SANGAM BHAT
Summary
Quality-driven Compliance Analyst familiar with tracking, documentation and reporting requirements. Assesses work, materials and procedures and recommends adjustments to maintain compliance. Over 8.5 years of experience and motivated, energetic mindset. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
8
8
years of professional experience
Work History
Compliance Analyst
National Australia Bank
09.2022 - Current
- Validating the notice received from different legislative bodies (ATO, State Police)
- Supporting for Detailed investigation by providing required information of POI/EOI to the legislative bodies
- Monitoring the work flow of team with no SLA breach and meeting the TAT
- Preparing start of the day and end of the day reports
Underwriting Analyst
Altisource Business Solutions Pvt Ltd
11.2020 - 09.2022
- Trained and delivered feedback to 3-person underwriting team by coaching subordinates on underwriting policies and decisions.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Reviewed sales contracts, appraisals, titles and deeds to effectively underwrite real estate loans.
- Underwrote and processed mortgages and secured loans, lending over $750,000 annually.
Deputy Manager
HDFC Bank Ltd
04.2019 - 11.2020
- Conferred with customers each day to maintain current understanding of needs and preferences, resolve issues, and promote brand loyalty.
- Maintained, documented and presented progress reports to leaders.
- Supervised and motivated DSA staff employees.
- Investigate and follow up on cases referred by central routing unit (CRU) on Daily Basis, Acquiring Daily Reports Hold Funds Report / SAFE Report.
Assistant Manager – Operations Support
Exide Life Insurance Co. Ltd
05.2017 - 03.2019
- Costing Dashboard and Analytical reports – Preparing Monthly costing reports for Banca channel which the management uses it for better insights on cost matrix and decision making.
- Managing Bancassurance Partners Commission pay-outs, Rewards, ORC, Contest pay-outs and ensuring all Partners pay-outs are paid as per the contest and desired rates within TAT.
Financial Analyst
XL Dynamics India Pvt. Ltd
04.2015 - 04.2017
- Handling Credit analysis and checking credit worthiness of borrower
- Conducting inspections related to loans such as 411.com (borrower's work number verification), USPS (verifying address of borrower's employer and subject property), Licensing, Salary, Property Tax, Appraiser verification (property value determination), and Credit Report.
Education
MBA - Finance
Justice K.S.Hegde Institute Of Management
Nitte04.2015
Skills
- Knowledge of mortgage and banking applications like Sunsoft LOS, Encompass, Oracle Flexcube, Siebel
- MS-Office (Excel-Vlookup, pivot table, Word, Power Point, Internet, Outlook)
- Project Management
- Investigations Expertise
- Operations Support
- Business Operations
- Compliance Understanding
Languages
English
Advanced (C1)
Hindi
Advanced (C1)
Timeline
Compliance Analyst
National Australia Bank
09.2022 - Current
Underwriting Analyst
Altisource Business Solutions Pvt Ltd
11.2020 - 09.2022
Deputy Manager
HDFC Bank Ltd
04.2019 - 11.2020
Assistant Manager – Operations Support
Exide Life Insurance Co. Ltd
05.2017 - 03.2019
Financial Analyst
XL Dynamics India Pvt. Ltd
04.2015 - 04.2017
MBA - Finance
Justice K.S.Hegde Institute Of Management
Similar Profiles
Sherad De SilvaSherad De Silva
Fraud Assist Pro-Hub Training Support at National Australia Bank (NAB)Fraud Assist Pro-Hub Training Support at National Australia Bank (NAB)
HARPREET KAURHARPREET KAUR
Associate, Customer Care Solutions at National Australia BankAssociate, Customer Care Solutions at National Australia Bank
Jagdish ChandraJagdish Chandra
Network Security Consultant (Contractor) at Quess Corp (Client-National Australia Bank)Network Security Consultant (Contractor) at Quess Corp (Client-National Australia Bank)
Sima SalariSima Salari
Associate Director - Governance at National Australia BankAssociate Director - Governance at National Australia Bank
ROBERT L. SILER IVROBERT L. SILER IV
Compliance Analyst at Loop Capital MarketsCompliance Analyst at Loop Capital Markets