Sachin Dalvi
Banking Professional
Mumbai
Summary
With over a 2 decades of professional experience, I specialize in credit risk management, operational governance, and business process optimization working for Citibank & Citi Global Capability Centre (GCC) At Citi India & Citi GCC, I have managed critical processes, including local regulatory Governance & Compliance monitoring, credit limit setup, Corporate Loans credit documentation, Loans Operations, Risk & Controls management, governance of outsourced operations and trainings on Operations excellence. Partnering with cross-functional teams across the globe, I oversee Operations and liaise with global counterparts to implement streamlined workflows. My role also involves collaboration with Business team, reporting units, technology, auditors and ensuring adherence to internal & local policies, showcasing my expertise in operational risk mitigation and process excellence. Experienced with strategic planning, operational management, and team leadership. Utilizes comprehensive business acumen to drive organizational success and foster growth. Track record of implementing effective strategies that enhance productivity and profitability.
Overview
23
23
years of professional experience
Work History
Senior Vice President- Credit Limit Adminstration
Citibank N.A.
07.2023 - Current
- Managing a Credit Limit administration 70+ members responsible for maintaining adequate controls and operational procedures for credit facilities set-up for Corporate & Commercial Banking customers.
- Support Global team in OCC mandates and MRA.
- Key Responsibilities includes:
- Credit Limit set up and release of limits as approved in Credit appraisals.
- Managing Credit Documentation, Collateral recording and safe-keeping.
- Managing Intra-Day limit monitoring process for Citibank India.
- Monitoring and resolution of credit data exceptions and ensuring data integrity between systems.
- Governance of processes outsourced to CRMS CSC. Liaise with the CSC team in Philippines for new process setup for India.
- Managing Central Bank auditors during Annual inspections for Credit Limit setup process.
- Working closely with Risk, Business team to ensure adherence to Global credit policy as well as Local regulations.
- Liaise with Global technology partners to implement global risk systems.
- Proactively identify issues and raise Corrective Action Plans to resolve the issues.
- Enhanced company performance by implementing new strategies and streamlining operations.
- Identified opportunities to improve business process flows and productivity.
Vice President - APAC Loans Risk & Controls
Citicorp Services India Pvt. Ltd
01.2022 - 06.2023
- Setting up team in India GCC - Responsible for Loan operations Risk and Controls Oversight and guidance for Asia Pacific spanning across 16 countries.
- This role included review of High-Risk processes, providing oversight and guidance on loan operations risk assessments, remediation as identified by Internal Audit or self-identified issues, and independent review of functional areas.
- Establish and oversee the application of operational risk policies, technology and tools, and governance processes for minimizing losses from failed internal processes, inadequate controls, and emerging risks.
- Independent challenge on remediations related to operational risk events and self-identified corrective action plans (CAPS).
Vice President - Loans - Third Party Governance
Citicorp Services India Pvt. Ltd.
06.2017 - 01.2022
- On-site management from India Citi GCC for NAM & EMEA Loan Operations located at the WIPRO and Eclerx vendor site in Chennai, Mumbai, Pune.
- The Role required to manage risk & controls on process outsourced and serve as the liaison to the Global Senior Management team by effectively communicating and presenting critical matters and to escalate operational risk concerns.
- Involves oversight of 90 plus non-employees & monitor critical process controls, error tracking and remediation of issues/gaps.
- Provide support to NAM loans Business in managing 6+ Third Party relationship.
- Act as a central coordinator for all annual assessments, Internal Audits, Information security audits, Continuity of Business strategy.
- Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
Vice President
Citibank N.A.
08.2014 - 05.2017
- Leading Credit Risk Management Services team of 17+ resources supporting Corporate Bank customers for Citibank India.
- Responsible for Credit facilities setup and administration in line with credit policies and Local regulatory requirements, Credit excess monitoring and Credit legal documentation across 1000 plus customer.
Assistant Vice President
Citibank N.A.
07.2012 - 07.2014
- Loan operation was outsourced to TCS in India.
- My role included managing Outsourced operations team for loan booking of Corporate Top Tier Local customers.
- Key job responsibility included seamless operation’s delivery, daily interaction with Business, Product, Finance, Tech & compliance team for setting up processes & controls.
- Team strength TCS: 51+ resources.
- Money Market Operations.
- Managing the team processing Money market instruments like issuance of Certificate of Deposit, call and term money, long term Borrowings, Line of Credit.
- Responsibility included ensuring that all operational and regulatory procedures are followed by team members.
Assistant Vice President
Citibank N.A.
01.2010 - 06.2012
- Managing outsourced Operations - TCS team for loan booking for retail Asset Based Finance Customers (Construction & Transportation equipment Finance).
- Key job responsibility included setting up processes & controls, driving technology initiatives for loans process.
- Managing Team for tracking FX confirmations for FX forwards booked by Bank.
Manager
Citigroup Global Services Limited
01.2002 - 12.2009
- Managed Operations for Citicorp Finance India Ltd for Loans against shares & Mutual Funds, Issuance of Inter Corporate Deposits, Debentures, Commercial papers in addition to managing Registrar and Transfer Agent activities.
Education
Master’s in Business Administration - Finance
Institute of Technology and Management
Chartered Accountancy - Intermediate
Bachelor of Commerce - undefined
University of Mumbai
Skills
- Project coordination
- Governance of third-party relationships
- Cross-functional partnerships
- Stakeholder relationship management
- Automated systems implementation
- Process improvement strategies
- Risk assessment and mitigation
Personal Information
Date of Birth: 01/17/78
Led Teams
- Credit limit & documentation management, India
- Corporate Loans Operations, India
- GCC - Loans Risk and Control Management, Asia Pacific
- Money Market Operations, India
- GCC Loan Operations, North America & EMEA
- Audits, India
Timeline
Senior Vice President- Credit Limit Adminstration
Citibank N.A.
07.2023 - Current
Vice President - APAC Loans Risk & Controls
Citicorp Services India Pvt. Ltd
01.2022 - 06.2023
Vice President - Loans - Third Party Governance
Citicorp Services India Pvt. Ltd.
06.2017 - 01.2022
Vice President
Citibank N.A.
08.2014 - 05.2017
Assistant Vice President
Citibank N.A.
07.2012 - 07.2014
Assistant Vice President
Citibank N.A.
01.2010 - 06.2012
Manager
Citigroup Global Services Limited
01.2002 - 12.2009
Chartered Accountancy - Intermediate
Bachelor of Commerce - undefined
University of Mumbai
Master’s in Business Administration - Finance
Institute of Technology and Management
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