Sachin Parmar
Credit Manager
Indore
Summary
Results-driven credit manager experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.
Overview
3
3
years of professional experience
Work History
Credit Manager (Business Loan UBL)
Bandhan Bank Limited
Indore
06.2022 - Current
- Responsible for credit approval and portfolio management for unsecured business loan and cash credit upto 25 lakh
- Handling different geographical locations around Indore. Khandwa, Burhanpur and Khargone, Dharmendra,dewas
- Qualitative and quantitative analysis to check client's credit worthiness
- Review customer's accounts for timely repayment and handling repayment issues
- Conducting investigations and personal discussion for in-depth evaluations of customers for creditworthiness and potential risk factors.
- Skilled at working independently and collaboratively in a team environment.
- Managed time efficiently in order to complete all tasks within deadlines.
- Learned and adapted quickly to new technology and software applications.
- Proven ability to learn quickly and adapt to new situations.
- Worked well in a team setting, providing support and guidance.
Credit underwriting in two wheeler segment
Regional Processing Center of HDFC
Indore
08.2021 - 01.2022
Education
MBA (Finance) - Financial Management And Accounting
Institute Of Management Studies, DAVV
Indore 06.2022
BSc Computer Science - undefined
Christian Eminent College, Indore, DAVV
XII - undefined
M.P. Board
X - undefined
M.P. Board
Skills
Financial Analysis: Proficient in analyzing financial statements, assessing creditworthiness, and identifying potential risks associated with lending money
Risk Management: hands on experience on evaluating and managing risks associated with lending money
Industry Knowledge: up-to-date changes in the industry and regulations that may affect lending decisions
Leadership: Team handling
IT Proficiency: BERP, LOS, MS Suites, Google Suites
Portfolio management
Timeline
Credit Manager (Business Loan UBL)
Bandhan Bank Limited
06.2022 - Current
Credit underwriting in two wheeler segment
Regional Processing Center of HDFC
08.2021 - 01.2022
MBA (Finance) - Financial Management And Accounting
Institute Of Management Studies, DAVV
BSc Computer Science - undefined
Christian Eminent College, Indore, DAVV
XII - undefined
M.P. Board
X - undefined
M.P. Board