Saatvik Mahajan
Credit Manager
Jammu,JK
Summary
Dynamic finance professional with over 4.5 years of experience specializing in transforming credit risk assessment through advanced analytical tools. Expertise in mortgage and commercial lending includes managing credit portfolios and effectively mitigating high-value risk exposures. Recent upskilling has resulted in specialized certifications in data analysis, artificial intelligence, and machine learning, facilitating the development of predictive models and automation of decision-making processes. Eager to leverage these skills to drive quantitative innovation within the financial services sector.
Overview
7
7
years of professional experience
3
3
Languages
Work History
Assistant Manager
Jammu and Kashmir Bank Ltd.
05.2021 - Current
- Driving sound credit decisions in commercial and mortgage portfolios by blending 4.5 years of financial analysis expertise with certified proficiency in Data Analysis, AI, and Machine Learning.
- Complementing my practical experience, I hold certificates in Data Analysis, AI, and Machine Learning, allowing me to modernize credit practices, identify predictive trends, and drive efficiency in lending operations. I am focused on bridging the gap between traditional finance and advanced quantitative methods to deliver sound, data-backed credit outcomes.
CTO
Atlancey
07.2019 - 12.2020
- Full-Stack Web Developer experienced in the high-pace, high-impact environment of startups. I thrive on end-to-end ownership, rapidly moving features from concept to production.
Web developer
National Informatics Centre
03.2019 - 03.2019
- As a Web Developer at the National Informatics Centre (NIC), Ministry of Electronics & IT (MeitY), I specialize in building and maintaining mission-critical digital infrastructure for the Indian Government. My focus is on developing secure, high-availability web applications that facilitate essential public service delivery and drive digital governance initiatives. I have experience across the full development lifecycle, ensuring compliance with all government standards and security protocols. Committed to leveraging technology to achieve transformative change in public service.
Education
B. TECH - IT
SRM UNIVERSITY
Chennai, India06.2019
High School Diploma -
APS DAMANA
Jammu, India06-2015
Skills
- Microsoft Office
Credit Analyst
- Operational and financial analyst
Risk Management
AI & ML
Data Analyst
Interests
Gym, Traveling, Cooking, Football
Timeline
Assistant Manager
Jammu and Kashmir Bank Ltd.
05.2021 - Current
CTO
Atlancey
07.2019 - 12.2020
Web developer
National Informatics Centre
03.2019 - 03.2019
B. TECH - IT
SRM UNIVERSITY
High School Diploma -
APS DAMANA