Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Area of Expertise
Additional Information
Timeline
Generic
Sanchita Sharan

Sanchita Sharan

Associate Principal Consultant- Business Solutions | Product Management |Client engagement
Pune

Summary

Product Manager & Business Solutions Consultant with 14+ years of experience across Digital BFSI, including Lending, Retail Banking, Insurance, Investment Banking, and Derivatives. Skilled in leveraging Agentic AI and digital innovation to transform customer journeys, streamline operations, and enhance decision-making. Adept at driving product roadmaps from concept to release while aligning with business goals and regulatory needs. Strong collaborator with business leaders, stakeholders, and executives to deliver impactful solutions. Expertise spans Product Management and Business Analysis across all SDLC phases using Agile and traditional methodologies.

Passionate about leveraging AI and digital innovation in BFSI to solve complex challenges and deliver exceptional user experiences. Aspiring to leverage 13+ years of product management and consulting expertise to excel as a Senior Product Leader or Program Manager

Overview

14
14
years of professional experience
5
5
Certifications
3
3
Languages

Work History

Associate Principal Consultant

Nagarro Software services Pvt Ltd.
09.2015 - Current
  • Partnered with product heads and client stakeholders to ideate, research, and deliver product roadmaps from concept to release, covering both lending and trading platforms.
  • Spearheaded the modernization of a legacy derivative trading platform , delivering a user-friendly UI, with seamless system integration, and regulatory compliance.
  • Introduced agentic AI in loan origination systems (LOS) to automate data gathering, digital identity verification, document checks, and credit decisioning, reducing manual effort, and improving borrower experience.
  • Designed end-to-end LOS features, including loan renewals, split disbursement , and one-time EMI payment via wire, improving customer retention and operational efficiency.
  • Collaborated with banks to ideate branch-level offerings and refine decision policy rule configurations tailored to client needs.
  • Led UAT strategy and execution , validating functionality, performance, and security, while ensuring smooth releases with minimal downtime.
  • Delivered structured training, demos, and documentation to drive system adoption and business readiness.
  • Worked across multiple loan products: secured, unsecured, SMB, auto loans, mortgages, and credit cards, applying domain expertise to deliver scalable digital lending solutions.
  • Advocated Agile/SAFe practices , driving backlog management, impact analysis for change requests, and transparent stakeholder communication.
  • Recognized for mentoring junior BAs, and fostering a collaborative work environment that improved efficiency and delivery outcomes.

Consultant

CAPCO
11.2014 - 08.2015
  • Led requirements gathering and BRD documentation for multi-module banking applications, ensuring clarity from inception to delivery.
  • Managed vendor coordination and integrations, reducing rework, and ensuring seamless delivery.
  • Contributed to the design of custom digital banking solutions , leveraging emerging technologies.
  • Supported test case design, execution, and reporting , ensuring quality and timely delivery.
  • Acted as an SME for customer service and account management solutions, enhancing client operations.
  • Collaborated with cross-functional teams and stakeholders to align solutions with client needs, and business goals.
  • Maintained strong client relationships through proactive communication, regular updates, and transparent progress tracking.
  • Collaborated with cross-functional teams to successfully deliver comprehensive solutions for clients.
  • Managed client relationships through regular check-ins and updates on project progress.

Business Analyst and QA

Accenture Services Pvt Ltd
06.2011 - 10.2014
  • Delivered requirement gathering and project management for the Kunden (customer) module, translating needs into epics, user stories, and story maps.
  • Designed and executed manual and automated test cases across Java, mainframe, web, database, and web services applications.
  • Acted as an Automation Expert, implementing an unattended execution prototype in TOSCA, and leading the automation of mainframe test cases.
  • Owned QA delivery for the automation tool (TOSCA), including critical version migrations, and defect management.
  • Led a team of 5–6 testers , overseeing test design, execution, and client reporting.
  • Conducted user training, documentation, and workshops to ensure stakeholder readiness and adoption.
  • Traveled onsite to Munich, Germany, for requirement workshops and automation sessions, strengthening client collaboration.

Education

B.Tech. - Biotech

Amity Institute of Biotechnology
Noida, India
06-2011

Skills

o PM Tools : Mondaycom, Miro, Balsamiq, Lucidchart, Microsoft Office tools: Excel, PowerPoint and Word, etc

o PM Tools : Mondaycom, Miro, Balsamiq, Lucidchart, Microsoft Office tools: Excel, PowerPoint and Word, etc

Accomplishments

  • Authored articles on Personal Finance Management and How GenAI Powers Smarter, Faster Derivatives Trading, published on Nagarro's website.
  • Developed domain content for Nagarro's internal evaluation program, Level Up.
  • Honored with the Brightest Mind Award at Nagarro for innovation and impact.
  • Received the A-Team Award at Nagarro for outstanding collaboration and delivery.
  • Featured on Nagarro's Cheer Board for successfully delivering a critical client project.
  • Awarded Star Performer at Accenture for consistent high performance and commitment.

Certification

SAFe 6.0 certified Product manager/Product Owner

Area of Expertise

  • Product Management & Business Analysis
  • Vendor & Stakeholder Management
  • Client Engagement
  • Digital Lending Platforms (Loan Origination System, Loan Management System)
  • Agentic AI in BFSI – LOS automation, borrower journey personalization, and intelligent decisioning
  • Generative AI for credit risk analysis, customer onboarding, and compliance monitoring
  • Agile Scrum & SAFe Product Ownership
  • Derivative Trading & Investment Banking Workflows
  • UI/UX Collaboration & End-to-End Solution Delivery
  • Functional/UAT Testing & QA Automation (TOSCA, QC/ALM)
  • Requirement Analysis, Elicitation & Documentation

Additional Information

International Experience

  • 3-month engagement at Allianz Insurance in Munich, Germany for requirements gathering and automation workshops
  • 3-weeks project with Credit Solution (Tieto) in Stockholm, Sweden for business requirement analysis

Timeline

Associate Principal Consultant

Nagarro Software services Pvt Ltd.
09.2015 - Current

Consultant

CAPCO
11.2014 - 08.2015

Business Analyst and QA

Accenture Services Pvt Ltd
06.2011 - 10.2014

B.Tech. - Biotech

Amity Institute of Biotechnology

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Sanchita SharanAssociate Principal Consultant- Business Solutions | Product Management |Client engagement