Sandeep Hatwal
Hyderabad
Summary
Results-driven Assistant Manager with a proven record in Banking and Finance. Develops and implements clear guidelines to enhance team performance and achieve key objectives. Strong relationship-building, multitasking, and decision-making capabilities contribute to organizational success.
Overview
14
14
years of professional experience
Work History
Lead Commercial Valuations Assistant Manager
Wells Fargo
Hyderabad
09.2023 - Current
- Conducted borrowing base analysis to examine customers' monthly BBCs and assess their current loan balances. Reviewed records to maintain accuracy and provide funding limits for large corporations.
- Coordinated team schedules and ensured coverage for customer service needs.
- Assisted in training new employees on company policies and procedures.
- Implemented process improvements to streamline daily operational tasks.
Assistant Manager Specialist
HSBC Bank
Hyderabad
12.2014 - 04.2023
- Handled commercial lending, syndication loan, and agency process in credit services for Canada, specializing in CMB (Commercial Banking) small corporate bilateral loans, managing loan disbursement, various loan products, fee management, credit checks, and collection of charges and payments. Oversaw loan operations for Global Banking and Markets (GBM), Commercial Banking (CMB), and Commercial Real Estate (CRE) customers, processing drawdowns, rollovers, repayments, pre-payments, limit loading, funding, and interest and fee calculations. Completed all funding requests on the same day, meeting SLAs and escalating exceptions, while processing wire/swift payments to banks (MT202, MT103, Fed Wire) and ensuring quality checks for loans issued to customers without missing SLAs.
- Monitored covenant compliance for four years, ensuring borrowers submitted accurate financial data for lenders.
- Gained experience in financial spreading processes for Canadian and Spanish balance sheets, contributing to accurate financial analysis and reporting.
Team Member
Bank of America
Hyderabad
08.2012 - 09.2014
- Updated and maintained databases with customer information through chat service.
Education
GED -
Bharatiya Vidya Bhavan's Sainikpuri,
Hyderabad06-2010
Skills
Valuation Analysis
- Credit Analysis
- Commercial Lending
- Banking Corporate Lending
- Loan Operations
- Financial Operations
- Risk Assessment
- Reconciliation
- Banking And Assets
- Trade Services
- Client Relationship
- Team Management
Languages
English
Proficient (C2)
C2
Hindi
Native
Native
Telugu
Intermediate (B1)
B1
Timeline
Lead Commercial Valuations Assistant Manager
Wells Fargo
09.2023 - Current
Assistant Manager Specialist
HSBC Bank
12.2014 - 04.2023
Team Member
Bank of America
08.2012 - 09.2014
GED -
Bharatiya Vidya Bhavan's Sainikpuri,