SANJANA K R
Enhance Due Diligence - Associate
Bengaluru
Summary
Detail-oriented AML/KYC professional specializing in sanctions, PEP, and negative news screening, as well as customer due diligence and transaction risk analysis. Expertise in reviewing profiles, investigating alerts, and ensuring compliance with AML/KYC and OFAC regulations. Proficient in LexisNexis, Cognos, and Dow Jones, with strong analytical and problem-solving skills honed in fast-paced environments.
Overview
3
3
years of professional experience
Work History
Associate
WNS Global services
02.2025 - Current
- Sanctions & Screening: Conduct sanctions, Politically Exposed Persons (PEP), and Negative News Screening (NNS) to identify high-risk individuals and entities, including those associated with financial crime, terrorism, and regulatory violations.
- Customer Due Diligence (CDD): Perform CDD on individual and corporate customers by verifying customer identities, beneficial ownership, business activities, and source of funds, using supporting documentation and internal systems.
- Enhanced Due Diligence (EDD) & Risk Assessment: Conduct enhanced reviews of high-risk customers by evaluating geographic exposure, business activities, adverse media, financial risk indicators, and escalating potential concerns in line with internal procedures.
- Maintained accurate records of all KYC activities, including customer profiles, risk assessments, and transaction monitoring logs, ensuring compliance with regulatory and internal standards.
Associate
Accenture
11.2023 - 01.2025
- Transaction Risk Monitoring: Analyzed transaction patterns, customer behavior, and risk indicators to identify suspicious financial activities, and potential money laundering risks, in accordance with AML regulations and internal policies.
- Alert Investigation & Risk Analysis: Conducted detailed investigations of flagged customer profiles and transactions using internal systems and multiple data sources to assess risk exposure, validate findings, and identify potential financial crime concerns.
- Risk Mitigation & Compliance: Resolved routine and moderately complex transaction risk issues by applying established procedures, regulatory guidelines, and standard operating protocols to detect anomalies and mitigate financial crime risks.
- Quality Assurance & Documentation: Ensured accuracy, consistency, and compliance in case analysis and documentation, while adhering to organizational policies, regulatory standards, quality benchmarks, and turnaround time requirements.
- Team Collaboration and Operational Excellence: Collaborated with team members, analysts, and supervisors to support efficient case handling, resolve queries, maintain productivity targets, and contribute to overall team performance.
Education
Bachelor of Commerce (B. Com) - Accounting
PES University
Bengaluru, India05-2023
MBA - Marketing Management
Manipal University Jaipur
Jaipur, India 04.2001 -
Skills
- Anti-Money Laundering (AML)
- Enhanced Due Diligence (EDD)
- Sanction screening (OFAC/ EU/ UN)
- Political Exposed Person (PEP)
- Negative News Screening (NNS)
- Transaction Risk Analysis
- Customer Due Diligence
- Risk Assessment and Mitigation
Accomplishments
- Go-Getter Recognition: Recognized for maintaining 100% quality accuracy throughout the quarter.
Timeline
Associate
WNS Global services
02.2025 - Current
Associate
Accenture
11.2023 - 01.2025
MBA - Marketing Management
Manipal University Jaipur
04.2001 -
Bachelor of Commerce (B. Com) - Accounting
PES University