SAI RENUKA
Bangalore
Summary
Dynamic Risk Advisory professional with a proven track record at PricewaterhouseCoopers, specializing in risk assessment and regulatory compliance. Expert in financial modeling and data analysis, driving optimal business performance through strategic risk mitigation. Adept at enhancing reporting accuracy and efficiency, contributing to informed decision-making and stakeholder confidence.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Risk Advisory
PricewaterhouseCoopers
03.2025 - Current
- Provided expert advice on risk mitigation techniques, ensuring optimal business performance and continuity.
- Developed comprehensive risk reports to inform stakeholders of potential threats, vulnerabilities, and mitigation plans.
- Conducted periodic reassessments of existing risks and controls, allowing for proactive adjustments as needed to maintain optimal risk management practices.
- Optimized portfolio performance by conducting thorough credit assessments before approving new clients or extending additional credit lines.
Assistant Manager (Business Analyst)
State Street Corporate Services
06.2022 - 02.2025
- Project Management of transition of call reports like FFIEC 009, FR 2510 to Axiom as part of Automation and tracking through JIRA for seamless completion
- Also, understanding the Axiom data flow and analyzing the logics to avoid manual intervention as part of reporting to FED
- Preparation of weekly reports FC-1, Monthly report FC-2, and Semi-Annual Report FR 2436 which involves understanding of Derivatives (Forwards, Swaps Options)
- Involved in understanding the FED reporting instructions for various reports and aligning the existing reports in accordance with the same
- Participating weekly huddle and team brain storming sessions for innovative and effective ideas of working for creating new projects for change
- Project Management is the key task during off quarter for implementing changes in the report according to the updates in the reporting instructions
Lead Analyst
BNY Mellon
08.2021 - 05.2022
- Prepared daily and monthly LCR reports for UK and Brussels, performing product-level movement analysis and submitting NSFR reports to monitor short- and long-term liquidity.
- Supported database migration from OneSumX to AxiomSL for daily reporting; developed tools and remediation plans to address reporting gaps and regulatory discrepancies.
- Collaborated with Risk, Finance, and Reporting teams to develop metrics and tools for global liquidity reports, including structural liquidity and accrual ratio calculations.
- Conducted risk model analysis for capital adequacy, derivative exposures, and hedging strategies, enhancing decision-making and regulatory alignment.
- Played a key role in streamlining reporting processes and enhancing model robustness, leading to improved accuracy, efficiency, and compliance.
Senior Financial Analyst (BASEL - III Liquidity Reporting)
Standard Chartered GBS
07.2017 - 08.2021
- Worked on Basel III Liquidity Reporting (LCR - Liquidity Coverage Ratio) for the PRA and MAS.
- Worked on the quality assurance of Basel III liquidity returns for the UK region noted below: UK - PRA - PRA 110 (LCR).
- Produced daily and monthly liquidity reporting returns to the group for the consolidation and final submission to the PRA.
- Conducted an investigation of day-on-day movements in the reporting line items, along with the key drivers for such variances, to the onshore clients, Group, and ALM team.
- Worked on UAT for the limited BAU purpose.
- Managed the workflow, communications, and timelines in daily reporting.
- Comprehensive analysis of the moves in LCR Pillar 2 surplus; this is not just within a 30-day window, but also beyond.
- Raised and resolved the issues using JIRA, a software tool to keep track of the issue status, and assure the completion before the deadline.
- Provided valuable insights by leading monthly variance analysis reviews between actual results and budget/forecast expectations.
Education
MBA - Master of Business Administration
Sri Sathya Sai University
IndiaB.Sc. -
Sri Sathya Sai University
IndiaSkills
- Risk reporting
- Regulatory compliance
- Data analysis
- Financial modeling
- Liquidity management
- Stress testing
- Statistical analysis
- IRRBB
- Regression Testing
- AXIOM, SQL, Power BI
Certification
FFR from GARP
Diploma in IFRS, ACCA, Pursuing
Accomplishments
- SPOT Award, 08/01/20, In Standard Chartered Global Business Services for automating crucial Daily LCR activity by insightful analysis and placed essential control checks.
- Extra Miler Award, 11/01/20, For effective and diligent way of answering the queries from UK stakeholders for Trading and Banking Book activity that plays vital role in UK LCR reporting numbers.
- Bravo Award from State Street for process improvements of FC-2 and FR 2436 Upload
Paper Publications
Best out of waste: A prototype software solution for Fund Management using MATLAB-GUI, Recent Trends in Computer Technology and Management, Hyderabad, 10/23/16, Won Excellent Paper Award
Personal Information
Timeline
Risk Advisory
PricewaterhouseCoopers
03.2025 - Current
Assistant Manager (Business Analyst)
State Street Corporate Services
06.2022 - 02.2025
Lead Analyst
BNY Mellon
08.2021 - 05.2022
Senior Financial Analyst (BASEL - III Liquidity Reporting)
Standard Chartered GBS
07.2017 - 08.2021
MBA - Master of Business Administration
Sri Sathya Sai University
B.Sc. -
Sri Sathya Sai University
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