Digital Lending Platform
Sandeep Raheja
Credit Officer
Chandigarh,Haryana
Summary
Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought.
Overview
6
6
years of professional experience
7
7
years of post-secondary education
3
3
Languages
Work History
Credit Officer
ECL FINANCE LIMITED
Chandigarh, Chandigarh
11.2017 - Current
- Used DLP and Finnone to perform credit appraisals, document verification and loan approvals.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Adhered to banking standards and government lending guidelines for loan services.
- Verified application and account details to accurately asses credit and financial risks of potential clients.
- Updated client accounts with new information and verified data for informed credit approvals.
- Prepared reports of findings and recommendations.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
Finance Analyst Intern
Motlay Innovation Pvt Ltd.
Delhi, Delhi
08.2016 - 07.2017
- Developed spreadsheet models for diverse projects and analysis.
- Scanned documents and saved in database to keep records of essential organizational information.
- Corrected data entry errors to prevent duplication or data degradation.
- Worked flexible hours across night, weekend and holiday shifts.
- Assessed credit risk and analyzed financial statements.
Education
MBA - Finance + marketing
University School of Management
Kurukshetra 07.2014 - 06.2016
B. Com - Accounting
Kurukshetra University
Kurukshetra 06.2011 - 05.2014
Intermediate(12th) - Accounting
S.M.B Gita Se. Sec. School
Kurukshetra 04.2010 - 03.2011
Matriculation(10th) - General Studies
S.M.B Gita Se. Sec. School
Kurukshetra 04.2008 - 03.2009
Skills
Flexibility
Team Work
Time Management
Leadership
Data Entry
Financial Analysis
Verbal and Written Communication
Software
Finnone
Tally
Ms office
Finbit
Signature
Sandeep Raheja
Timeline
Credit Officer
ECL FINANCE LIMITED
11.2017 - Current
Finance Analyst Intern
Motlay Innovation Pvt Ltd.
08.2016 - 07.2017
MBA - Finance + marketing
University School of Management
07.2014 - 06.2016
B. Com - Accounting
Kurukshetra University
06.2011 - 05.2014
Intermediate(12th) - Accounting
S.M.B Gita Se. Sec. School
04.2010 - 03.2011
Matriculation(10th) - General Studies
S.M.B Gita Se. Sec. School
04.2008 - 03.2009