Sai Prabhakar Chintala
Finance and Banking Professional
Gudur,AP
Summary
Results-driven banking professional with 11+ years of experience at State Bank of India, specializing in treasury operations, branch management, and back-office operations. Proven track record in developing financial products, managing client relationships, driving operational efficiencies with strong analytical skills and a commitment to deliver exceptional service. Possesses versatile skills in Risk Management, problem-solving, and collaboration. Brings a fresh perspective and strong commitment to quality and success. Recognized for adaptability and proactive approach in delivering effective solutions.
Overview
11
11
years of professional experience
5
5
Certificates
5
5
Languages
Work History
Relationship Manager, SME
State Bank of India
07.2024 - Current
- Managing a Rs. 180 crore portfolio, focusing on enhancing client relationships and delivering tailored financial solutions to meet the needs of SMEs
- Underwriting risks and maintaining asset quality
- Acquiring new clients through strategic outreach and relationship-building efforts
- Ensure adherence to regulatory and institutional guidelines
- Working Capital Lending, Term Loan appraisal, Cash Budget and Financial Analysis
Manager, Branch Coordination and Back Office
SBI California
04.2021 - 07.2024
- Managing Back-Office of the Foreign Exchange Operations of the Bank.
- Monitoring risk positions, supporting front office and presentation of various MIS report analysis.
- Actively contributed to the development of a new remittance platform
- Involved in all stages of ideation, development, testing and deployment
- Effectively coordinated with the vendor, systems department, and operations department
- Defined and provided the accounting flow for the remittances
- Defined the reports required for reconciliation and MIS purposes
- Provided key feedback in the User Acceptance Testing
- Co-ordinated with various departments to resolve issues, enhance operational efficiency, and streamline processes for timely fund delivery
- Developed an automated Forex rate improvement tool, improving service for high-value customers and centralizing MIS reports to optimize business development efforts
- Accomplished multiple tasks within established timeframes.
Relationship Manager, Treasury
State Bank of India
09.2017 - 04.2021
- Advising mid and large corporates on hedging of forex and balance sheet risks
- Structuring deals for clients for effective risk covering
- Ensuring meticulous adherence to regulatory guidelines
- Well versed with forex products and market practices
- Negotiation of NCD/CP Deals with Clients
- Structured and closed fully hedged financing transactions, successfully retaining business of corporate clients
- Provided exceptional customer service, resolving issues promptly and maintaining client trust throughout the resolution process.
- Structured a swap to hedge the risk of a $100MN ECB of a Corporate Client
- Continuously updated personal knowledge of banking regulations and compliance requirements to minimize risk exposure for both clients and the organization.
- Onboarded and supported Forex-intensive customers, maintaining strong connections and adapting to market changes during the COVID-19 pandemic
- Mentored junior team members, fostering a knowledgeable and efficient team environment
Manager
State Bank of India
09.2016 - 09.2017
- Opened a new branch, achieving business targets and profitability in its first year
- Managed and motivated employees to be productive and engaged in work.
Probationary Officer
State Bank of India
09.2013 - 09.2016
- Completed extensive training in banking operations, credit management, and marketing
Education
Information Systems -
Bits Pilani Goa Campus
India07-2011
Skills
Financial Analysis
Regulatory Compliance
Risk Management
Treasury Operations
Client Relationship Management
Banking Operations
Team Leadership & Mentoring
Credit Analysis & Underwriting
Market Research & Analysis
Process Improvement & Automation
Fundraising
Certification
Certified Anti-Money Laundering Specialist
Timeline
Relationship Manager, SME
State Bank of India
07.2024 - Current
Certified Documentary Credit Specialist, CDCS by LIBF
01-2024
Financial Risk Manager, FRM by GARP
01-2023
Manager, Branch Coordination and Back Office
SBI California
04.2021 - 07.2024
Certified Anti-Money Laundering Specialist
12-2020
Certified Treasury Professional (CTP) - Association for Financial Professionals.
11-2017
Relationship Manager, Treasury
State Bank of India
09.2017 - 04.2021
Manager
State Bank of India
09.2016 - 09.2017
Probationary Officer
State Bank of India
09.2013 - 09.2016
Information Systems -
Bits Pilani Goa Campus