CHANDRA SHEKHAR SANA
Collections
Karimnagar
Summary
Seeking a challenging career in a prestigious company with opportunities for leadership and growth. Eager to work in a professional atmosphere to keep up with emerging technology and expand knowledge base. Passionate about contributing to a dynamic team and making a meaningful impact in the industry. Excited about potential for personal and professional development in a forward-thinking organization.
Overview
14
14
years of professional experience
1
1
Certification
3
3
Languages
Work History
STATE MANAGER COLLECTIONS
IKF HOME FINANCE
11.2025 - Current
- Developed customized payment plans for clients experiencing financial difficulties to minimise losses.
- Established performance metrics to evaluate team success and identify areas for improvement.
- Worked with customers and collections representatives to monitor documentation, reduce customer disputes and collect invoices in timely fashion.
- Contacted customers to collect outstanding payments via one-time or negotiated installment methods.
CLUSTER COLLECTION MANAGER
INCRED FINANCE LIMITED
09.2023 - 10.2025
- Organizing data allocation and collection planning.
- Maintaining target achievement each month, leading to portfolio reduction.
- Managing high POS customer resolutions through direct interactions with Executives & collection manager.
- Supervising collection operations.
- Handling NPA accounts under section 25/138 guidelines.
- Delivering reports within set deadlines.
AREA MANAGER
CHOLAMANDALAM H.L.
08.2022 - 09.2023
- Coordinated data allocation and collection planning.
- Consistently met monthly targets, enhancing performance.
- Facilitated resolution of critical POS customer problems by collaborating with executives and BRMS.
- Managed collection activities.
- Managed physical position process for NPA accounts as per sections 13/2, 13/4, and 14.
- Maintained punctuality in report submissions.
ASSISTANT MANAGER
BAJAJ FINANCE LTD
03.2020 - 07.2022
- Planned collection and allocated data.
- Consistently achieved monthly targets, enhancing portfolio performance.
- Addressed complex POS customer issues through direct engagement with agency executives and proprietors.
- Oversaw collection processes.
- Prepared MIS reports and ensured timely submission.
Team Leader
TATA MOTORS FINANCE LTD
09.2018 - 03.2020
- Managed data allocation.
- Regularly reached set objectives, leading to decreased portfolio.
- Facilitated resolution of significant POS customer challenges via in-person meetings with Agency Executives.
- Oversaw collection processes.
- Prepared MIS reports with accuracy and efficiency.
FCE (field collection executive)
TVS CREDIT SERVICES LTD
08.2015 - 08.2018
- Oversaw collection and repossession procedures.
- Tracked SKIP cases.
- Maintained daily success in reaching DRR objectives.
Senior Collections Executive
TATA-FINANCE LTD
04.2014 - 07.2015
- Managed accounts of customers in 6-11 bucket categories.
- Managed repossession of vehicles and consumer durable goods.
- Kept portfolio in excellent health.
Recovery Executive
KAPIL CHIT FUNDS LTD
04.2012 - 03.2014
- Managed collection of funds from chit members.
- Directed 7 chit groups, collectively valued at 20 Lacs.
- Managed interactions with customers in default status.
Education
Graduation - undefined
Kakatiya University
Warangal, Dist.01.2012
Intermediate - Bi.P.C.
Shankkary Jr. College
Nizamabad, Dist.01.2004
S.S.C. - undefined
Theja High School
Karimnagar, Dist.01.2002
Skills
Data allocation
Certification
DRA, 2013-07-01
Personal Information
- Date of Birth: 08/28/1987
- Gender: Male
- Nationality: Indian
- Marital Status: Married
- Religion: Hindu
Timeline
STATE MANAGER COLLECTIONS
IKF HOME FINANCE
11.2025 - Current
CLUSTER COLLECTION MANAGER
INCRED FINANCE LIMITED
09.2023 - 10.2025
AREA MANAGER
CHOLAMANDALAM H.L.
08.2022 - 09.2023
ASSISTANT MANAGER
BAJAJ FINANCE LTD
03.2020 - 07.2022
Team Leader
TATA MOTORS FINANCE LTD
09.2018 - 03.2020
FCE (field collection executive)
TVS CREDIT SERVICES LTD
08.2015 - 08.2018
Senior Collections Executive
TATA-FINANCE LTD
04.2014 - 07.2015
Recovery Executive
KAPIL CHIT FUNDS LTD
04.2012 - 03.2014
Graduation - undefined
Kakatiya University
Intermediate - Bi.P.C.
Shankkary Jr. College
S.S.C. - undefined
Theja High School