Summary
Overview
Work History
Education
Skills
Accomplishments
References
Technical Certifications
Personal Information
Disclaimer
Timeline
Generic
Sachinkumar Kamate

Sachinkumar Kamate

Bangalore

Summary

Regional Portfolio Manager at Kotak Mahindra Bank with proven success in driving revenue growth and enhancing client relationships. Over 19 years of experience in operations management and strategic planning, managing a CA book valued at over 790 crore. Recognized for fostering cross-functional collaboration and delivering tailored financial solutions that improve liquidity and optimize business processes.

Overview

20
20
years of professional experience

Work History

Regional Portfolio Manager

Kotak Mahindra Bank Ltd
Rest of Karnataka and Kerala
12.2024 - Current
  • Managing 166 branches across Karnataka and Kerala, overseeing a CA book exceeding 790 crore.
  • Established collaborative banking ecosystem, fostering business relationships across various sectors.
  • Enhanced value from acquisitions through business tools to strengthen client relationships.
  • Participated in industry events to promote brand awareness and stay current with sector trends.
  • Simplified banking processes for entrepreneurs, improving ease of doing business.
  • Developed seamless financial solutions tailored for startups and MSMEs.
  • Designed and implemented Special Purpose Account (SPA) actualization strategies to optimize fund flows, reduce idle balances, and enhance liquidity management for current account clients.
  • Delivered cash management services, including receivables/payables solutions, liquidity optimization, and electronic banking platforms, improving client cash cycle efficiency.
  • Structured trade and Forex solutions (hedging, forward contracts, cross-currency deals) for current account customers, mitigating currency risk, and supporting international business transactions.
  • Partnered with corporate and SME clients to design tailored treasury solutions, strengthening relationships, and driving growth in current account balances.
  • Coordinated with internal stakeholders (treasury, operations, compliance) to ensure smooth execution of CMS and Forex solutions, adhering to regulatory frameworks.
  • Enhanced account reconciliation and reporting processes, improving transparency, and enabling data-driven decision-making for high-value clients.

Sr Branch Manager – Retail Branch Banking

Kotak Mahindra Bank Ltd
5 2019 - 11.2024
  • Working as Sr Branch Manager and handled Strategic Mega Branch Kempegowda Road
  • Spent 5 years in the Branch Banking with elevation and handled BTM Layout Branch, Jakkasandra Branch and now Kempegowda road Branch
  • Handled team Size 40 Staff with direct and in direct reporting
  • Coordinate with the other departments namely Trade, Forex, NRI Baking, BBG, EEG, LAP, Retail institution, Govt Banking, Retail loans like AL, BL and PL Teams to make sure that the business is generated and get the required revenue out of each proposal
  • Advice the Junior team mates of the branch in terms of revenue generation, customer Acquisition and On boarding help in the problem solving and discusses the area of improvement and ways to achieve business
  • Made Branches profitability at L4 level and Reached YOY Growth in Liabilities and Assets.
  • Engaged employees in business processes with positive motivational techniques
  • Developed strategic plans for day-to-day financial operations
  • Championed community engagement initiatives that helped raise the brand''s profile while giving back to the local area through charitable endeavors
  • Consulted customers to boost product sales and services

Sr. Manager – Imperia Banking

HDFC Bank Ltd
05.2015 - 06.2019
  • Nurturing Imperia Clients Portfolio with CASA Value of 96 Cr and with 110 active groups
  • Handling Ultra HNI client for Branch with Average Relations Vale of 30 lacs and above
  • Act as Backup Branch manager whenever BM is on Leave or is out of office and handle operations and also sales team drive business with keeping process inline
  • Acquire Best quality clients with help of References and CRM Modules
  • Recommending several investment options available to ensure steady returns
  • Managing portfolios of clients and keeping account of assets such stocks, bonds, bank accounts, property documents, etc
  • Providing financial solutions to client on Working Capital, Over Draft, Cash Credit, LAP, LAS.
  • Collaborated closely with peers from other departments to drive organizational success jointly as one cohesive unit

Sr. Manager – Yes First Banking

Yes Bank Ltd
09.2013 - 04.2015
  • Analyzing information and preparing proposal best suited to individual and corporate client’s requirements
  • Acquire Best quality clients with help of References and CRM Modules
  • Adherence to KYC Norms, Process and documentation including resident individual, Nonresident individuals and corporate
  • Recommending several investment options available to ensure steady returns
  • Managing portfolios of clients and keeping account of assets such stocks, bonds, bank accounts, property documents, etc
  • Providing financial solutions to client on Working Capital, Over Draft, Cash Credit, LAP, LAS
  • Conducting in-depth reviews of clients' financial circumstances and future goals
  • Coordinating with operations end and various verticals to provide client one stop banking solution.

Sr. Manager- Exclusive Banking

IndusInd Bank Ltd
08.2012 - 09.2013
  • Handling highest segment Exclusive clients of M G Road Branch
  • Creating brand awareness in market
  • Promote unique product offering to client as per Profile
  • Provide total financial planning for client’s base on needs and requirements
  • Generate Revenue by offering Investment products namely Mutual funds, Structure Products, Private equity, Life Insurance and General Insurance
  • Maintain healthy relationship with existing and fresh clients
  • Generate revenue by cross selling of Bank products namely Loans, Advances, ODs and Other Bank products
  • Coordinate with team and actively participate in Mass events organized by Bank for business.

Relationship Manager – Priority Banking / Financial Advisory Services

Axis Bank Ltd
07.2008 - 08.2012
  • Handling 300 Priority Clients of M G Road Branch
  • Acquiring Fresh Client’s to Increase clientele of branch by opening Priority Savings and Salary accounts
  • Provide total financial planning for client’s base on needs and requirements
  • Generate Revenue by offering Investment products namely Mutual funds, Structure Products, Private equity, Life Insurance and General Insurance
  • Maintain healthy relationship with existing and fresh clients
  • Generate revenue by cross selling of Bank products namely Loans, Advances, ODs and Other Bank products
  • Coordinate with team and actively participate in Mass events organized by Bank for business
  • Involved in fixing & taking decisions regarding security enhancement of product.

Sr. Relationship Officer- Retail Banking

Standard Charted Bank
04.2005 - 05.2008
  • Responsible for sourcing savings and current account for branch through direct sales
  • Acquiring clients from market by way of tele-calling, direct meetings, and cold calls
  • Coordinate with existing clients and maintain healthy relationship for leads on Life insure and other banking products
  • Generate leads from exiting and fresh clients on Life insurance, Mutual funds.
  • Developed and maintained strong knowledge of multiple products and varying levels of benefits within each product
  • Built long-lasting partnerships with both corporate partners and individual investors

Education

Master of Business Administration in Finance & Marketing - Marketing And Finance

Bangalore Univercity
Bangalore

Bachelor Of Science - Physics, Chemistry & Mathematics

R L Science College
Belgaum

Pre-University -

R L Pre-University Science College
Belgaum

Secondary School Leaving Certificate -

B K Model High School
Belgaum

Skills

  • Operations management
  • Cross-functional collaboration
  • Budget oversight
  • Team building
  • Goal setting
  • Process improvement
  • Forex and trade solutions
  • Revenue generation
  • Customer relationship management
  • Sales forecasting
  • Business development
  • Strategic planning
  • Brand awareness and building
  • Stakeholder engagement

Accomplishments

  • Qualified and won the DARE MDRT program on life insurance with the highest revenue in prime markets, Bangalore, FY 2023
  • Qualified and Over Achieved working Capital Business and received Appreciation from National Head
  • Achieved as best branch on audit, service scorecard
  • Achieved Top 20 Branch in Branch rating Score Card in Prime Markets.
  • Undergone a traning In IIM Ahmedabad on Effective communication skills and Team Management
  • Qualified and won Zonal Contests on Trinity

References

Will be made available on request

Technical Certifications

  • CIEL (Center For Investment Education and Learning) Certified
  • AMFI Certified (AMFI-09/080-000682)
  • IRDA Certified

Personal Information

Disclaimer

I hereby certify that the particular given here are true to the best of my knowledge and belief.

Timeline

Regional Portfolio Manager

Kotak Mahindra Bank Ltd
12.2024 - Current

Sr. Manager – Imperia Banking

HDFC Bank Ltd
05.2015 - 06.2019

Sr. Manager – Yes First Banking

Yes Bank Ltd
09.2013 - 04.2015

Sr. Manager- Exclusive Banking

IndusInd Bank Ltd
08.2012 - 09.2013

Relationship Manager – Priority Banking / Financial Advisory Services

Axis Bank Ltd
07.2008 - 08.2012

Sr. Relationship Officer- Retail Banking

Standard Charted Bank
04.2005 - 05.2008

Sr Branch Manager – Retail Branch Banking

Kotak Mahindra Bank Ltd
5 2019 - 11.2024

Master of Business Administration in Finance & Marketing - Marketing And Finance

Bangalore Univercity

Bachelor Of Science - Physics, Chemistry & Mathematics

R L Science College

Pre-University -

R L Pre-University Science College

Secondary School Leaving Certificate -

B K Model High School

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Sachinkumar Kamate