SALAHUDHEEN KH

• Built and managed relationships with 70+ clients across group loans and personal finance products, ensuring accurate KYC credit profiling, and timely disbursements.
• Achieved 90% of monthly sales targets through tailored financial solutions and proactive client engagement.
• Managed EMI collections and proactively followed up on overdue accounts, reducing default risk and improving portfolio quality.
• Ensured full compliance with RBI guidelines and internal audit protocols during documentation and client interactions.

Achievements:

• Enhanced EMI collection efficiency by 20% through timely follow-ups and improved communication strategies.
• Improved client retention by 12% through personalized financial advice and proactive relationship management.

• Managed day-to-day bookkeeping and accounting tasks for UAE clients, ensuring compliance with UAE accounting standards and IFRS guidelines.
• Prepared detailed financial statements and reports, carefully reconciling accounts to eliminate errors.
• Filed monthly and quarterly VAT returns in compliance with UAE Federal Tax Authority (FTA) regulations, ensuring 100% timely submissions.
• Reconciled bank statements, accounts payable, and receivable, maintaining clean and accurate financial records.
• Used Tally ERP9 and Excel to automate workflows, improving quarterly VAT filing efficiency by 25%.
• Collaborated closely with Dubai office teams via cloud accounting software, handling remote data securely and efficiently.
• Supported audits by organizing schedules and reviewing documentation, contributing to successful external audit outcomes.

Achievements:

• Collaborated effectively with the Dubai office to resolve queries and complete projects ahead of deadlines 95% of the time.
• Improved VAT filing accuracy by implementing thorough review processes, ensuring 100% compliance with UAE VAT regulations.