Sagar Pingalkar
Saswad
Summary
Seasoned Regional Sales Manager with a proven track record at Sarvagram Fincare Pvt Ltd, excelling in risk mitigation and relationship management. Spearheaded teams to exceed sales goals through strategic planning and effective leadership, achieving significant growth. Expert in credit policy development and portfolio management, adept at fostering client relationships and driving business success.
Overview
18
18
years of professional experience
Work History
Regional Sales Manager
Sarvagram fincare pvt ltd
Saswad
11.2022 - 05.2024
- Hired and motivated high-performing sales team.
- Led, coached and developed employees to achieve sales goals.
- Analyzed quarterly sales statistics and prepared analyses for corporate management.
- Analyzed regional market trends to discover new opportunities for growth.
- Prospected, identified, and cultivated relationships with contacts to promote product lines and solutions.
- Maintained accurate records of all sales activities including leads generated and closed deals.
- Created promotional campaigns to increase sales in the region.
- Resolved customer inquiries promptly as well as escalated issues when necessary.
- Analyzed regional sales performance data to develop actionable insights.
- Supported sales team members to drive growth and development.
Sr Territory Sales Manager
Fullerton India credit company Ltd
Kolhapur
04.2022 - 11.2022
Area Credit Manager
Hiranandani Financial services
Kolhapur
08.2021 - 04.2022
- Identified possible issues with credit systems and monitoring by streamlining processes ahead of time.
- Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
- Identified process improvements and implemented changes to enhance operational effectiveness and efficiency.
- Leveraged technology to improve the efficiency and accuracy of credit management processes.
- Conducted detailed financial analyses to determine creditworthiness of potential and existing clients.
- Reviewed accounts for signs of fraud and non-payment issues.
- Performed regular audits of customer accounts for accuracy in order to prevent financial losses due to improper data entry or reporting errors.
- Oversaw credit review process, ensuring timely and accurate assessments.
- Submitted delinquent accounts to collections department or outside resources.
- Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.
Area Credit Manager
Origo financial Pvt ltd
Nanded
10.2018 - 06.2021
Regional Credit Manager
Kinara Capital
Kolhapur
02.2018 - 10.2018
Area Credit Manger
Fullerton India Credit company Ltd
Shrirampur
07.2012 - 01.2018
Credit Manager
Mas financial services
Vapi
09.2009 - 06.2012
Credit Risk Analyst
India infoline credit company ltd
Vadodra
03.2008 - 11.2008
Credit Executive
Icici Bank (sparaxis pvt ltd)
Vadodra
12.2005 - 03.2008
Education
MBA - Marketing
Karnatak State Open University
IIT Aurangabad02-2015
B.com -
Dr Babasaheb Ambedkar Maratwada University
Aurangabad06-2002
Skills
- Risk mitigation strategies
- Credit policy development
- Underwriting expertise
- Portfolio management
- Cash flow forecasting
- Relationship management
- Credit risk assessment
- Sales proficiency
- Credit evaluations
- Credit risk management
- Regulatory compliance
- Loan decision assessments
- Credit reports
- Business development and planning
- Staff management
- Leads database maintenance
- Customer service
- Goals and performance
- Vendor management
- Training and mentoring
Accomplishments
Employee of award 2015 & Out standing award continued two year 2013-2015
Certificate of appreciation Best Area Credit Manager - Collection
Languages
Marathi
First Language
English
Elementary (A2)
A2
Gujarati
Beginner
A1
Hindi
Intermediate (B1)
B1
References
References available upon request.
Timeline
Regional Sales Manager
Sarvagram fincare pvt ltd
11.2022 - 05.2024
Sr Territory Sales Manager
Fullerton India credit company Ltd
04.2022 - 11.2022
Area Credit Manager
Hiranandani Financial services
08.2021 - 04.2022
Area Credit Manager
Origo financial Pvt ltd
10.2018 - 06.2021
Regional Credit Manager
Kinara Capital
02.2018 - 10.2018
Area Credit Manger
Fullerton India Credit company Ltd
07.2012 - 01.2018
Credit Manager
Mas financial services
09.2009 - 06.2012
Credit Risk Analyst
India infoline credit company ltd
03.2008 - 11.2008
Credit Executive
Icici Bank (sparaxis pvt ltd)
12.2005 - 03.2008
MBA - Marketing
Karnatak State Open University
B.com -
Dr Babasaheb Ambedkar Maratwada University
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