Looking forward for significant exposure of work for professional growth and to become an enormous asset for the growth-oriented organization by applying my academic, professional and hands-on-knowledge along with my learning’s and analytical skills and contribute to the organization’s growth.
Overview
6
6
years of professional experience
Work History
CPA in Micro LAP
Cholamandalam Investment and Finance Company
09.2024 - Current
Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customer.
Assessing the client worthiness of customers comparing the financial scale of the borrower with the level of business activity observed during the TVR.
Detailed banking analyzing conjunction with the current year financial numbers.
Delivering credit assessment targets within the required TAT.
Co-Ordination with the Vendors of the company i.e Lawyer, Valuer & Verifier.
Check all the reports like Legal, Valuation, FI & RCU.
Prepare the files for disbursement and send to operation team for final disbursement.
MIS Maintenance.
Proficient in understanding of Financials and Analysis the business based on past financial record of the business, other records provided by customer and taking into merit the future growth/expansion plans of the business.
CPA in Home Loan Department
Kotak Mahindra Bank
03.2023 - 08.2024
Analyze risk profile of customer, financials and credit history to better understand customer and its business profile
Preparation of Financials, Updating and analysis Cibil , GST, Banking and loan Tracks
Check Dockets send to operation team.
Analyzing docs to login the file and Preparation of disbursement docs
Done Physical PD with my supervisor – (Sometimes)
Sr. Accountant
M/s KVJ & CO. (CA Firm)
04.2019 - 02.2023
Preparation of computation of income & filing of ITR
Registration for Proprietor, Partnership firms and Companies under GST
Engaged in routine compliance work under GST Laws (Filing of monthly and quarterly returns) such as GSTR-1and GSTR-3B of various assesses and GSTR9 & R9C Returns & GST Reconciliation sheets
Experienced in preparation as well as Filing of TDS and TCS return
Preparation and analysis of financials (Balance sheet, Profit and loss Account)