Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Strengths
Timeline
Generic
SAI KIRAN TANGUDU

SAI KIRAN TANGUDU

Banking Operations
Hyderabad

Summary

Dynamic Deputy Manager with 6 and half plus years of progressive experience in retail banking and trade finance operations, specializing in high-value transaction management, regulatory compliance, and client relationship management. Proven track record of executing end-to-end financial and trade transactions with precision, ensuring adherence to AML, KYC, and regulatory frameworks. Skilled in delivering personalized financial advisory to HNI clients, managing branch operations, and optimizing service standards to enhance customer satisfaction and retention. Adept at supervising cross-functional teams, leading compliance audits, and implementing AML/KYC protocols to maintain robust risk management practices. Known for developing tailored financial strategies, facilitating seamless transaction processing, and achieving operational efficiency through proactive team leadership and meticulous process oversight. Committed to driving business growth and maintaining the integrity of client and bank interests, leveraging expertise in trade finance products, retail banking solutions, and customer-centric financial services. Evolving into a strategic leader poised to spearhead innovative financial solutions and operational excellence in the banking sector.

Overview

7
7
years of professional experience
3
3
Certifications
3
3
Languages

Work History

Deputy Manager 2 / Trade Finance Operation

ICICI Bank
02.2023 - Current
  • Company Overview: Leading bank in India specializing in retail banking and financial services
  • Possess extensive experience in analyzing and interpreting SWIFT messages, including MT202, MT103, MT700, MT707, MT799, and MT742.
  • Demonstrated extensive experience in managing Export Packing Credit (EPC), Pre- and Post-Shipment Financing (PCFC), Bill Purchase, Discounting, and Negotiation.
  • Supervised end-to-end trade finance operations, including letter of credit (LC) processing, bank guarantees, and documentary collections, ensuring timely and accurate execution of transactions.
  • Reviewed and validated trade documents, ensuring adherence to compliance and regulatory frameworks.
  • Facilitated smooth workflow across trade finance operations by coordinating with clients, internal teams, and financial institutions.
  • Led a team of trade finance professionals, conducting audits to maintain compliance and operational efficiency.
  • Processed complex trade transactions, ensuring high accuracy and minimal delays.
  • Managed trade finance products, optimizing transaction efficiency and customer satisfaction.
  • Played a pivotal role in the successful launch of the NTS platform, enhancing operational efficiency.
  • Implemented AML and KYC protocols in trade finance transactions.

Deputy Manager / Trade Finance Client Handling and Retail Banking Operations

Axis Bank Ltd
04.2020 - 01.2023
  • Company Overview: Leading private sector bank providing a variety of financial services
  • Handled trade finance client relationships, monitoring high-value trade finance transactions.
  • Directed retail banking operations, ensuring seamless service delivery and client retention.
  • Conducted AML training and participated in compliance audits.
  • Oversaw daily branch functions and managed cash and customer service.
  • Proactively built and nurtured client relationships to enhance customer portfolio.
  • Reviewed daily/periodic reports (e.g., overdrawn accounts, cash retention limits) and took proactive action to ensure profitable and ethical business.
  • Ensured administration of branch operations, including cash, clearing, ECS/RTGS/NEFT, deposits, and account opening, maintaining high service standards.

Assistant Manager

Axis Bank Ltd
09.2018 - 04.2020
  • Company Overview: Leading private sector bank providing comprehensive banking solutions
  • Specialized in trade finance operations and monitoring high-value transactions.
  • Executed tasks in retail banking including KYC monitoring and personalized financial advisory.
  • Led customer-centric operations and resolved client inquiries.
  • Conducted accurate processing of inward and outward clearing transactions.
  • Provided in-depth insights into market trends and financial products, enabling data-driven decisions for sustainable client growth.
  • Ensured strict compliance with statutory banking regulations and audit guidelines.

Education

Post Graduate Diploma - Banking And Finance

MANIPAL UNIVERSITY
Bangalore
01.2017 - 1 2018

B.Com - Commerce

Prajna College Of Science And Arts
Srikakulam
01.2013 - 1 2016

Skills

Swift payment

Certification

AML/KYC Certification — Ensuring adherence to anti-money laundering and Know Your Customer compliance standards

Accomplishments

  • Top 30 Performer - Achieved recognition as one of the Top 30 Performer in the Circle for the financial year 2021-22
  • Fast-Track Promotion - Promoted through Fast-Track in recognition of exceptional achievements and accelerated growth
  • Top Position PAN India - Secured Top Position PAN India in Retail Assets, demonstrating excellence in asset management

Strengths

  • Leadership - Strong leadership and team management abilities, with a track record of managing teams, setting targets, and achieving goals
  • Customer Focus - Customer-centric mindset and ability to deliver exceptional customer service
  • Finacle - Managed finance products, optimizing transaction efficiency and customer satisfaction

Timeline

Deputy Manager 2 / Trade Finance Operation

ICICI Bank
02.2023 - Current

Deputy Manager / Trade Finance Client Handling and Retail Banking Operations

Axis Bank Ltd
04.2020 - 01.2023

Assistant Manager

Axis Bank Ltd
09.2018 - 04.2020

Post Graduate Diploma - Banking And Finance

MANIPAL UNIVERSITY
01.2017 - 1 2018

B.Com - Commerce

Prajna College Of Science And Arts
01.2013 - 1 2016
SAI KIRAN TANGUDUBanking Operations