Salman Ullah
AML/KYC Analyst
Noida,UP
Summary
Detail-oriented compliance professional with over four years of experience in KYC operations and transaction monitoring within the banking and fintech sectors. Expertise in identifying suspicious patterns, conducting enhanced due diligence, and ensuring strict regulatory adherence. Proficient in investigating various transaction channels to uncover potential money laundering risks. Committed to leveraging skills and knowledge to advance a career in AML and financial crime prevention.
Overview
4
4
years of professional experience
Work History
Senior Associate
Genpact India Pvt. Ltd.
12.2021 - Current
- I have about 04 years’ experience in Risk Analysis, Fraud Prevention, and AML compliance. I specialize in conducting Enhanced Due Diligence (EDD), Customer Due Diligence (CDD), transaction monitoring, financial crime investigations and prevention. I am Proficient in risk assessment and provide the support to filing Suspicious Activity Reports (SARs), I possess strong understanding of rules and regulations for effective anti-money laundering (AML) measures, ensuring robust compliance and fraud prevention.
- Responsible for identifying suspicious patterns after analyzing the account activities of the user with adherence to AML regulations.
- Monitored and analyzed transactions across multiple channels (Branch, Wire, Cheque/Draft, Apex, POS, ATM, and Mobile banking) to identify potential money laundering risks.
- Proficient in utilizing compliance tools such as IntelliTrace, SAS AML, Certapay and Pega to trace SOF and verify transaction purposes to support to prepare Suspicious Transaction Reports (STRs).
- Responsible for initiating EDD(RFI) to validate the Source of Funds/ Source of Wealth of the focal.
- Responsible for validating documents provided by customers and raising flags in case of discrepancies.
- Conducted second-level investigations into potential money laundering, CSAM, terror financing, ATO, and identity theft.
- Reviewed escalated transactions for compliance with financial regulations and internal policies. Investigated transactions involving sanctioned entities and high-risk jurisdictions to ensure compliance with international sanctions.
- Analyzed alerts related to Elder Financial Exploitation, identifying and mitigating risks to protect vulnerable individuals.
- Identified patterns of structuring, smurfing, and rapid fund movement, enhancing financial crime detection efforts. Utilized forensic accounting to detect irregularities and compliance violations.
- Reviewing transaction alerts, spotting inconsistencies & escalating accounts with financial crime concerns.
- Reviewing customer behavior using internal and external tools to determine transactions legitimacy.
- Examined transaction statements and documents to identify and monitor unusual transactions pattern.
Education
Master of Arts - Political Science
Chhatrapati Shahu Ji Maharaj University
Kanpur06-2018
Bachelor of Arts - Political Science
Chhatrapati Shahu Ji Maharaj University
Kanpur06-2016
Skills
- KYC Due Diligence
- Transaction Monitoring
- AML & CFT Compliance
- Sanctions & PEP Screening
- Suspicious Activity Reporting (SAR/STR)
- Enhanced Due Diligence (EDD)
- Adverse Media Screening
- Risk Assessment
- SAS AML
- LexisNexis
- MS Excel
- Data Analysis & Documentation
- Strong Analytical & Communication Skills
- Attention to Detail
- Teamwork
ADDITIONAL RESPONSIBILITIES
Maintain the accuracy for the queries with 99% | Handling the role of SME. | Part of QC team. | Audit the client queries on weekly or monthly basis and publish report (as per business requirement). | Ensure that SLA and performance parameters are met. | Deliver on Ad-Hoc tasks and handle escalations in order to meet internal goals. | Adaptability and ability to work under pressure to meet work deadlines. | Team player and self-motivator. | Provide training to colleagues across teams and mentored new colleagues on process.
SKILLS AND LEARNING
- MS Office, particularly in MS Excel and Outlook as mostly used in our process.
- ACAMS Certificate of ENHENCING FINANCIAL INCLUSION WITH A RISK-BASED APPROACH.
- ACAMS Certificate of MODERN SLAVERY AND HUMAN TRAFFICKING.
- ACAMS Certificate of ENDING ILLEGAL WILDLIFE TRADE-A COMPREHENSIVE OVERVIEW CERTIFICATE.
- ACAMS Certificate of ENDING ILLEGAL WILDLIFE TRADE-A PRACTICAL GUIDE FOR LAW ENFORCEMENT.
- Well versed with Internet tools and Email applications.
- Completed Genpact internal trainings on financial crimes, Anti-Money Laundering & Risk Management.
AWARDS & ACHIEVEMENTS @ CORPORATE
Rewarded 4 times by Bronze award & 3 time by Silver award for the exemplary performance., Part of employee engagement team & support Staff., Always among the top performers of the team- Achieved highest rating for quality and production for last 6 months.
Timeline
Senior Associate
Genpact India Pvt. Ltd.
12.2021 - Current
Master of Arts - Political Science
Chhatrapati Shahu Ji Maharaj University
Bachelor of Arts - Political Science
Chhatrapati Shahu Ji Maharaj University