Summary
Work History
Education
Skills
Languages
Timeline
Generic

SAIKAT MAITY

Kolkata

Summary

Motivated and detail-oriented MBA graduate with a dual specialization in Finance and Business Analytics, equipped with strong analytical, problem-solving, and financial modeling skills. Proficient in using data-driven approaches to support strategic business decisions, financial planning, and risk assessment. Adept at financial analysis, budgeting, forecasting, and performance metrics evaluation. A quick learner with a collaborative mindset, seeking an opportunity to contribute to a dynamic organization by leveraging both financial expertise and analytical capabilities to drive business growth.

Work History

India Post Payments Bank
  • Gained practical exposure to retail banking operations and digital financial inclusion models backed by the Government of India through the Department of Posts, a department under the Ministry of Communications.
  • Supported onboarding for Aadhaar-linked accounts and mobile banking solutions.
  • Analyzed customer data trends and proposed engagement improvements.
  • Learned about UPI, regulatory frameworks, and compliance practices.
  • 2 Months

Tata iQ(Virtual)
  • Completed a job simulation involving AI-powered data analytics and strategy development for the Financial Services team at Tata iQ.
  • Conducted exploratory data analysis (EDA) using GenAI tools to assess data quality, identify risk indicators, and structure insights for predictive modeling.
  • Proposed and justified an initial no-code predictive modeling framework to assess customer delinquency risk, leveraging GenAI for structured model logic and evaluation criteria.
  • Designed an AI-driven collections strategy leveraging agentic AI and automation, incorporating ethical AI principles, regulatory compliance, and scalable implementation frameworks.
  • 1 Days

Education

MBA/PGDM - Finance

INTERNATIONAL INSTITUTE OF MANAGEMENT SCIENCES
07-2025

B.Com - Commerce

PANSKURA BANAMALI COLLEGE
Panskura
05-2023

12th - Commerce

GHOSHPUR HIGH SCHOOL
West Bengal
07-2020

10th -

SAHARDA KALIPADA VIDYAPITH
West Bengal
06-2018

Skills

  • Financial Modeling (Excel, DCF, NPV, IRR)
  • Forecasting & Budgeting
  • Financial Statement Analysis
  • Power BI / Tableau (Dashboarding)
  • Python (Pandas, NumPy, Matplotlib for analysis)
  • Statistical Analysis & Hypothesis Testing
  • Excel (Pivot Tables, VLOOKUP, Macros)
  • Regression Analysis / Predictive Modeling
  • Analytical thinking
  • Time Management
  • Communicates Insights Effectively
  • Adaptability
  • Problem solving
  • Team collaboration
  • Decision-making

Languages

English, Hindi

Timeline

India Post Payments Bank

Tata iQ(Virtual)

MBA/PGDM - Finance

INTERNATIONAL INSTITUTE OF MANAGEMENT SCIENCES

B.Com - Commerce

PANSKURA BANAMALI COLLEGE

12th - Commerce

GHOSHPUR HIGH SCHOOL

10th -

SAHARDA KALIPADA VIDYAPITH
SAIKAT MAITY