Digital Lending Platform
Sandeep Raheja
Credit Officer
Chandigarh,Haryana
Summary
Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought.
Overview
6
6
years of professional experience
7
7
years of post-secondary education
3
3
Languages
Work History
Credit Officer
ECL FINANCE LIMITED
Chandigarh, Chandigarh
11.2017 - Current
- Used DLP and Finnone to perform credit appraisals, document verification and loan approvals.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Adhered to banking standards and government lending guidelines for loan services.
- Verified application and account details to accurately asses credit and financial risks of potential clients.
- Updated client accounts with new information and verified data for informed credit approvals.
- Prepared reports of findings and recommendations.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
Finance Analyst Intern
Motlay Innovation Pvt Ltd.
Delhi, Delhi
08.2016 - 07.2017
- Developed spreadsheet models for diverse projects and analysis.
- Scanned documents and saved in database to keep records of essential organizational information.
- Corrected data entry errors to prevent duplication or data degradation.
- Worked flexible hours across night, weekend and holiday shifts.
- Assessed credit risk and analyzed financial statements.
Education
MBA - Finance + marketing
University School of Management
Kurukshetra 07.2014 - 06.2016
B. Com - Accounting
Kurukshetra University
Kurukshetra 06.2011 - 05.2014
Intermediate(12th) - Accounting
S.M.B Gita Se. Sec. School
Kurukshetra 04.2010 - 03.2011
Matriculation(10th) - General Studies
S.M.B Gita Se. Sec. School
Kurukshetra 04.2008 - 03.2009
Skills
Flexibility
Software
Finnone
Tally
Ms office
Finbit
Signature
Sandeep Raheja
Timeline
Credit Officer
ECL FINANCE LIMITED
11.2017 - Current
Finance Analyst Intern
Motlay Innovation Pvt Ltd.
08.2016 - 07.2017
MBA - Finance + marketing
University School of Management
07.2014 - 06.2016
B. Com - Accounting
Kurukshetra University
06.2011 - 05.2014
Intermediate(12th) - Accounting
S.M.B Gita Se. Sec. School
04.2010 - 03.2011
Matriculation(10th) - General Studies
S.M.B Gita Se. Sec. School
04.2008 - 03.2009
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