Summary
Overview
Work History
Education
Skills
Affiliations
Additional Information
Timeline
Generic

Sabarivasan Devarajan

Chennai

Summary

Seeking an exciting role where I could leverage my experience with Credit Management, MIS & Analytical skills to create meaningful contributions for the organization.

Overview

9
9
years of professional experience

Work History

Consultant

Logic Information System
11.2023 - Current
  • Writing functional test cases and executing the test cases using a testing tool
  • Develop the test cases
  • Execute test, logging issues using Test tools
  • Execution of test cases (both regression and new functionality) within the stipulated time
    frame
  • Record defects in defects tool and manage resolution
  • Write and execute test cases using testing tool
  • Write test cases based on scope/requirement document

Data Analyst

Movate Technologies
10.2022 - 03.2023
  • Managed the preparation, coordination, and documentation of 100% of financial analysis projects
  • Performed advanced 100% comprehensive business analysis using statistical analysis, explanatory and predictive modeling
  • Used advanced Microsoft Excel to efficiently create pivot tables and pivot reporting
  • Optimized data collection procedures and generated reports on a weekly, monthly and quarterly basics
  • Creating the Daily Revenue Tracker in Excel
  • Handling the Overall Business Unit’s Invoices
  • Auditing monthly Agent incentive plan
  • Maintaining Headcount and Attrition Report for Overall BU
  • Provided analytical inferences for all the accounts for Actual vs Budgeting

Data Analyst

HDFC Bank
12.2019 - 10.2022
  • Responsible for complete tracking of application end-to-end along with MIS Management, data tracking, metric tracking and reporting
  • Analyze Industry, Market trends and competition performance to arrive at data & insights needed to increase sales
  • Along with Sales and Product Teams, maintain detailed channel maps along with metrics and performance tracking
  • Initiate, conduct and present various analysis like Coverage, Channel Performance, Activity Performance, Product Performance, Campaign Yield and Deposition Analysis to Stakeholders, Team Managers and Leaders
  • Continuously find points for improvements, gaps and propose initiatives for improvement leading to sales growth

Credit Manager

HDBFS
01.2016 - 11.2019
  • Underwriting for consumer durable loan applications and digital products
  • Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning / disbursing the credit, ensuring compliance with organizational credit policies
  • Performing the functions of assessing credit worthiness of clients and taking adequate steps to ensure receipt of payment & recovery of bad debts
  • Recommend changes in the credit policy to senior management
  • Monitor the credit granting and updating process
  • Handling region queries across branches from South

Credit Underwriter

HDFC Bank
01.2015 - 11.2016
  • Underwriting of credit card applications received from PAN India locations
  • Appraising credit proposals & judging appropriateness of relevant documents for risk mitigation before sanctioning / disbursing the credit, ensuring compliance with organization credit policies
  • Scrutinizing of customers KYC & income documents, Verification of customers assets and liabilities
  • Scrutinizing customer’s cibil report and check for credit worthiness of the customer through his source of income
  • Making sure all applications meet RBI Guideline and all Credit card applications has to be decision as per internal companies’ policy

Education

B.Tech - Computer Science

Sastra university
Thanjavur, TN
2014

Skills

  • Excellent Knowledge in Advanced Excel and BI tool to provide good Insights to improve Business
  • Creating Dashboard and reports for analyzing data in key areas
  • Strong analytical and Problem solving skills
  • Ability to resolve effective solutions to customer complaints with quick turn around
  • Functional area: Banking and Securities
  • Trend modelling & Gap analysis
  • Policy improvements

Affiliations

  • "Individual contributor Award” for processing 150+ primes in a day
  • Silver star award received for timely deliver the sales enhancement tool called VYMO
  • Key performer Award received for the consistent performance which is highest award category in HDFC
  • Recognized by NSH for helping sales team to achieve ever highest Credit card activation on Dec-22

Additional Information

  • Strong knowledge in Domo BI tool, to provide insights to senior managements to track business efficiency and decision making
  • Basic knowledge in Power BI which is used in my existing organization

Timeline

Consultant

Logic Information System
11.2023 - Current

Data Analyst

Movate Technologies
10.2022 - 03.2023

Data Analyst

HDFC Bank
12.2019 - 10.2022

Credit Manager

HDBFS
01.2016 - 11.2019

Credit Underwriter

HDFC Bank
01.2015 - 11.2016

B.Tech - Computer Science

Sastra university

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