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 Dynamic banking professional with over 11 years of experience in driving automation and scaling portfolios within the financial sector. Specialization in automating regulatory compliance systems, including RWA and Credit Risk, ensures adherence to stringent RBI mandates. Proven ability to leverage IT skills to address complex financial risk challenges, enhance operational efficiency, and significantly reduce Non-Performing Assets (NPAs). Committed to utilizing technology to optimize financial processes and foster business growth through effective portfolio management and risk mitigation strategies. 

    Profile Summary :-   Currently working as Senior Manager - Credit (Received 2 Promotions in Timespan of 4 years) in AU Small Finance Bank. Worked as Assistant Credit Manager with India Bulls Housing Finance Ltd. Prior experience as Executive with Capital First Ltd & Tata Capital Financial Services Ltd.    Credit Management Certification from NIBM- Pune    Bachelor's in commerce from Kurukshetra University  

I wish to be part of an organisation, which has good growth prospects and a quality environment where I can work to my employer satisfaction and as the time, enrich my knowledge and project management skills.

Results-oriented credit professional with 8+ years of expertise in credit underwriting, portfolio management, and vendor partnerships. Proven track record in reducing NPAs, optimizing processes, and managing cross-functional teams to exceed business goals. Currently managing auto loan portfolios at HDFC Bank, I am seeking a supervisory role to leverage my skills in credit risk management and drive sustainable business growth.

Sameer Kumar Verma

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Senior Manager

B.Tech in Electronics And Communication -

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