Summary
Work History
Education
Skills
Projects
Languages
Timeline
Generic
MUHAMMED SAJIL K

MUHAMMED SAJIL K

Kochi

Summary

Results-oriented Management professional with an MBA in Banking Technology and a strong Commerce foundation, Skilled In business analysis, strategic planning, operations management, and data-driven decision-making, with additional expertise in banking operations and financial reporting. Proficient in using digital tools, analytics, and reporting systems to enhance efficiency and support organizational goals. Known for strong communication, teamwork, and problem-solving abilities, with the capacity to contribute effectively in both business and financial environments.

Work History

Internship Trainer

PBGB BANK
Pondicherry
05.2024 - 08.2024
  • Partnered with department managers to help intern gain competencies and confidence
  • Gained exposure to risk management, compliance, and core banking systems (CBS)
  • Worked on financial reports, data entry, and MIS related tasks
  • Developed business analysis and operations management skills by observing branch workflows
  • Assisted in loan processing and basic credit documentation
  • Enhanced communication, teamwork, and professional discipline in a real business environment

Education

MBA - Banking Technology

Pondicherry University
Pondicherry, India
05-2025

BACHELOR OF COMMERCE - Computer Application

University of Calicut
India
04-2023

Skills

  • Business analysis
  • Customer relationship management (CRM)
  • Decision making & judgment
  • Risk management
  • Banking Operations
  • Banking principles
  • Data analysis
  • Financial reporting
  • Loan processing
  • Core banking systems
  • Credit assessment
  • Advanced Excel
  • Advanced Excel spreadsheet functions
  • Tableau software proficiency
  • Scrum framework
  • KPI tracking
  • Business process improvement
  • Operations management
  • Effective communication
  • Leadership skills

Projects

  • Exploring the nexus between sustainable marketing and customer loyalty with the mediating role of brand image,This study explores how sustainable marketing practices influence customer loyalty, and examines how brand image acts as a mediator in this relationship. It investigates whether promoting eco-friendly, ethical, and socially responsible practices strengthens a company's brand image, and in turn, leads to higher customer trust, satisfaction, and long-term loyalty.
  • Market Research Study - Retail Loan and Advances,The objective is to meet the personal financial needs of customers while generating income for banks through interest. Retail lending is typically characterized by lower risk due to diversification and a large customer base.

Languages

English
Advanced (C1)
C1
Hindi
Intermediate (B1)
B1

Timeline

Internship Trainer

PBGB BANK
05.2024 - 08.2024

MBA - Banking Technology

Pondicherry University

BACHELOR OF COMMERCE - Computer Application

University of Calicut
MUHAMMED SAJIL K