Summary
Overview
Work History
Education
Skills
Languages
Certification
Additional work Strengths
Timeline
Generic

S Abinaya

Chennai

Summary

Dedicated professional with over eight years of experience in the financial industry. Fast learner thanks to technical knowledge and personable traits. Underwriting Loans and making recommendations based on risk values. Enjoy working in a team-setting but also able to complete the assigned work individually.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Assistant Manager

Tamilnad mercantile Bank Ltd
04.2013 - Current
  • Job roles involve Underwriting of Working Capital, Housing Loan and LAP cases, Personal discussion with the customers, Analyze the Financial statement and key financial ratios and looking for disbursement.
  • Assessing the credit worthiness of customers by comparing the financial scale of the borrower with the level of business activity.
  • Detailed banking analysis in conjunction with the current year financial numbers.
  • Measuring financial & operational performances of clients.
  • Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customers.
  • Posses abilities to impact business growth and maximize profits through achievement in credit sanction, loan disbursement within TAT.
  • Underwriting more than 25 cases per month with a ticket size of 80 crore.

Clerk

Tamilnad Mercantile bank Ltd
04.2007 - 03.2013
  • Assisted Credit officers in preparation of credit appraisal and in execution of loan documentation.
  • Ensured that all client account information is kept confidential.
  • Enhances customer satisfaction and the professional reputation of the bank by developing good professional relationship with customers and other retail partners.
  • Addresses customer queries and concerns by phone and in person, files disputes or refers to appropriate internal resources for resolution as appropriate.

Education

Bachelor of Arts - Commerce

Bishop Coldwell College
Tuticorin
04.2005

Skills

  • Communication
  • Negotiation
  • Critical Thinking
  • Problem Solving
  • Fast learner
  • Recruiting and interviewing
  • Employee performance evaluations
  • Operations management
  • Strategic planning
  • Financial Management
  • Business planning
  • Project Management

Languages

English
Bilingual or Proficient (C2)
Tamil
Bilingual or Proficient (C2)

Certification

NISM Series VI : Depositary operations CPE

Additional work Strengths

  • Always curious to learn new things
  • Love for industry
  • Discipline in work ethics
  • quick leaner

Timeline

Assistant Manager

Tamilnad mercantile Bank Ltd
04.2013 - Current

Clerk

Tamilnad Mercantile bank Ltd
04.2007 - 03.2013

Bachelor of Arts - Commerce

Bishop Coldwell College

Similar Profiles

CREATE PROFILE
S Abinaya