Summary
Overview
Work History
Education
Skills
Hobbies and Interests
Disclaimer
Languages
Personal Information
Timeline
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Sandeep HR

Bangalore

Summary

To seek a challenging and interesting job that encourages creativity and provides exposure to new technology to achieve professional and personal growth along with the organization. Respectful loan officer with several years of hands-on experience evaluating and authorizing various loans. Dependable professional polished in assembling loan packages, initiating loan applications and analyzing loan programs to match borrower's profile. Communicative team player with in-depth knowledge of banking products and associated services. Outgoing student pursuing flexible part-time employment with weekend and evening shift options.

Overview

5
5
years of professional experience

Work History

GOLD LOAN OFFICER (D M Grade 1)

UJJIVAN SMALL FINANCE BANK Ltd
Bangalore
08.2023 - Current

Managed daily branch operations, ensuring compliance with banking policies and federal regulations

  • Conducted internal audits to ensure adherence to internal controls and external regulatory requirements
  • Responded to customer inquiries and resolved account issues
  • Generated monthly, quarterly, and annual sales reports for management review
  • Assisted with the development of operational plans and procedures
  • Prepared documents for regulatory compliance audits
  • Identified opportunities to improve customer service quality
  • Provided customers with accurate information about the value of their gold items
  • Evaluated gold and precious metal items, such as jewelry, coins, bars and bullion to determine the value
  • Utilized specialized tools and equipment to weigh and measure gold items accurately
  • Maintained records of all transactions in a database system
  • Generated detailed reports outlining the results of each appraisal
  • Maintained accurate and current electronic database of completed appraisal work
  • Checked recent sales, reproduction costs and potential income from property to calculate values
  • Maintained a positive work environment that promoted collaboration between team members
  • Monitored accounts to identify overdue payments and pursue timely remedies
  • Analyzed customer payment trends and developed strategies to reduce overdue accounts.
  • Adhered to company policies and applicable laws while collecting debts from customers.

JRE (Junior Executive Relationship)

Muthoot Finance Ltd
Bangalore
09.2021 - 08.2023
  • Managed customer inquiries through phone calls, emails, or face-to-face interactions
  • Supervised executive and management calendars while allocating tasks to administrative support team for smooth operational flow
  • Created and maintained computer- and paper-based filing and organization systems for records, reports and documents
  • Balanced daily transactions on a computerized point-of-sale system
  • Utilized various tools such as magnifying glasses, scales, x-ray fluorescence machines, spectrometers, microscopes to analyze gold pieces
  • Addressed customer questions and concerns regarding products, prices and availability
  • Recommended loan amounts based on property value of collateral
  • Provided assistance in troubleshooting any technical issues that arose during daily operations

Technician

OKAYA POWER PRIVATE LIMITED
Bangalore
09.2019 - 12.2020
  • Filled out work orders, repair logs and maintenance plans to document work completed.
  • Completed scheduled appointments on time to drive quality service.
  • Replaced defective components or parts as needed.
  • Performed troubleshooting and repair of equipment in accordance with manufacturer specifications.
  • Managed quality control and maintained high level of customer satisfaction.
  • Recorded expenses and maintained receipts.
  • Kept records of parts and equipment used in projects to update inventory.
  • Used register system to ring up customer purchases, process payments, and issue receipts.
  • Utilized a variety of hand tools including soldering irons, screwdrivers, pliers, cutters, wire strippers and crimpers.
  • Maintained records of repairs, calibrations, and tests performed on equipment.

Education

MBA - MARKETING FINANCE

IMPERIAL INSTITUTE OF ADVANCED MANAGEMENT COLLEGE
BANGALORE
07.2024

B.COM -

D VS SHILPASHREE. DEGREE EVENING COLLEGE
BANGALORE
09.2020

PUC -

DODDANNA VIDYA SAMASĽHE PU COLLEGE
BANGALORE
07.2015

S.S.L.C. -

DODDANNA VIDYA SAMASTHE
BANGALORE
04.2013

Skills

  • Banking
  • Team Player
  • Excellent time management
  • Customer service-focused
  • Bottom Line LoanMaster Loan Servicing
  • Business Development
  • Cash Handling
  • Document analysis
  • Loan Servicing
  • Friendly

Hobbies and Interests

  • Cricket
  • Travelling
  • Riding
  • Cooking

Disclaimer

I hereby declare that the information furnished above is true and correct to the best of my knowledge.

Languages

  • Kannada
  • English
  • Hindi
  • Telugu

Personal Information

  • Father's Name: Renukaiah.c
  • Date of Birth: 07/22/97
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married
  • Religion: Hindu

Timeline

GOLD LOAN OFFICER (D M Grade 1)

UJJIVAN SMALL FINANCE BANK Ltd
08.2023 - Current

JRE (Junior Executive Relationship)

Muthoot Finance Ltd
09.2021 - 08.2023

Technician

OKAYA POWER PRIVATE LIMITED
09.2019 - 12.2020

MBA - MARKETING FINANCE

IMPERIAL INSTITUTE OF ADVANCED MANAGEMENT COLLEGE

B.COM -

D VS SHILPASHREE. DEGREE EVENING COLLEGE

PUC -

DODDANNA VIDYA SAMASĽHE PU COLLEGE

S.S.L.C. -

DODDANNA VIDYA SAMASTHE
Sandeep HR