Samir Santosh Kadam
Thane
Summary
Goal-oriented leasing professional with 5 years of experience in leasing operations, documentation, pricing analytics, and MIS reporting. Strong expertise in lease structuring, profitability analysis, disbursement operations, and system automation. Proven ability to streamline workflows, enhance efficiency, and support business growth through data-driven decision-making
Overview
7
7
years of professional experience
Work History
Deputy Manager - Leasing Operations
Mizuho RA Leasing Private Limited
Mumbai
03.2025 - Current
- Structured and executed leasing and sale-and-leaseback transactions for leading corporates across diverse sectors.
- Performed detailed profitability assessments using XIRR, tax benefit analysis, and NPV comparisons to support commercial decision-making.
- Managed the end-to-end deal lifecycle, including proposal drafting, lender coordination, vendor payments, lease billing.
- Collaborated with internal stakeholders to streamline operational workflows, significantly reducing turnaround times and enhancing client satisfaction.
- Delivered operational and commercial support across leasing transactions by managing customer issue resolution and reconciling outstanding invoices to meet business objectives.
- Managed OEM and vendor relationships, ensuring accuracy in invoice validation, GST portal compliance, and Proof of Delivery verification.
Deputy Manager - Leasing Operations
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Mumbai
10.2022 - 02.2025
- Approved lease transactions in line with defined structures, including IRR verification and preparation of repayment schedules and cash flow statements.
- Ensured strict adherence to GST compliance requirements across all leasing transactions and maintained compliance with RBI documentation and recordkeeping guidelines.
- Managed end-to-end operational compliance from customer onboarding through lease closure, in accordance with established processes and policies.
- Analyzed lease profitability for prospective clients through IRR assessment, cash flow calculations, interest rate variation review, and profitability spread evaluation.
- Maintained and administered key documentation, including MLA, sanction letters, approved commercials, lease schedules, and other critical transaction records.
- Coordinated closely with sales teams, vendors, and customers to resolve outstanding invoices, address operational issues, obtain necessary confirmations, and secure signed documents.
- Oversaw insurance operations and delivered solutions related to automobile insurance.
- Published required business MIS in a timely manner to support operational reporting and decision-making.
- Verified end-of-lease and foreclosure statements and shared them with customers for final confirmation.
- Responded promptly to requests and queries raised by internal and statutory auditors.
- Performed reconciliation of customer and vendor accounts to support financial accuracy and operational control.
- Collaborated with system development and IT teams to address unknown bugs and support automation of operational activities within the system.
Operation Associate - Leasing Operations (MIBS)
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
Mumbai
11.2021 - 09.2022
- Managed the end-to-end purchase order (PO) lifecycle for capital assets, including issuance and proactive tracking of pending orders to ensure timely delivery.
- Generated rental invoices and sent MIS reports to customers in a timely manner.
- Delivered regular invoice submission and status reports to senior management, providing key insights into billing cycles and operational workflows.
- Streamlined the vendor onboarding process by coordinating document collection and verification to ensure accurate system integration and vendor code generation.
- Collaborate with clients to gather necessary documentation and information of ENACH applications, enhancing onboarding efficiency.
- Analyzed and reconciled discrepancies between lease payments and financial statements, implementing corrective measures to ensure accounting accuracy.
Associate - Interline Billing Operations
WNS Global Services Private Limited
Mumbai
03.2019 - 10.2021
- Managed end-to-end interline billing transactions for a global network of airline partners, ensuring 100% accuracy and strict adherence to IATA billing cycles.
- Collaborated in the strategic development of standard billing procedures and Special Prorate Agreements to optimize revenue sharing and partnership transparency.
- Systematically reconcile interline accounts by identifying and resolving complex discrepancies, ensuring accuracy in cross-carrier financial settlements.
- Collaborated with cross-functional teams to streamline billing procedures and enhance operational efficiency.
- Delivered comprehensive billing analysis and data-driven insights to senior management, highlighting trends and providing actionable recommendations for revenue recovery.
- Communicated effectively with airline representatives and partners to address billing inquiries and disputes.
Education
Bachelor of Science -
University of Mumbai
Skills
Technical & System Skills -
Windows, MS-Office like (MS Word, MS Excel, MS PowerPoint, etc)
ERP – Odessa / CRM
SAP
RAAMS
Disclaimer
I hereby confirm that the details furnished are true and correct to the best of my knowledge.
Personal Information
- Date of Birth: 11/13/97
- Gender: Male
- Marital Status: Unmarried
Languages
- Marathi
- Hindi
- English
- Marathi
- Hindi
Timeline
Deputy Manager - Leasing Operations
Mizuho RA Leasing Private Limited
03.2025 - Current
Deputy Manager - Leasing Operations
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
10.2022 - 02.2025
Operation Associate - Leasing Operations (MIBS)
MAHINDRA & MAHINDRA FINANCIAL SERVICES LIMITED
11.2021 - 09.2022
Associate - Interline Billing Operations
WNS Global Services Private Limited
03.2019 - 10.2021
Bachelor of Science -
University of Mumbai