SANDIP SAMBHAJI SHINDE
Karjat
Summary
Dynamic finance professional with extensive experience at Federal Bank, excelling in portfolio management and financial analysis. Proven track record in enhancing compliance and audit processes while fostering a culture of teamwork and leadership. Adept at optimizing resource allocation and driving exceptional outcomes through strategic initiatives.
Overview
20
20
years of professional experience
Work History
India
Federal Bank
Pune
03.2020 - Current
- Oversaw CV/CE underwriting and appraisal activities for Maharashtra, ensuring quality standards.
- Fostered a positive performance culture among officers to achieve exceptional outcomes.
- Managed compliance and audit processes to uphold regulatory standards.
- Facilitated personal and junior staff development through targeted learning initiatives.
- Collaborated with senior leadership to align departmental objectives with organizational strategy.
- Directed annual budgeting processes, including forecasting and financial analysis, to optimize resource allocation.
India
Axis Bank
Mumbai
08.2017 - 02.2020
- Performed credit assessments for CV, CE, and auto loan applications in Mumbai.
- Ensured adherence to banking regulations and credit policies within the branch.
- Collaborated with team members to improve assessment processes and accuracy.
- Executed thorough reviews of loan applications to minimize risks effectively.
- Managed a sanctioning limit of Rs 1.50 Crores while processing loans.
India
HDB Financial Services Ltd
Mumbai & Raigad
06.2011 - 08.2017
- Managed product handling for CV/Car, including new and refinance options.
- Oversaw CPA work and streamlined workflow processes.
- Identified customer concerns and mitigated issues through direct discussions.
- Proposed initial proposals to relevant approving authorities.
- Monitored delinquency levels to maintain portfolio quality and control branch delinquencies.
- Managed collection activities, legal actions, and repossessed vehicle resale operations.
- Conducted financier and principal checks for all proposals.
- Engaged with deal approving authority for transactions up to 25 lakhs.
India
Hinduja Leyland Finance Ltd
Maharashtra & Goa
11.2009 - 06.2011
- Evaluated customer prospects and intentions concerning CV, CE, and Auto loans to drive business growth.
- Confirmed documentation accuracy in line with company policies and authorized approvals.
- Supervised disbursement activities, validating documentation completeness and executing payments.
- Exercised signing authority for Maharashtra & Goa financial transactions.
- Administered PDC cycle clearance while collaborating with Cash Management Product department.
- Resolved EMI collection issues by liaising with customers and coordinating with sales personnel.
- Generated comprehensive MIS reports on disbursements, collections, and monthly business metrics.
- Facilitated seamless operations by aligning efforts of sales, collection, and recovery teams.
India
E-Nxt Financials Ltd
Mumbai
08.2007 - 11.2009
- Verified documentation for CV,CE and Auto Loans in accordance with Tata Motors Finance policy.
- Facilitated communication with branches to resolve documentation issues.
- Coordinated with FI agencies to track and manage Field Investigation reports.
- Compiled daily FI MIS for each branch, addressing queries promptly.
- Prepared Appraisal Memos while adhering to policy constraints.
- Reviewed courier bills and resolved any account-related queries with the Courier Agency.
India
IDBI Bank Ltd
Mumbai
09.2005 - 08.2007
- Verified account opening forms for 122 branches across Western and Eastern regions under KYC guidelines.
- Prepared and disseminated various management information system reports to branches and management.
- Resolved inquiries related to document verification and account opening forms.
- Collaborated with branches to address and resolve operational issues.
- Identified exceptions in documentation to minimize rejection rates of account opening forms.
- Maintained comprehensive knowledge of requirements for various types of accounts including savings and current accounts.
- Handled queries regarding account opening processes effectively.
Education
B.Com - Accounting And Finance
Mumbai
Mumbai03.2005
H.S.C. - Accounting and Finance
true
Mumbai02.2002
S.S.C. -
Mumbai
Mumbai03.2000
Skills
- Portfolio management
- Time management
- Financial analysis
- Organizational development
- Self-motivation
- Leadership and teamwork
- Finacle software proficiency
Languages
Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Personal Information
- Date of Birth : 7th Dec 1984
- Nationality : Indian
- Marital Status : Married
Timeline
India
Federal Bank
03.2020 - Current
India
Axis Bank
08.2017 - 02.2020
India
HDB Financial Services Ltd
06.2011 - 08.2017
India
Hinduja Leyland Finance Ltd
11.2009 - 06.2011
India
E-Nxt Financials Ltd
08.2007 - 11.2009
India
IDBI Bank Ltd
09.2005 - 08.2007
B.Com - Accounting And Finance
Mumbai
H.S.C. - Accounting and Finance
true
S.S.C. -
Mumbai
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