined loan approval processes with the development of standardized credit policies and procedures.
- Mentored junior staff members in best practices related to credit analysis, instilling a culture of accuracy and diligence within the team.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Adhered to banking standards and government lending guidelines for loan services.
Education
ASHA SINGHA MEMORIAL SEC HIGH SCHOOL DARIYAPUR
10th Pass from Arts
RAM LAKHAN SINGH COLLEGE BETTIAH
12th Pass from Arts
Skills
Financial transactions expertise
Practiced at FHA loan process
Proficient in 10-key
Financial analysis aptitude
Problem-Solving
Excellent Communication
Decision-Making
Planning and Coordination
Organization and Time Management
Flexible and Adaptable
Self-Motivated
Active Listening
Teambuilding
Multitasking Abilities
Critical Thinking
Type Software Proficiency
Data Entry
Analytical and Critical Thinking
Interpersonal Communication
Dependable and Responsible
Certification
ADVANCE DIPLOMA IN COMPUTER APPLICATION
Interests
Timeline
Loan Advisor
AYE FINANCE PVT LTD
04.2024 - Current
Branch Banking Executive
02-2024
FIELD CREDIT OFFICER
ANNPURNA FINANCE PVT LTD
11.2022 - 01.2024
ADVANCE DIPLOMA IN COMPUTER APPLICATION
03-2018
ASHA SINGHA MEMORIAL SEC HIGH SCHOOL
10th Pass from Arts
RAM LAKHAN SINGH COLLEGE
12th Pass from Arts