Summary
Overview
Work History
Education
Skills
Languages
Personal Profile
Timeline
Generic

Sai Kumar A

Sircilla

Summary

Seasoned Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.

Overview

3
3
years of professional experience

Work History

Credit Manager

Adepu Murali Nidhi Limited
Sircilla
08.2023 - Current
  • Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
  • Collected overdue payments from customers using various methods such as phone calls, emails or letters.
  • Evaluated customer applications for credit limits in accordance with established guidelines.
  • Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
  • Ensured timely and accurate processing of all credit transactions.
  • Monitored customer account details for payment activity.
  • Provided guidance and support to other departments regarding the development of new credit policies and procedures.
  • Analyzed financial data to determine the degree of risk involved in extending credit.
  • Maintained accurate and up-to-date records of all credit transactions and decisions.

Credit Processing Associate

Adepu Murali Chit Funds Private Limited
Sircilla
08.2022 - 08.2023
  • Monitored loan accounts to ensure timely payments and maintained records of all transactions.
  • Analyzed customer credit profiles to determine whether they met the requirements for a loan approval.
  • Maintained accurate records of all loan-related activities in the organization's database system.
  • Verified customer identity by obtaining proper documentation from applicants.
  • Participated in meetings with senior management staff members to discuss various options for improving credit operations processes.

Education

MBA - Finance

St.John's Institute of Science And Technology
Hyderabad
09-2021

Bachelor of Commerce - Computer Applications

Keshav Memorial Institute of Commerce And Sciences
Hyderabad
07-2019

Intermediate - C.E.C

Sri Sarada Junior College
Sircilla
05-2016

SSC -

Sri Saraswathi Vidyanikethan High School
Sircilla
05-2014

Skills

  • Risk assessment
  • Credit analysis
  • Collections management
  • Negotiation skills
  • Team collaboration
  • Time management
  • Investment guidance
  • Credit reports
  • Loan policy limits
  • Underwriting expertise

Languages

Telugu
First Language
English
Upper Intermediate (B2)
B2
Hindi
Intermediate (B1)
B1

Personal Profile

  • Name : A.Sai Kumar
  • Father Name : A.Ramesh
  • Mother Name : A.Rupa
  • Date of Birth : 16 Sep 1998
  • Home Town : Sircilla

Timeline

Credit Manager

Adepu Murali Nidhi Limited
08.2023 - Current

Credit Processing Associate

Adepu Murali Chit Funds Private Limited
08.2022 - 08.2023

MBA - Finance

St.John's Institute of Science And Technology

Bachelor of Commerce - Computer Applications

Keshav Memorial Institute of Commerce And Sciences

Intermediate - C.E.C

Sri Sarada Junior College

SSC -

Sri Saraswathi Vidyanikethan High School

Similar Profiles

CREATE PROFILE
Sai Kumar A