Sachin Kumar
Delhi
Summary
Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Overview
9
9
years of professional experience
Work History
Lead Associate: Underwriting Operations
WNS Global Services Pvt. Ltd.
09.2020 - Current
- Supervise daily activity of the Underwriters to ensure SLAs are met or exceeded for all underwriting, conditions review, and portfolio management.
- Responsible for ensuring the proper training of the Underwriters on the LOS, AUS, regulatory and compliance policies, negotiating skills, 3rd party vendor services, and any other area necessary to be effective in their role.
- Develop or utilize system reports to effectively monitor and manage individual underwriter productivity and take appropriate action when necessary.
- Collaborate with other departments, such as loan officers, processors, and compliance teams, to ensure a smooth workflow and address any issues that arise.
- Track and analyze team performance metrics, such as turnaround times, approval rates, and error rates.
- Conduct the review of files requiring a second look at established policies.
- Publishing many reports to the operation managers (e.g.: client user tracker consolidate EOD)
- Ensure that the underwriting and portfolio management team maintains a high level of customer service by addressing inquiries and concerns from borrowers, loan officers, and other stakeholders.
- Facilitate communication between the underwriting, portfolio management team, and other departments to resolve issues and ensure a smooth loan process.
Sr. Process Associate (Pre-Underwriting and Pre-Fund Underwriting QC)
Assimilate Solutions India Pvt Ltd.
09.2019 - 09.2020
- Validate AUS findings against documents in the file and underwriting calculations.
- Research applicant's employment and financial history to help determine the accuracy of application and documents.
- Elevate identified issues to underwriting and Credit Risk management, as needed.
- Communicate and document reasons for approval or rejection of loans, so clients and loan officers are well-informed of decisions.
- Ensure, once all information is gathered, that it is accurate, compliance standards are met, and it is in congruence with company policies.
- Review all mortgage applications and supporting documents to ensure all necessary information is included for approval.
Claims Associate (MMR/BFE)
United Health Group (Optum)
01.2019 - 08.2019
- Investigate the correct information related to the patient and the provider.
- Search for the correct diagnosis provided on the prescription letter.
- Research history of claim to save the $ amount and rework procedure of process
- Make sure that all the details from the given data are clearly fulfilled in the particular software called BFE.
- Mentoring new hires by providing on-the-job training.
- I was doing the project-based work in this process.
- Used to check the payment amounts and also need to check if the accurate bill was sent to the patient.
- We also researched the physical address of the patient to see if the bill was sent to the correct address mentioned on the requisition.
Subject Matter Expert - Mortgage Operations
Quattro Mortgage Solution Pvt Ltd.
10.2015 - 01.2019
- Manage workloads and allocate tasks to ensure timely and efficient processing of mortgage applications.
- Ensure that all mortgage applications are reviewed and processed in compliance with company policies, regulatory requirements, and industry standards.
- Develop and update underwriting procedures and guidelines to reflect changes in regulations or company policies.
- Provide ongoing training and professional development opportunities for underwriters to keep them updated on industry changes and improve their skills.
- Ensuring that the loan application meets the guidelines set by the lender, as well as any regulatory requirements or industry standards (e.g., Fannie Mae, Freddie Mac, FHA, VA).
- Publishing many reports to the operation managers (e.g.: client user tracker consolidate EOD)
- Evaluating the overall risk of the loan, including the borrower's financial stability, the property's value, and the terms of the loan. Deciding whether to approve or deny the application based on this risk assessment.
- Help operation managers in preparing miscellaneous reports and tasks.
Education
MBA(Operations Management) -
Sikkim Manipal University-DDE
01.2015
B.COM -
University of Delhi
01.2012
12th -
CBSE
01.2009
10th -
CBSE
01.2007
Skills
- Excellent communication skills
- Excellent presentation skills
- Teamwork and Collaboration
- Time management abilities
- Decision-Making
- Problem-solving abilities
- Analytical Skills
- Team building
Projectshandled
- Delhi Tourism based upon HTML
- Operation Management of “CEAT LIMITED”
Personal Information
- Father's Name: Mr. Mukesh Kumar
- Date of Birth: 07/27/1991
- Marital Status: Married
Languages
English and Hindi
Hobbies and Interests
Reading, Travelling and Sports.
Disclaimer
I hereby, declare that the information furnished above is true to the best of my knowledge.
Timeline
Lead Associate: Underwriting Operations
WNS Global Services Pvt. Ltd.
09.2020 - Current
Sr. Process Associate (Pre-Underwriting and Pre-Fund Underwriting QC)
Assimilate Solutions India Pvt Ltd.
09.2019 - 09.2020
Claims Associate (MMR/BFE)
United Health Group (Optum)
01.2019 - 08.2019
Subject Matter Expert - Mortgage Operations
Quattro Mortgage Solution Pvt Ltd.
10.2015 - 01.2019
MBA(Operations Management) -
Sikkim Manipal University-DDE
B.COM -
University of Delhi
12th -
CBSE
10th -
CBSE
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