Saishree Mukundhan
Bengaluru
Summary
Experienced and enthusiastic Consultant with an overall experience of 5.5 years with experience in Investment and commercial banking.
I'm a certified FRM and have worked on various risks and extensively in the Liquidity Risk domain. Worked in depth on LCR, NSFR, and ALM metrics. Over the years, have experience in policy formulation, limit setting, and stake holder management. Possess strong interpersonal, problem-solving and analytical skills to provide advice and expertise to client organizations in managing risks. Further, have a flair for effective communication (concise and clear articulator) and is assertive.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Consultant
KPMG Assurance and Consulting Services
11.2022 - Current
- Worked on various facets of risk- Liquidity, Market, Ops and Credit
- Worked on projects where risk framework is implemented/validated for banks in India and abroad
- Have performed benchmarking and gap analysis
- Assisted clients in navigating complex industry challenges, offering expert guidance and strategic recommendations on various risk metrics
- Streamlined internal processes to enhance team efficiency and improve overall project outcomes.
- Evaluated client needs and expectations , establishing clear goals for each consulting engagement.
- Delivered outstanding service to clients to maintain and extend relationship for future business opportunities .
- Contributed to thought leadership articles at KPMG.
Liquidity Risk Analyst
Equitas Small Finance Bank
07.2021 - 10.2022
- Part of Treasury Middle office team to monitor Liquidity and as Asset-Liability Committee (ALCO) support group.
- Performed regulatory reporting and in depth review and analysis of metrics like Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR) to enhance risk-adjusted returns for bank
- This includes Balance Sheet Analysis, deposit mobilization analysis, Funding mix analysis, computation of Marginal Cost of Funds and suggestions on optimizing surplus liquidity etc.,
- Has worked on presentations to senior management on latest developments in regulatory space
Liquidity, Market Risk and Credit Risk Analyst
Jana Small Finance Bank
02.2020 - 09.2020
- Part of the Treasury Middle office team to monitor the Liquidity and Market risks daily as an Individual Contributor during COVID
- Performed regulatory reporting of activities like Liquidity Coverage Ratio (LCR) , Structural Liquidity Statement (SLS), Interest Rate Sensitivity Statement (IRS), Risk Based Supervision (RBS) like computing economic value of equity and Value at Risk under BASEL III accord
- Investment Portfolio Management-monitoring the exposures of investments under various categories like HTM, HFT and AFS to be regulatory compliant
- Set up the risk tolerance limits like Stop Loss and PV01 limits for the Investment Trading Team and internal limits for various time buckets in SLS and IRS
- Critically a nalyze the bank's internal policies with ongoing regulatory guidelines with respect to Market Risk Management Policy (MRM), Investment Policy, Asset-Liability Management Policy (ALM), Stress Testing Policy, Credit Risk Policy and New Capital Adequacy Framework (NCAF) Policy
- Credit analysis of major clients in terms of behavior and pattern of repayments for a look forward strategy in terms of loan performance using platforms like CRIF and CRISIL
- Analyze and present the data on Retail Financial Services (RFS) portfolio to Product Risk Committee (PRC) monthly.
Analyst
Goldman Sachs
08.2016 - 01.2019
- Managed life cycle events of corporate loans and real estate loans (loan servicing)
- Experience in transactions arising through IBD deals, Merchant banking deals and secondary market loan syndication deals in APAC and EMEA regions
- Operational support for executing Private-equity transactions in Asia-Pacific region (APAC)
- Experience in handling extremely time sensitive, bespoke and high value transactions
- Worked on entity's RCSA compliance, monitoring and reporting
Skills
- ALM- Regulatory reporting
- LCR, NSFR, SLS, IRS
- Funds Transfer Pricing (FTP)
- Process Review and Enhancements
- Treasury and Liquidity Management
- Effective communication
- Stake holder management
- Strong interpersonal skills
- Detail oriented
- Strong EQ
- Problem-Solving
- Attention to Detail
- Team Leadership & Development
Education
FRM Charter holder- GARP,
CFA Level 2 candidate - CFA Institute,
B.Com honors, Ethiraj College for Women
CBSE- 10th and 12th Standard topper
Internship Experiences
- 05/01/13, 05/04/13, Kotak Securities, Assisted stockbroker in trading
- 05/01/14, 05/04/14, Manohar Chaudhary and Associates, Build client's case for representation in ITAT
- 05/01/15, 07/01/15, Goldman Sachs, Private Wealth management for HNI clients
- 09/01/15, 09/03/15, IOCL, Accounts Department
Accomplishments
- Best All-rounder and Out-going student of Ethiraj College for Women batch 2016
- Joint-Treasurer of Ethiraj Students Union 2014-15 and have organized 20+ college events
- Consecutively held positions - School Pupil Leader and Deputy School Pupil Leader from 2011-13
- Represented College in Various competitions like theatre & Oratory and have won 100+ competitions .
- Have received many recognition awards in my workplace.
Personal Information
Date of Birth: 03/28/96
Hobbies and Interests
- Gym
- Yoga
Certification
Financial Risk Manager (FRM)- GARP
Languages
English
Bilingual or Proficient (C2)
Hindi
Upper intermediate (B2)
Tamil
Intermediate (B1)
Timeline
Consultant
KPMG Assurance and Consulting Services
11.2022 - Current
Liquidity Risk Analyst
Equitas Small Finance Bank
07.2021 - 10.2022
Liquidity, Market Risk and Credit Risk Analyst
Jana Small Finance Bank
02.2020 - 09.2020
Analyst
Goldman Sachs
08.2016 - 01.2019
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