Summary
Overview
Work History
Education
Skills
Personal Information
Disclaimer
Area Of Expertise
Timeline
Generic

Sanjayakumar Naik

Senior Analyst (Finance & Accounts)
Bengaluru,Karnataka

Summary

Experienced professional with over 9 years in Accounting & Finance, Retail Assets & Liability (GL) Banking, and Customer Relationship Management. Skilled in portfolio management with 38 months as an Associate and Senior Associate in R2R process activities. Proficient in Oracle, Blackline, MS Office, Windows Applications, and various client-oriented applications. Passionate about building a successful career within a dynamic corporate environment alongside dedicated individuals, aiming to fully explore capabilities and unlock potential.

Overview

10
10
years of professional experience
3
3
years of post-secondary education
3
3
Languages

Work History

Senior Analyst

Voya Global Services Private Limited
Bengaluru
09.2021 - Current
  • Preparing SBC Journal Entry like BOD, RS and PERF.
  • ICP Reconciliation.
  • ICP Percentage adjustment entry.
  • ICP Accrual entry and GL to Calc Validation.
  • Performing Reclass entry.
  • Preparation of DER settlement entry.
  • Preparing DER Accrual entry.
  • Export and Import the data from Oracle.
  • Journal entry posting through Oracle.
  • Export the Lump sum and Annuity report from Alight.
  • Export the employee data from workday for payroll activities.
  • Audit Support.
  • Performing EPS entry.
  • Preaprtion of 401k plans.
  • Received Client appreciation for best efforts.

Assistant Manager (BOM)

Jana Small Finance bank Ltd.
Bengaluru
11.2017 - 09.2021
  • Verifying the documents for home improvement loan, Enterprise loans, Gold loan, Education loan, Business Loan, Personal Loan and small group loan. And all the loan documents are properly stored in double locker.
  • KYC checking for completeness of documentation and disbursement of files.
  • Responsible for audit at the bank.
  • Handling, Verifying and Selling the CASA a/c, Fixed Deposit and Recurring Deposit.
  • Ensure to do the Customer Committee Meeting on monthly basis and submit the report to HO.
  • Maintain the daily expense and activities.
  • Approving GL posting in Oracle (CBS).
  • Approving NEFT, RTGS & DD in Oracle(CBS).
  • Credit check & approval of Gold loan & Business loan.
  • Ensure gold ornaments are properly valuated, sealed and stored in the branch vault under dual custody.
  • Enterprise Financial Loans - Management of PDC cheques and post to EM loan.
  • Ensure to do the TVR for new customers.
  • Ensuring that PDC updated and clear with in the TAT provided.
  • Selling the liablities business and Gold business i.e CASA, FD, RD, Gold Loan and Gold Loan renewal.
  • Margin money recovery in gold loan.
  • Handling and Selling the third party products i.e Life Insurance, General Insurance, Micro pension and NPS.
  • Training & conducting interviews of new joiners in operations.
  • Conducting frequent audit on branch operations.
  • Cash Management - Verifying of collection cash and ensure physical cash is been tallied with the system balance.
  • All transactions authorization has been done within TAT.
  • Ensure to verify the Registers maintained at the branch (cash, stock registers, including the safe key, petty cash, BDR& gold loan register).
  • Reconciliation of General Ledgers and Recon i Core banking.
  • Ensure to maintain the branch MIS and send the report to HO on timely basis.
  • Got excellent rating in audit.
  • Received CEO appreciation letter for achieving targets as per TAT.
  • Received Jana Bank super stars award.

Associate

Accenture Solutions Pvt Ltd.
Bengaluru
07.2015 - 10.2017
  • Company Overview: Client Profile: Janalakshmi financial services Ltd is the one of the leading finance company in the country that offers the finance products to the customer. It comprises SB loans, Business loan, Home loans etc.
  • Preparing 3X3 Matrix, Volume metrics and BOD reports.
  • Maintain daily branch expenses and activities.
  • Preparing and reviewing journal entries in oracle.
  • Handling and managing the GL’ i.e MP FC, RC, EMI, MRC, NPS, Micro Lite, CMS and Agent Banking etc.
  • Daily basis generating the trail balance from Oracale.
  • Ensuring 100% accuracy in payments and refunds.
  • Ensure to prepare MIS reports and and to concerned team on real time basis.
  • Petty Cash amount Review during the Month end close.
  • Reconciling the CBS (Oracale) dump on Monthly basis.
  • Preparing the MCC reports on monthly basis.
  • KYC checking for completeness of documentation, and disbursement of Files.
  • Ensure all records are maintained, Customer documents are stored properly.
  • Responsible for Audit for this function at the branch.
  • CIBIL Verification.
  • To ensure adherence to Key Movement process of the Company.
  • Ensuring all the ID and ADD proof are screened with NIL manipulation.
  • Ensure cash, bond papers & cheque stored in the Branch vaults under dual custody.
  • Verifying the loan Documents and uploading and disbursing the loans.
  • Handling the third party products i.e Insurance, Micro pension and NPS.
  • Taking an additional initiative to support other teams without having impact on my routine work.
  • Client Profile: Janalakshmi financial services Ltd is the one of the leading finance company in the country that offers the finance products to the customer. It comprises SB loans, Business loan, Home loans etc.
  • Process achievements were always excellent throughout my career with the company.
  • Within one year I got promoted as a Team Lead from assistance level.
  • Received Client appreciation for best efforts.
  • Received 'Star of Business Winner Award' in Accenture Solutions PVT Ltd.

Education

Bachelor of Commerce - Finance And Accounts

Karnataka University
07.2011 - 01.2014

Skills

  • MS Office

  • MS Excel

  • Libre office

  • Tally ERP 9

  • MS Windows

  • Core Banking Solution (Oracle)

  • Salesforcecom (SFDC)

  • FOS

  • LOS

  • CR tool

  • Oracle

  • Black line

  • Alight

  • Voya 360

  • BNY

Personal Information

  • Date of Birth: 02/16/93
  • Marital Status: Married

Disclaimer

I hereby declare that all the above given information is true to the best of my knowledge and belief.

Area Of Expertise

  • Portfolio Management & TL
  • Team Management

Timeline

Senior Analyst

Voya Global Services Private Limited
09.2021 - Current

Assistant Manager (BOM)

Jana Small Finance bank Ltd.
11.2017 - 09.2021

Associate

Accenture Solutions Pvt Ltd.
07.2015 - 10.2017

Bachelor of Commerce - Finance And Accounts

Karnataka University
07.2011 - 01.2014

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Sanjayakumar NaikSenior Analyst (Finance & Accounts)