Saif Hussain
Hyderabad
Summary
Resourceful Subject Matter Expert known for high productivity and efficient task completion. Specialize in developing innovative solutions, knowledge transfer, and process improvement. Excel in communication, problem-solving, and adaptability, ensuring seamless project execution and team collaboration.
Overview
9
9
years of professional experience
Work History
SME - US Mortgage Underwriting
RBI Private Lending
Hyderabad
05.2024 - Current
- Assisted in underwriting hard money loans by preparing analysis reports and summarizing key findings for senior underwriters.
- Conduct thorough evaluations of loan applications, including property appraisals, borrower credit profiles, and market conditions.
- Reviewed and verified borrower financial documentation, including bank statements, entity documents, credit reports, and background reports.
- Preparing closing documents and assisting the closing team in the legal review.
- Keep the loan calendar up to date with active mortgage closings.
- Prepare, collect documentation, review, and close loan packages or loan files.
Underwriter
CORRIDOR FUNDING
Hyderabad
01.2022 - 01.2024
- Reviewing Credit, Background Reports, LLC documents, Liquidity, Photo ID, Borrower Experience.
- Initial and final review on Due Diligence before submitting file to Underwriters.
- Requesting and reviewing third-party BPOs and appraisals, property insurance, flood certificates, flood insurance, and approving based on given guidelines.
- Coordinating with title companies for title documents, balancing HUD, reviewing loan documents.
- Worked with note buyers for trading.
PROCESSOR
ORCHESTRATE SYTEMS
Hyderabad
12.2019 - 12.2021
- Worked in a Vendor Company to provide digital services to Lenders, Title Companies to Processing files
- Completing Due Deligence and requesting for any missing documents with Borrowers
- Reviewing Credit, Background reports, LLC documents, Liquidity, Photo ID, Borrower Experience
- Initial and final review on Due Deligence before submitting file to Underwriters
- Working on sizers and Communicating with note buyers to satisfy their conditions
- Requesting and Reviewing third party BPO and appraisals, Property Insurance, Flood Certificates, Flood Insurance, and approving on given guidelines
- Co-ordinating with title companies for Title documents, Balancing HUD, reviewing Loan Documents
SENIOR ASSOCIATE
NTC SOFTECH IND PVT LTD.
Hyderabad
04.2016 - 11.2019
- Worked in a Vendor Company to provide digital services to Lenders, Title Companies, and Processing files.
- Completing due diligence and requesting any missing documents with borrowers.
- Reviewing Credit, Background Reports, LLC documents, Liquidity, Photo ID, Borrower Experience.
- Initial and final review on Due Diligence before submitting file to Underwriters.
- Working on sizers and communicating with note buyers to satisfy their conditions.
- Requesting and reviewing third-party BPOs and appraisals, property insurance, flood certificates, flood insurance, and approving based on given guidelines.
- Coordinating with title companies for title documents, balancing HUD, reviewing loan documents.
Education
COMMERCE GRADUATE -
DR. BR AMBEDKAR OPEN UNIVERSITY
INTERMEDIATE -
MESCO JUNIOR COLLEGE
SSC -
AL-AMEEN MODEL HIGH SCHOOL
Skills
- MS Office
- Advance Knowledge in MS Excel
- SQL (Initial Commands)
- Training and mentoring
- Team Leadership
Activities
Currently providing assistance to Multiple Underwriters and closers in current Organization, Maintaining Million Dollars Pipeline and making them clear to close from all the aspects.
Languages
Hindi
First Language
English
Intermediate (B1)
B1
Timeline
SME - US Mortgage Underwriting
RBI Private Lending
05.2024 - Current
Underwriter
CORRIDOR FUNDING
01.2022 - 01.2024
PROCESSOR
ORCHESTRATE SYTEMS
12.2019 - 12.2021
SENIOR ASSOCIATE
NTC SOFTECH IND PVT LTD.
04.2016 - 11.2019
COMMERCE GRADUATE -
DR. BR AMBEDKAR OPEN UNIVERSITY
INTERMEDIATE -
MESCO JUNIOR COLLEGE
SSC -
AL-AMEEN MODEL HIGH SCHOOL
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