Sanjay Kumar Mallick

. Oversee debt recovery and collection operations for a leading Supply Chain Finance company, focusing on credit limits and loan disbursals.

. Manage end-to-end collection processes for corporate and SME clients, ensuring healthy cash flow and minimizing Non-Performing Assets (NPAs).

. Collaborate with the credit and sales teams to evaluate risk profiles and implement effective recovery strategies tailored to supply chain ecosystems.

• Improved collection efficiency by implementing effective strategies and streamlining processes.
• Reduced delinquency rates by proactively addressing customer payment issues and providing tailored solutions.
• Researched accounts and completed due diligence to resolve collection problems.

• Dealing with Tractor and Construction Equipment loan Customers for Sales.
• Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
• Organized professional development programs for employees at all levels of the organization.
• Managed and inspired team members to perform to full potential, driving branch profitability.
• Established strong working relationships with external partners such as vendors and suppliers.
• Implemented internal control procedures to minimize risk exposure and maximize profitability.
• Managing All dealers in Odisha for farm equipment product.

• Dealing with tractor loan Customers for Collection of their installments and handling a team of six associates in Bhadrak, Balasore and Mayurbhanj Area
• Currently I was promoted to Asst
• Manager in our 'Unniti Program' (on Process)

• Dealing with loan Customers for Collection of their installments

• Dealing with loan Customers for Collection of their installments