Summary
Overview
Work History
Education
Skills
Key Skills
Key Domains
Certification
Timeline
Generic

Sagar S Jogwadikar

Pune

Summary

Strategic Product Manager/Business Analyst with extensive experience in BFSI, CRM, and Data Analytics. Skilled in delivering scalable data-driven products, collaborating with cross-functional teams, optimizing business performance, and driving digital transformation. Proficient in Agile methodologies and product lifecycle management, from ideation to release. Demonstrated expertise in conceptualizing, developing, and launching innovative products that boost Customer Acquisition, Retention, and Revenue Growth while enhancing overall customer experiences and achieving business objectives.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Senior Product Manager

MicroGreen Technologies
08.2023 - 01.2025
  • Worked as Lead PO for British Petroleum - Energy Trading where I led the Digital Trading Analytics initiative, managing Kanban squad of 12+ members across geographies to develop Data Products and DAG-based ETL Pipelines for trading division
  • Spearheaded DAG-based ETL automation, increasing DAG implementation by 100% and adoption-migration by 35%, streamlining real-time energy market data ingestion
  • Drove API-driven product strategy, enabling seamless integration of market feeds, APIs, and internal trade systems, reducing manual data processing by 40%
  • Collaborated with Trading analysts, Quants, Strategists, Stakeholders
  • Managed Product Backlog, User Stories, Team OKR’s and sprint deliverables; Defined Product Roadmaps/Release Plans ensuring on-time delivery
  • Key Tools – Airflow, Databricks, Dataiku, Postman, Azure DO, GitHub, PowerBI, SharePoint

Product Manager

UST-BlueConch Technologies
05.2021 - 07.2023
  • Worked as Product Manager for Deluxe Payments for Remote Deposit Capture Legacy Platform upgrade between Mar 2022 to Jul 2023
  • Led Product Roadmap development and Release Planning, aligning business goals with SAAS Platform
    feature enhancements for Remote Deposits, Payments, Branch Capture, LockBox, and Mobile Capture
  • Led UX design, Wireframing and Product customization, achieving 75% reduction in processing time
  • Customer Journey Analysis: Conducted in-depth analysis of customer interactions across various channels to identify pain points and opportunities
  • Conducted Workshops and Discovery Sessions to identify and refine MVP features
  • Defined API contracts and oversaw API microservices testing, ensuring seamless integration
  • Key Tools – Figma, JIRA, Swagger, Miro, Zephyr, LeanKit, Confluence, SharePoint


  • Worked as Product Manager for Rand McNally - Fleet Management on the IoT Fleet Management Platform between May 2021 to Mar 2022
  • Spearheaded product transition, streamlined processes by overhauling UX design and Customizing SaaS product features resulting in 40% increase in CSAT
  • Developed and executed the Product Roadmap, Release Planning, and Business Case realization
  • Managed the SaaS product Data Subscription Models, Uptime and Deployment SLA’s
  • Led Workshops for Backlog Prioritization/Change Management to identify MVP features
  • Worked with UI/UX teams to improve Android and iOS applications based on Customer/User feedback
  • Conducted Market Research and Competitor Analysis to identify customer needs and market trends
  • Collaborated with Sales, Customer Support, Development, and QA teams to drive product success
  • Key Tools – Figma, JIRA, TestLink, Miro, Confluence, SharePoint

Senior Consultant

Cognizant Technology Limited
02.2015 - 05.2021
  • Worked as Lead PO/SM with MasterCard in Cards/Payments space on their Prepaid Card Orchestration platform between Aug 2018 - May 2021
  • Implemented Card Functions – Balances, Transaction History, Account Servicing, Alerts, Personal Finance Management – Savings Goals, Spend Analysis, Digital/Physical Card Issuance, Consumer/Customer On-Boarding, Client Account Management and MIS Reporting increasing overall digital engagement by 30%
  • Produced Domain Driven Design, Process Flows, API Contracts, Sequence Diagrams, UI/UX models via Dev Portal, Data Modelling - BPMN Models, Use Cases, Data Dictionary
  • Implemented PCI-DSS, GDPR and Open Banking standards during Development/Design of entities and Micro Services development
  • Led Product/Solution Demos during End of Sprint/End of PI to Stakeholders and Product Shaping and Backlog development workshops
  • Led PI planning and Release Planning sessions, SAFe ceremonies, Domain Trainings
  • Key Tools - Confluence, Developer Portal, ALM, JIRA, XML, JSON, Bitbucket for Metadata management, API documentation - Swagger and Mermaid


  • Worked as Lead PO with Lloyds Bank in Trade Finance space on Trade Transformation Ring Platform between May 2017 - Jul 2018
  • Led Misys TI Plus Transformation project for Bank Branches bifurcation of Ring Fenced/Non Ring Fenced entities with migration of Live Product Data and Setups
  • Configured Setups for Misys TI Plus v2.1 to v2.3 upgrade for UK-Birmingham and Singapore branches for LOCs, SLOCs, Bank Guarantees. Setup and maintenance of Static Data, Base Data and Document Config
  • Captured Business Requirements and produced User Stories
  • Led Test Team for testing configuration setups for both Non-Ring Fenced and Ring-Fenced Branches
  • SPOC for configuration assets and its synchronization across different environments


  • Worked as Lead BA/Delivery Manager with Credit Suisse - Investment Banking in Product Control (IT) space between Feb 2015 - May 2017
  • PCIT (Product Control) Delivery SPOC and Lead BA for quarterly releases primarily for regulatory reporting in the APAC region
  • Led daily status calls with project stakeholders and communicated EOD batch delivery updates to broader audiences.
  • Prepared and maintained comprehensive EOD delivery documentation and team dashboards highlighting project status, risks, and key achievements.
  • Coordinated cross-functional delivery activities across geographically dispersed teams, ensuring alignment with project scope and timelines.
  • Proactively analyzed and resolved delivery issues to minimize disruptions and ensure timely completion of deliverables.


  • Cognizant Pre Sales Work: Developed Regulatory response framework (CoReS) to identify Operational and IT impacts for any Financial Regulatory Requirements Agile, Waterfall
  • Led service offerings in Financial Regulation – Ring Fencing, GDPR (EU), Open Banking and PSD2 (EUR PSD2) where we won Team award for Cognizant Business Consulting
  • Led team on mapping for GDPR (General Data Protection Regulation EU 2016/279 and Open Banking
    Requirements under PSD2 Regulation using the CoReS Framework
  • Presented Solutions to Client Partners and Account Managers which received positive feedback and
    appreciation. Involved in Pre-Sales discussion with potential BFS clients:– Barclays, HSBC, Lloyds, BoI

Senior Business Analyst

HSBC Technologies
02.2008 - 02.2015
  • Worked as Senior Business Anayst/Product Owner for HSBC on Core Banking Lending v2.0 - Loan Origination Application Processing, Document Management and Pricing Controls, Customer Communication, Account Funding
  • Core Banking v1.0 and v1.2 - Account and Transaction Management, Product Setup, Pricing, Communications, Customer Management, Account Funding
  • E2E Functional SME and SPOC for Customer Communication, Standing Instructions and Packaged Accounts or Multi-Currency Accounts Module of Core Banking
  • Products handled - Mortgage, Consumer Loan, CASA, TD, MC Deposits, Standing Instructions/Sweeps
  • BRD, FRD, Requirements Gathering, Gap/Impact Analysis, Process Flows, Functional Testing, Traceability Matrices, Conducted Functional Requirement walkthrough and Resolved functional queries
  • Functional Specs for Lending Release v2.0 for Involved Party and Customer Communication modules including Vancouver-Canada deployment for requirement gathering, functional design and support
  • Participated in Design Workshops with Business Use Cases for elaboration
  • Test Case Scenario review and provided inputs to testing team for test scenarios. Defect tracking and
    provide functional support for defects
  • Project Management - Interface with Senior Management for periodic reporting


  • Worked for HSBC Distribution Channels - Account Opening for CASA products and Consumer Loans Account Opening
  • BRD, FRD preparation, UI Specs preparation and Functional testing of various modules of Account Opening, including - Account On-boarding, Account Creation and Funding
  • Consumer Loans - Loan Origination - Application Processing, Document Management and Account Creation with focus mostly on US Mortgages
  • KYC Check integration, Pre Customer On-boarding and Funding
  • Worked closely with Credit Scoring and Loan Approval team to integrate Account Opening
  • Worked on UI specs, Wireframes for Account Opening F/E screens, Query resolution


  • Worked for One HSBC - Customer Data Management in Data Warehousing and Business Intelligence for Involved Party data, via ETL processes
  • Data Dictionary for Personal and Non-Personal Customers
  • Design of Change Notification alerts to send details of Change in customer data to KYC team for Customer screening, Blacklist check, Sanction/PEP checks (AML/KYC Checks)
  • Analyzed existing customer systems and Gap Analysis, Functional Query Resolution
  • Deployed at Sheffield-UK for Data mapping and Data collection

Business Analyst

Premier Technology Group
08.2005 - 01.2008
  • Worked as a Business Analyst in DW/BI space for Investment/Insurance feeds using ETL methodology
  • CRM Agency Portfolio Management Solution with focus on Leads management, Customer Information
    management and Customer Communications
  • Requirement gathering and analysis
  • Design documentation, User Guides, Release Notes and Functional/System use cases
  • Test cases/Test Plans, QA Testing
  • Additional Responsibilities - Management Representatives, SEPG Coordinator and Internal Auditor

Education

International Certification in Product Management -

Institute of Product Leadership-University of Houston
Pune
01.2022

MBA - Information Systems

Department of Management Sciences (PUMBA)
Pune
05-2005

BE - Electronics and Telecommunications

Maharastra Institute of Technology
Pune
12-2002

Skills

  • Databases: DBeaver, Azure Data Studio, MS Access
  • Applications: Misys TI plus, VisionPLUS CDM Module, IBM PCom
  • Programming: Basic Understanding of SQL, Python, GitHub
  • Product Management: Jira, Rally, ADO, Confluence
  • Document Management: Sharepoint, Confluence
  • UI Design: Balsamiq, Figma, MS Visio, Miro
  • Editors: Cucumber, Developer Portal, Swagger Editor, Mermaid Editor
  • Test Management: Jira, Rally, Testlink, Postman
  • Workflow Management: Apache Airflow
  • Analytics: Databricks, Dataiku, Power BI, Google Analytics

Key Skills

Product Lifecycle Management, Digital Transformation, Regulatory Compliance (PCI-DSS, GDPR, Ring-Fencing, ISO 20222, Open Banking), Agile and Scrum Methodologies, Customer-Centric Product Design, Business Analysis, Data Modelling, Stakeholder Engagement, Data Analytics, Decision-Making, GTM Strategies, API-Payment Gateway Integrations, Team Leadership and Cross-Functional Collaboration

Key Domains

CORE/Retail Banking, Cards and Payments, Data Analytics, Consumer Lending\Mortgages, Energy Trading Analytics, Remote Deposits, IT Product Control, Trade Finance, CRM, Data Management, Logistics

Certification

CSM (Scrum Alliance), CSPO (Scrum Alliance), SAFe Agilist 5.0 (Scaled Agile)

Timeline

Senior Product Manager

MicroGreen Technologies
08.2023 - 01.2025

Product Manager

UST-BlueConch Technologies
05.2021 - 07.2023

Senior Consultant

Cognizant Technology Limited
02.2015 - 05.2021

Senior Business Analyst

HSBC Technologies
02.2008 - 02.2015

Business Analyst

Premier Technology Group
08.2005 - 01.2008

International Certification in Product Management -

Institute of Product Leadership-University of Houston

MBA - Information Systems

Department of Management Sciences (PUMBA)

BE - Electronics and Telecommunications

Maharastra Institute of Technology

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Sagar S Jogwadikar