Saloni Tater
Mumbai
Summary
Dynamic Chartered Accountant with hands-on experience in internal auditing, GST compliance, financial reporting, and policy formulation. Proven ability to analyze financial data, assess creditworthiness, and develop strategic solutions. Highly-motivated employee with desire to take on new challenges with a proactive attitude and the ability to learn quickly. Eager to contribute to a dynamic team and support organizational goals.
Overview
4
4
years of professional experience
1
1
Certification
Work History
CREDIT ANALYST - DEPUTY MANAGER
AXIS BANK
Mumbai
03.2024 - Current
- Assessed financial information, such as income statements, balance sheets, tax returns and other documents of potential borrowers.
- Evaluate credit applications, financial statements, and industry trends to determine creditworthiness and potential risks.
- Conduct comprehensive financial analysis and risk assessment for Commercial Vehicle and Construction Equipment loans exceeding 10 crores.
- Collaborate with sales teams to structure financing solutions that meet client needs while minimizing risk exposure.
- Conducted site visits and meetings with clients to assess project feasibility and understand business operations.
- Developed financial models and projections to support credit decisions and strategic planning.
- Prepared comprehensive credit reports and presentations for management and external stakeholders.
- Monitor loan performance, conduct periodic reviews, and ensure compliance with internal policies and regulatory requirements.
Analyst Trainee
SANJAY SECURITIES LIMITED
Pali
03.2023 - 02.2024
- Maintained an organized filing system of reports, documents, spreadsheets.
- Assisted with financial planning by preparing budget forecasts and cost estimates.
- Assisted in formulating policies and procedures, preparing financial reports, and analyzing company portfolios.
- Conducted detailed financial analysis, including cash flow projections and financial statement reviews.
Articleship Trainee
Ankita Aniket Jain & Associates
Jodhpur
03.2020 - 02.2022
- Analyzed financial transactions to determine proper coding of accounts receivable and payable items.
- Reviewed and analyzed client business operations, financial performance, and compliance procedures.
- Review of control cycles including purchase revenue , expenditure , payroll, and drafting audit report.
- Gained valuable experience in GST compliance and internal auditing for diverse clients.
- Assisted in conducting internal audits and ensuring compliance with GST regulations. Identified areas for improvement and provided recommendations to mitigate risks and enhance efficiency.
Articleship Trainee
S K PATODIA & ASSOCIATES
Mumbai
02.2024 - 02.2024
- Reconciled balance sheet accounts and investigated discrepancies to trace causes and correct errors.
- Analyzed balance sheets for mistakes and inaccuracies.
- Assisted with audits by collecting digital and physical records and conducting both manual and computer-assisted reviews.
- Evaluated internal controls over financial reporting to ensure accuracy of books and records.
- Reviewed draft financial statements and reports to check accuracy and consistency.
Education
CA Final - 51.65%
Institute Of Chartered Accountants Of India
11-2023
Bachelor of Commerce - 78.66%
Jai Narain Vyas University
Jodhpur, RJ06-2021
Inter CA - 55%
Institute Of Chartered Accountants Of India
11-2018
CPT - 73.5%
Institute Of Chartered Accountants Of India
12-2017
12th - CBSE - 79%
Saint Paul's Sr. Sec. School
Pali, RJ04-2015
Skills
- Financial Analysis and Reporting
- Regulatory Compliance and Risk Management
- Effective Communication and Presentation Skills
- Strong Analytical and Problem-Solving Skills
- GST Compliance and Taxation
- Credit Risk Assessment
- Attention to Detail
Certification
- Microsoft Excel Beginner to Advance
- The Complete Financial Analyst Training and Investing Course
- The Complete Investment Banking Course
- Complete Finance Programme
Websites
Timeline
CREDIT ANALYST - DEPUTY MANAGER
AXIS BANK
03.2024 - Current
Articleship Trainee
S K PATODIA & ASSOCIATES
02.2024 - 02.2024
Analyst Trainee
SANJAY SECURITIES LIMITED
03.2023 - 02.2024
Articleship Trainee
Ankita Aniket Jain & Associates
03.2020 - 02.2022
CA Final - 51.65%
Institute Of Chartered Accountants Of India
Bachelor of Commerce - 78.66%
Jai Narain Vyas University
Inter CA - 55%
Institute Of Chartered Accountants Of India
CPT - 73.5%
Institute Of Chartered Accountants Of India
12th - CBSE - 79%
Saint Paul's Sr. Sec. School
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